
XP Inc. (XP)
$
21.53
-0.31 (-1.44%)
Key metrics
Financial statements
Free cash flow per share
22.4937
Market cap
58.2 Billion
Price to sales ratio
3.1729
Debt to equity
0.8903
Current ratio
0.5649
Income quality
2.3254
Average inventory
0
ROE
0.2253
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
XP Inc. provides a diverse range of financial products and services in Brazil, including securities brokerage, private pension plans, and both commercial and investment banking offerings, such as loan operations and foreign exchange transactions. The EBITDA ratio is 0.34 highlighting the company's operational efficiency. Moreover, the EBITDA is $6,252,812,723.00 a key indicator of the company's operational profitability. The company earned an interest income of $10,226,948,821.00 showcasing its financial investments. Additionally, the gross profit ratio is 0.67 reflecting the efficiency of the company's production and sales operations. The income before tax ratio is 0.29 reflecting the pre-tax margin. XP Inc. also offers Xpeed, an online financial education portal that provides seminars, classes, and resources to educate individuals on subjects like the basics of investing, various techniques, and investment strategies, complemented by insurance brokerage services. Furthermore, it operates the XP Platform, an open product platform that enables clients to access an array of investment products in the market, including equity and fixed income securities, mutual and hedge funds, private equity, structured products, credit cards, loan operations, life insurance, pension plans, real estate investment funds, and more. Founded in 2001 and based in São Paulo, Brazil, XP Inc. has carved a significant niche in the financial sector. The stock is affordable at $19.76 making it suitable for budget-conscious investors. Additionally, the stock has a high average trading volume of 6,875,338.00 indicating strong liquidity in the market. With a mid-range market capitalization of $11,353,120,843.00 the company is a steady performer. As a key player in the Financial - Capital Markets industry, XP Inc. contributes significantly to the overall market landscape, establishing itself as a vital entity driving innovation and growth within the Financial Services sector. This variety of services and robust market presence positions XP Inc. as an attractive option for investors looking for opportunities within the evolving financial ecosystem.
Investing in XP Inc. (XP) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bullish outlook. Always conduct your own research before investing.
Analysts predict XP Inc. stock to fluctuate between $12.20 (low) and $23.13 (high) in the next 365 days, reflecting market expectations and potential volatility.
As of 2026-03-02, XP Inc.'s market cap is $11,353,120,843, based on 527,316,342 outstanding shares.
Compared to Meta Platforms, Inc. Class A Common Stock, XP Inc. has a Lower Market-Cap, indicating a difference in performance.
XP Inc. pays dividends. The current dividend yield is 1.01%, with a payout of $0.18 per share.
To buy XP Inc. (XP) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for XP. Place an order (Market, Limit, etc.).
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
Revenue: $18,238,085,394 | EPS: $9.80 | Growth: 19.08%.
Visit https://www.xpinc.com/investor-relations for detailed financial reports.
You can explore historical data from here
All-time high: $53.08 (2021-09-02) | All-time low: $10.30 (2023-03-15).
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News

zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

fool.com
Brazilian brokerage XP has grown its customer base to nearly 5 million, and aims to be a one-stop shop for financial solutions. The company is using AI to handle more operational work, freeing up its financial advisors to spend more time interacting directly with clients.

seekingalpha.com
XP Inc. reported 4Q25 results, showing steady client asset growth driven by high-interest rates, despite slow new client acquisition. XP is strengthening its advisory model governance, shifting towards fee-based options to better align advisor-client interests and protect its brand. XP trades at an attractive 10.5x TTM P/E, with 10% YoY topline and earnings growth, and remains well-positioned for multiple Brazilian macro scenarios.

seekingalpha.com
XP Inc. (XP) Q4 2025 Earnings Call Transcript

zacks.com
XP Inc.A (XP) came out with quarterly earnings of $0.46 per share, beating the Zacks Consensus Estimate of $0.45 per share. This compares to earnings of $0.38 per share a year ago.

zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

zacks.com
Investors need to pay close attention to XP stock based on the movements in the options market lately.

zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

zacks.com
The mean of analysts' price targets for XP Inc.A (XP) points to a 32.2% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

seekingalpha.com
XP delivered 3Q25 results showing stalled growth in retail, flat wholesale, and investment banking leading performance. XP is shifting from a transaction-based to a fee-based advisory model, aiming for healthier client-advisor alignment and internal advisor expansion. Despite slow revenue growth and margin pressures, XP continues significant capital returns via buybacks and dividends, supported by a strong capital position.
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