XP Inc. (XP)
$
17.49
-0.27 (-1.54%)
Key metrics
Financial statements
Free cash flow per share
34.0942
Market cap
49.8 Billion
Price to sales ratio
6.6917
Debt to equity
3.0640
Current ratio
0.8208
Income quality
3.5194
Average inventory
0
ROE
0.2323
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
XP Inc. provides a diverse range of financial products and services in Brazil, including securities brokerage, private pension plans, and both commercial and investment banking offerings, such as loan operations and foreign exchange transactions. The EBITDA ratio is 0.30 highlighting the company's operational efficiency. Moreover, the EBITDA is $6,030,817,000.00 a key indicator of the company's operational profitability. The company earned an interest income of $27,980,000.00 showcasing its financial investments. Additionally, the gross profit ratio is 0.10 reflecting the efficiency of the company's production and sales operations. The income before tax ratio is 0.25 reflecting the pre-tax margin. XP Inc. also offers Xpeed, an online financial education portal that provides seminars, classes, and resources to educate individuals on subjects like the basics of investing, various techniques, and investment strategies, complemented by insurance brokerage services. Furthermore, it operates the XP Platform, an open product platform that enables clients to access an array of investment products in the market, including equity and fixed income securities, mutual and hedge funds, private equity, structured products, credit cards, loan operations, life insurance, pension plans, real estate investment funds, and more. Founded in 2001 and based in São Paulo, Brazil, XP Inc. has carved a significant niche in the financial sector. The stock is affordable at $19.76 making it suitable for budget-conscious investors. Additionally, the stock has a high average trading volume of 8,225,063.70 indicating strong liquidity in the market. With a mid-range market capitalization of $9,195,313,981.00 the company is a steady performer. As a key player in the Financial - Capital Markets industry, XP Inc. contributes significantly to the overall market landscape, establishing itself as a vital entity driving innovation and growth within the Financial Services sector. This variety of services and robust market presence positions XP Inc. as an attractive option for investors looking for opportunities within the evolving financial ecosystem.
Is XP Inc. (XP) a good investment?
Investing in XP Inc. (XP) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B, with a Bearish outlook. Always conduct your own research before investing.
What is XP Inc. (XP)'s stock forecast?
Analysts predict XP Inc. stock to fluctuate between $10.82 (low) and $20.64 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is XP Inc.'s market capitalization?
As of 2025-12-12, XP Inc.'s market cap is $9,195,313,981, based on 525,746,940 outstanding shares.
How does XP Inc. compare to competitors like Meta Platforms, Inc. Class A Common Stock?
Compared to Meta Platforms, Inc. Class A Common Stock, XP Inc. has a Lower Market-Cap, indicating a difference in performance.
Does XP Inc. pay dividends?
XP Inc. pays dividends. The current dividend yield is 1.01%, with a payout of $0.18 per share.
How can I buy XP Inc. (XP) stock?
To buy XP Inc. (XP) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for XP. Place an order (Market, Limit, etc.).
What is the best time to invest in XP Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
How did XP Inc. perform in the last earnings report?
Revenue: $19,870,005,560 | EPS: $8.23 | Growth: 14.94%.
Where can I find XP Inc.'s investor relations reports?
Visit https://www.xpinc.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for XP Inc.?
You can explore historical data from here
What is the all-time high and low for XP Inc. stock?
All-time high: $53.08 (2021-09-02) | All-time low: $10.30 (2023-03-15).
What are the key trends affecting XP Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
The mean of analysts' price targets for XP Inc.A (XP) points to a 32.2% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.
seekingalpha.com
XP delivered 3Q25 results showing stalled growth in retail, flat wholesale, and investment banking leading performance. XP is shifting from a transaction-based to a fee-based advisory model, aiming for healthier client-advisor alignment and internal advisor expansion. Despite slow revenue growth and margin pressures, XP continues significant capital returns via buybacks and dividends, supported by a strong capital position.
seekingalpha.com
Retail flows bounced back, showing XP Inc.'s growth engine is intact despite a tough past quarter. The advisory model keeps gaining traction, helping XP build a more resilient and predictable business. Risks remain from a conservative asset mix, take-rate compression, and sensitivity to Brazil's high interest rates, but structural risk has lessened.
seekingalpha.com
XP Inc. ( XP ) Q3 2025 Earnings Call November 17, 2025 5:00 PM EST Company Participants Andre Parize - Chief Investor Relations Officer Thiago Maffra - Chief Executive Officer Victor Mansur - Chief Financial Officer Conference Call Participants Eduardo Rosman - Banco BTG Pactual S.A., Research Division Yuri Fernandes - JPMorgan Chase & Co, Research Division Mario Pierry - BofA Securities, Research Division Gustavo Schroden - Citigroup Inc., Research Division Daniel Vaz - J.
zacks.com
XP Inc.A (XP) came out with quarterly earnings of $0.45 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.39 per share a year ago.
businesswire.com
SÃO PAULO--(BUSINESS WIRE)--XP Inc. (Nasdaq: XP), announced today that its board of directors has approved three capital allocation actions: (i) the declaration of a cash dividend, (ii) the retirement of treasury shares, and (iii) the authorization of a new share repurchase program. Cash Dividend The Board declared a cash dividend of US$0.18 per Class A common share, payable on December 18, 2025, to shareholders of record as of December 10, 2025. The distribution is expected to total approximat.
businesswire.com
SÃO PAULO--(BUSINESS WIRE)--XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the third quarter of 2025. Summary Operating KPIs Operating Metrics (unaudited) 3Q25 3Q24 YoY 2Q25 QoQ Total Client Assets (in R$ bn) 1,425 1,270 12% 1,372 4% Total Net Inflow (in R$ bn) 29 34 -14% 10 204% Annualized Retail Take Rate 1.24% 1.33% -9 bps 1.25% -1 bps.
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
businesswire.com
NEW YORK--(BUSINESS WIRE)--Why: Rosen Law Firm, a global investor rights law firm, continues to investigate potential securities claims on behalf of shareholders of XP Inc. (NASDAQ: XP) resulting from allegations that XP may have issued materially misleading business information to the investing public. So what: If you purchased XP securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement. The Rosen Law Firm is prepar.
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