United Security Bancshares (UBFO)
$
8.64
-0.05 (-0.58%)
Key metrics
Financial statements
Free cash flow per share
0.8416
Market cap
147.5 Million
Price to sales ratio
2.5763
Debt to equity
0.1687
Current ratio
0.1968
Income quality
1.1429
Average inventory
0
ROE
0.1017
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
United Security Bancshares functions as the bank holding company for United Security Bank, a state-chartered institution that offers an array of commercial banking services to businesses, professionals, and individuals throughout California. The bank accepts a variety of deposit products including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. Additionally, it provides a comprehensive suite of loan services, such as real estate mortgages, commercial and industrial loans, real estate construction financing, and consumer loans, alongside agricultural loans, installment loans, and student loans. The company enhances its offerings with various services including online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's checks, cash management solutions, traveler's checks, money orders, and foreign draft services, along with interactive teller machines and ATM services. The total costs and expenses for the company are $24,385,000.00 reflecting its overall spending. The EBITDA ratio is 0.00 highlighting the company's operational efficiency. With a weighted average number of diluted shares outstanding at 17,199,817.00 potential dilution effects are considered. The company's stock is identified with the symbol 'UBFO' in the market, while the cost of revenue is $0.00 showcasing its production and operational expenses. As of January 26, 2022, United Security Bancshares operated 12 full-service branch offices in locations such as Fresno, Bakersfield, Campbell, and more. Established in 1987, the firm is headquartered in Fresno, California. The stock is affordable at $8.69 making it a suitable choice for budget-conscious investors. However, the stock has a low average trading volume of 28,795.00 indicating lower market activity. With a market capitalization of $150,991,776.00 the company is classified as a small-cap player. It is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape. Moreover, it belongs to the Financial Services sector, driving innovation and growth in its operational domain. This positioning underscores the company's importance within its industry and highlights its potential for future developments and contributions to the economy.
Is United Security Bancshares (UBFO) a good investment?
Investing in United Security Bancshares (UBFO) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bearish outlook. Always conduct your own research before investing.
What is United Security Bancshares (UBFO)'s stock forecast?
Analysts predict United Security Bancshares stock to fluctuate between $7.07 (low) and $10.49 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is United Security Bancshares's market capitalization?
As of 2025-05-30, United Security Bancshares's market cap is $150,991,776, based on 17,475,900 outstanding shares.
How does United Security Bancshares compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., United Security Bancshares has a Lower Market-Cap, indicating a difference in performance.
Does United Security Bancshares pay dividends?
United Security Bancshares pays dividends. The current dividend yield is 6.11%, with a payout of $0.12 per share.
How can I buy United Security Bancshares (UBFO) stock?
To buy United Security Bancshares (UBFO) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for UBFO. Place an order (Market, Limit, etc.).
What is the best time to invest in United Security Bancshares?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
Has United Security Bancshares stock ever split?
United Security Bancshares's last stock split was 2:1 on 2006-05-02.
How did United Security Bancshares perform in the last earnings report?
Revenue: $48,600,000 | EPS: $0.86 | Growth: -25.86%.
Where can I find United Security Bancshares's investor relations reports?
Visit https://www.unitedsecuritybank.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for United Security Bancshares?
You can explore historical data from here
What is the all-time high and low for United Security Bancshares stock?
All-time high: $10.49 (2024-12-09) | All-time low: $5.50 (2023-05-04).
What are the key trends affecting United Security Bancshares stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
businesswire.com
a month ago
FRESNO, Calif.--(BUSINESS WIRE)--The Board of Directors of United Security Bancshares (the “Company”) (NASDAQ: UBFO), the parent company of United Security Bank (the “Bank”), is proud to announce the appointment of Jay Gill as the Vice Chairman of the Company's and Bank's Boards of Directors effective immediately. In this new role, Mr. Gill will play a critical role in shaping the Company's long-term strategy, identifying new business opportunities, and driving continued organic growth across i.
businesswire.com
a month ago
FRESNO, Calif.--(BUSINESS WIRE)--The Board of Directors of United Security Bancshares (NASDAQ: UBFO), the parent company of United Security Bank, reported operating results today for the quarter ended March 31, 2025. To access the full release, please visit UBFO Investor Relations https://investors.unitedsecuritybank.com/Q12025-PR. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank, which was founded in 1987. United Securit.
businesswire.com
2 months ago
FRESNO, Calif.--(BUSINESS WIRE)--On March 25, 2025, the Board of Directors of United Security Bancshares (the “Company”) (NASDAQ: UBFO), the parent company of United Security Bank (the “Bank”), declared a regular quarterly cash dividend of $0.12 per share on the Company's common stock. The dividend is payable on April 22, 2025, to shareholders of record as of April 7, 2025. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank.
businesswire.com
4 months ago
FRESNO, Calif.--(BUSINESS WIRE)--The Board of Directors of United Security Bancshares (NASDAQ: UBFO), the parent company of United Security Bank, reported operating results today for the quarter and the year ended December 31, 2024. To access the full release, please visit UBFO Investor Relations https://investors.unitedsecuritybank.com/Q42024-PR. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank, which was founded in 1987.
businesswire.com
5 months ago
FRESNO, Calif.--(BUSINESS WIRE)--On December 17, 2024, the Board of Directors of United Security Bancshares (the “Company”) (NASDAQ: UBFO), the parent company of United Security Bank (the “Bank”), declared a regular quarterly cash dividend of $0.12 per share on the Company's common stock. The dividend is payable on January 17, 2025, to shareholders of record as of January 2, 2025. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Securi.
businesswire.com
7 months ago
FRESNO, Calif.--(BUSINESS WIRE)--The Board of Directors of United Security Bancshares (NASDAQ: UBFO), the parent company of United Security Bank, reported operating results today for the quarter and for the nine months ended September 30, 2024. To access the full release, please visit UBFO Investor Relations https://investors.unitedsecuritybank.com/Q32024-PR. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank, which was fou.
businesswire.com
a year ago
FRESNO, Calif.--(BUSINESS WIRE)--The Board of Directors of United Security Bancshares (NASDAQ: UBFO), the parent company of United Security Bank, reported today operating results for the quarter ended March 31, 2024. For the full release, please visit UBFO Investor Relations https://investors.unitedsecuritybank.com/Q12024-PR. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Security Bank, which was founded in 1987. United Security Bank.
businesswire.com
a year ago
FRESNO, Calif.--(BUSINESS WIRE)--United Security Bancshares Declares Quarterly Cash Dividend.
businesswire.com
a year ago
FRESNO, Calif.--(BUSINESS WIRE)--On December 18, 2023, the Board of Directors of United Security Bancshares (the “Company”) (NASDAQ: UBFO), the parent company of United Security Bank (the “Bank”), declared a regular quarterly cash dividend of $0.12 per share on the Company's common stock. The dividend is payable on January 19, 2024, to shareholders of record as of January 3, 2024. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Securi.
businesswire.com
2 years ago
FRESNO, Calif.--(BUSINESS WIRE)--On September 26, 2023, the Board of Directors of United Security Bancshares (the “Company”) (NASDAQ: UBFO), the parent company of United Security Bank (the “Bank”), declared a regular quarterly cash dividend of $0.12 per share on the Company's common stock. The dividend is payable on October 25, 2023, to shareholders of record as of October 10, 2023. About United Security Bancshares United Security Bancshares (NASDAQ: UBFO) is the holding company for United Secu.
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