United Bancorp, Inc. (UBCP)
$
14.58
-0.16 (-1.10%)
Key metrics
Financial statements
Free cash flow per share
1.3776
Market cap
84.2 Million
Price to sales ratio
1.7724
Debt to equity
0
Current ratio
0
Income quality
1.0332
Average inventory
0
ROE
0.1205
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
United Bancorp, Inc., as the parent company of Unified Bank, provides a comprehensive range of commercial and retail banking services throughout Ohio. The company reported depreciation and amortization expenses of $991,000.00 reflecting the wear and tear of its assets. Furthermore, the net total of other income and expenses is $0.00 indicating the impact of non-core financial activities. The company achieved a revenue of $47,497,000.00 showcasing its focused approach to its niche market. With an operating income of $8,269,160.00 the company reflects solid earnings derived from its core operations. Additionally, the company's stock is identified with the symbol '$UBCP' in the market, representing its investment opportunity for potential shareholders. As of December 31, 2021, United Bancorp operated numerous banking offices in various counties, facilitating a diverse range of banking needs in the community. The stock is affordable at $13.00 making it suitable for budget-conscious investors seeking entry into the market. However, the stock has a low average trading volume of 5,266.00 indicating lower market activity which may impact liquidity. With a market capitalization of $84,185,066.00 the company is classified as a small-cap player, presenting unique growth potential within its industry. It is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape. Furthermore, it belongs to the Financial Services sector, driving innovation and growth, as it adapts to changing market dynamics and seeks to enhance its service offerings to meet customer needs effectively.
Is United Bancorp, Inc. (UBCP) a good investment?
Investing in United Bancorp, Inc. (UBCP) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B, with a Bullish outlook. Always conduct your own research before investing.
What is United Bancorp, Inc. (UBCP)'s stock forecast?
Analysts predict United Bancorp, Inc. stock to fluctuate between $12.25 (low) and $15.64 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is United Bancorp, Inc.'s market capitalization?
As of 2026-02-20, United Bancorp, Inc.'s market cap is $84,185,066, based on 5,774,010 outstanding shares.
How does United Bancorp, Inc. compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., United Bancorp, Inc. has a Lower Market-Cap, indicating a difference in performance.
Does United Bancorp, Inc. pay dividends?
United Bancorp, Inc. pays dividends. The current dividend yield is 6.74%, with a payout of $0.19 per share.
How can I buy United Bancorp, Inc. (UBCP) stock?
To buy United Bancorp, Inc. (UBCP) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for UBCP. Place an order (Market, Limit, etc.).
What is the best time to invest in United Bancorp, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
Has United Bancorp, Inc. stock ever split?
United Bancorp, Inc.'s last stock split was 11:10 on 2006-11-29.
How did United Bancorp, Inc. perform in the last earnings report?
Revenue: $47,497,000 | EPS: $1.41 | Growth: 11.02%.
Where can I find United Bancorp, Inc.'s investor relations reports?
Visit https://www.unitedbancorp.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for United Bancorp, Inc.?
You can explore historical data from here
What is the all-time high and low for United Bancorp, Inc. stock?
All-time high: $20.83 (2022-01-10) | All-time low: $9.70 (2023-11-08).
What are the key trends affecting United Bancorp, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
accessnewswire.com
4 days ago
MARTINS FERRY, OH / ACCESS Newswire / February 19, 2026 / On February 18, 2026, the Board of Directors of United Bancorp, Inc. (UBCP) declared a first quarter cash dividend of $0.1925, which is payable on March 20, 2026 to shareholders of record on March 10, 2026. This is an increase of $0.01, or 5.5%, over the cash dividend paid in the first quarter of last year.
zacks.com
14 days ago
UBCP reports 13% year-over-year EPS growth in Q4 2025, driven by loan gains, margin expansion and strategic investments despite macroeconomic headwinds.
accessnewswire.com
20 days ago
MARTINS FERRY, OH / ACCESS Newswire / February 3, 2026 / United Bancorp, Inc. (NASDAQ:UBCP) reported diluted earnings per share of $0.35 and net income of $2,035,000 for the three months ended December 31, 2025. For the year ended December 31, 2025, UBCP reported diluted earnings per share of $1.34 and net income of $7,753,000.
zacks.com
2 months ago
Ohio Valley Banc and United Bancorp are navigating regional banking with distinct strategies, but which offers more upside right now? Let's dive in.
defenseworld.net
2 months ago
United Bancorp (NASDAQ: UBCP - Get Free Report) and UMB Financial (NASDAQ: UMBF - Get Free Report) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, valuation, earnings, dividends, institutional ownership, profitability and analyst recommendations. Volatility and Risk United Bancorp has a beta
accessnewswire.com
3 months ago
MARTINS FERRY, OH / ACCESS Newswire / November 20, 2025 / On November 19, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.19 per share for shareholders of record on December 10, 2025 with a payment date of December 19, 2025. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1825, $0.1850 and $0.1875 respectively.
zacks.com
3 months ago
United Bancorp reports higher year-over-year earnings growth in Q3 on rising net interest income and loan growth, while advancing strategic projects and reaffirming its goal to surpass $1 billion in assets.
accessnewswire.com
4 months ago
MARTINS FERRY, OH / ACCESS Newswire / November 6, 2025 / United Bancorp, Inc. (NASDAQ:UBCP) reported diluted earnings per share of $0.34 and net income of $1,931,000 for the three months ended September 30, 2025. For the first nine months of the current year, UBCP reported diluted earnings per share of $0.99 and net income of $5,717,000.
accessnewswire.com
6 months ago
MARTINS FERRY, OH / ACCESS Newswire / August 21, 2025 / On August 20, 2025, the Board of Directors of United Bancorp, Inc. (UBCP)(NASDAQ:UBCP) declared a third quarter dividend payment of $0.1875 per share for shareholders of record on September 10, 2025 with a payment date of September 19, 2025. This is an increase of $0.01, or 5.6%, over the regular cash dividend paid in the third quarter of the previous year.
zacks.com
7 months ago
UBCP posts year-over-year growth in Q2 earnings and outlines bold growth plans, including new branches, tech investments and a push toward surpassing $1 billion in total assets.
See all news
