TrustCo Bank Corp NY (TRST)
$
42.77
+0.21 (0.49%)
Key metrics
Financial statements
Free cash flow per share
2.8014
Market cap
810 Million
Price to sales ratio
3.9332
Debt to equity
0.1964
Current ratio
3.7023
Income quality
0.9757
Average inventory
0
ROE
0.0827
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
TrustCo Bank Corp NY serves as the parent company for Trustco Bank, a federal savings bank that offers a wide range of personal and business banking services to individuals, partnerships, and corporations. The company is involved in accepting deposits and providing loans and investment opportunities. Additionally, it functions as a real estate investment trust, acquiring and managing real estate mortgage assets, which include residential mortgage loans and mortgage-backed securities. TrustCo Bank Corp also acts as the executor of estates and the trustee of personal trusts, offering asset and wealth management services, estate planning advice, and custodial services. Furthermore, it serves as a trustee for various employee benefit plans, as well as for corporate pension and profit-sharing trusts. As of December 31, 2021, the bank operated 147 banking offices and 163 automatic teller machines across New York, New Jersey, Vermont, Massachusetts, and Florida. The financial data pertains to the fiscal year 2024 and the earnings per share (EPS) is reported at $2.57 indicating the company's profitability on a per-share basis. The company reported selling, general, and administrative expenses of $54,068,000.00 suggesting its operational overhead costs. The EBITDA ratio is 0.29 highlighting the firm's operational efficiency, while the net total of other income and expenses is $0.00 reflecting its non-core financial activities. The stock is affordable at $39.12 making it a suitable option for budget-conscious investors. With a low average trading volume of 101,570.00 the stock indicates lower market activity, which may appeal to a specific type of investor. Holding a market capitalization of $809,978,602.00 the company is classified as a small-cap player within the financial landscape. It is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape. Moreover, it belongs to the Financial Services sector, driving innovation and growth within its field. The strategic positioning of TrustCo Bank Corp NY in both banking and investment services underscores its commitment to delivering value to its stakeholders while navigating the dynamics of the financial marketplace.
Is TrustCo Bank Corp NY (TRST) a good investment?
Investing in TrustCo Bank Corp NY (TRST) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bullish outlook. Always conduct your own research before investing.
What is TrustCo Bank Corp NY (TRST)'s stock forecast?
Analysts predict TrustCo Bank Corp NY stock to fluctuate between $27.18 (low) and $43.96 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is TrustCo Bank Corp NY's market capitalization?
As of 2025-12-08, TrustCo Bank Corp NY's market cap is $809,978,602, based on 18,938,008 outstanding shares.
How does TrustCo Bank Corp NY compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., TrustCo Bank Corp NY has a Lower Market-Cap, indicating a difference in performance.
Does TrustCo Bank Corp NY pay dividends?
TrustCo Bank Corp NY pays dividends. The current dividend yield is 3.48%, with a payout of $0.38 per share.
How can I buy TrustCo Bank Corp NY (TRST) stock?
To buy TrustCo Bank Corp NY (TRST) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for TRST. Place an order (Market, Limit, etc.).
What is the best time to invest in TrustCo Bank Corp NY?
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
Has TrustCo Bank Corp NY stock ever split?
TrustCo Bank Corp NY's last stock split was 1:5 on 2021-05-28.
How did TrustCo Bank Corp NY perform in the last earnings report?
Revenue: $263,150,000 | EPS: $2.57 | Growth: -16.56%.
Where can I find TrustCo Bank Corp NY's investor relations reports?
Visit https://www.trustcobank.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for TrustCo Bank Corp NY?
You can explore historical data from here
What is the all-time high and low for TrustCo Bank Corp NY stock?
All-time high: $43.96 (2025-12-03) | All-time low: $23.78 (2023-10-24).
What are the key trends affecting TrustCo Bank Corp NY stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
defenseworld.net
TrustCo Bank Corp NY (NASDAQ: TRST - Get Free Report)'s stock price hit a new 52-week high during trading on Friday. The company traded as high as $41.17 and last traded at $41.1020, with a volume of 43386 shares. The stock had previously closed at $40.09. Analyst Upgrades and Downgrades Separately, Weiss Ratings reaffirmed a
globenewswire.com
GLENVILLE, N.Y., Nov. 19, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) on November 18, 2025 declared a quarterly cash dividend of $0.38 per share, or $1.52 per share on an annualized basis. The dividend will be payable on January 2, 2026 to shareholders of record at the close of business on December 5, 2025.
seekingalpha.com
TrustCo Bank Corp NY (NASDAQ:TRST ) Q3 2025 Earnings Call October 22, 2025 9:00 AM EDT Company Participants Robert McCormick - President, CEO & Chairman of the Board Michael Ozimek - Executive VP & CFO Kevin Curley - Executive VP & Chief Banking Officer Conference Call Participants John Lapey - Gabelli Funds, LLC Presentation Operator Good day, and welcome to TrustCo Bank Corp Earnings Call and Webcast. [Operator Instructions] Before proceeding, we would like to mention this presentation may contain forward-looking information about TrustCo Bank Corp New York that is intended to be covered by the safe harbor for forward-looking statements provided by the Private Securities Litigation Reform Act of 1995.
seekingalpha.com
TrustCo Bank Corp. demonstrates strong profitability, driven by a robust loan book and low loan loss provisions, with a focus on NY and FL markets. TRST reported a 10% YoY increase in net interest income for Q2, and EPS for H1 rose nearly 20%, supporting a well-covered, recently raised dividend. The bank maintains a high-quality, liquid balance sheet, minimal commercial real estate exposure, and manageable past-due loans mostly backed by real estate.
globenewswire.com
GLENVILLE, N.Y., Oct. 10, 2025 (GLOBE NEWSWIRE) -- TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) today announced that it will release third quarter 2025 results after the market close on October 21, 2025. Results are released on the 21st of the reporting months (January, April, July and October), or on the next day that equity markets are open if the 21st falls on a Friday, weekend or holiday. A conference call to discuss the results will be held at 9:00 a.m. Eastern Time on October 22, 2025. Those wishing to participate in the call may dial toll-free for the United States at 1-833-470-1428, and for Canada at 1-833-950-0062, Access code 142665. A replay of the call will be available for thirty days by dialing toll-free for the United States at 1-866-813-9403, Access code 156241.
seekingalpha.com
TrustCo Bank Corp NY (NASDAQ:TRST ) Q2 2025 Earnings Conference Call July 22, 2025 9:00 AM ET Company Participants Kevin M. Curley - Executive VP & Chief Banking Officer Michael M.
seekingalpha.com
TrustCo Bank Corp NY (NASDAQ:TRST ) Q1 2025 Earnings Conference Call April 22, 2025 9:00 AM ET Company Participants Robert McCormick - Chairman, President & CEO Michael Ozimek - EVP & CFO Kevin Curley - EVP, Retail Banking Conference Call Participants Ian Lapey - Gabelli Funds Operator Good day, and welcome to TrustCo Bank Corp Earnings Call and Webcast. All participant will be on listen-only mode.
globenewswire.com
GLENVILL, N.Y., Feb. 19, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) on February 18, 2025, declared a quarterly cash dividend of $0.36 per share, or $1.44 per share on an annualized basis. The dividend will be payable on April 1, 2024 to shareholders of record at the close of business on March 7, 2025.
seekingalpha.com
TrustCo Bank Corp NY (NASDAQ:TRST ) Q4 2024 Earnings Conference Call January 22, 2025 9:00 AM ET Company Participants Robert McCormick - Chairman, President and Chief Executive Officer Michael Ozimek - Executive Vice President and Chief Financial Officer Kevin Curley - Executive Vice President, Retail Banking Conference Call Participants Ian Lapey - Gabelli Funds Gregory Roeder - Adirondack Funds Operator Good day and welcome to TrustCo Bank Corp Earning Call and Webcast. All participants will be on listen-only mode.
globenewswire.com
Executive Snapshot: Continued solid financial results: Key metrics for the fourth quarter 2024: Net income of $11.3 million versus $9.8 million for the fourth quarter 2023 Net interest income of $38.9 million, up from $38.6 million compared to the fourth quarter 2023 Return on average assets (ROAA) of 0.73% versus 0.64% for the fourth quarter 2023 Return on average equity (ROAE) of 6.70% versus 6.21% for the fourth quarter 2023 Capital continues to grow: Consolidated equity to assets increased 3.6% to 10.84% as of December 31, 2024 from 10.46% as of December 31, 2023 Book value per share as of December 31, 2024 was $35.56, up from $33.92 as of December 31, 2023 Average Loan and Deposit portfolios continue to grow: On average, total loans were up $104.9 million or 2.1% for the fourth quarter 2024 compared to the fourth quarter 2023 On average, total deposits were up $31.7 million or 0.6% for the fourth quarter 2024 compared to the fourth quarter 2023 GLENVILLE, N.Y., Jan. 21, 2025 (GLOBE NEWSWIRE) -- TrustCo Bank Corp NY (TrustCo, NASDAQ: TRST) today announced fourth quarter 2024 net income of $11.3 million or $0.59 diluted earnings per share, compared to net income of $9.8 million or $0.52 diluted earnings per share for the fourth quarter 2023; and net income of $48.8 million or $2.57 diluted earnings per share for the full year 2024, compared to net income of $58.6 million or $3.08 diluted earnings per share for the full year 2023.
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