Sapiens International Corporation N.V. (SPNS)
$
30.01
-0.40 (-1.33%)
Key metrics
Financial statements
Free cash flow per share
1.4095
Market cap
1.7 Billion
Price to sales ratio
3.0817
Debt to equity
0.0938
Current ratio
1.6794
Income quality
1.2198
Average inventory
0
ROE
0.1557
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Sapiens International Corporation N.V. provides a range of software solutions tailored for the insurance and financial services sectors across North America, the European Union, the United Kingdom, Israel, and other international markets. With products like Sapiens CoreSuite and Sapiens IDITSuite catering to personal, commercial, and specialty lines, as well as solutions such as Sapiens UnderwritingPro and Sapiens ApplicationPro for life, pension, and annuities, the company demonstrates its comprehensive offering. Additionally, Sapiens DigitalSuite serves various stakeholders, including customers, agents, brokers, and third-party service providers. Among its key offerings are Sapiens ReinsuranceMaster and Sapiens ReinsurancePro for reinsurance, along with a suite of tools that encompass Sapiens CoreSuite, PolicyPro, ClaimsPro, PolicyGo, and ClaimsGo specifically for workers' compensation. The company also emphasizes its financial and compliance solutions, which include Sapiens FinancialPro, Sapiens Financial GO, Sapiens StatementPro, Sapiens CheckPro, and Sapiens Reporting Tools, while Sapiens Decision serves as a central enterprise platform for managing organizational business logics. Custom solutions are also available through the Sapiens eMerge platform, in addition to program delivery, business consulting, and managed services. The company reported selling, general, and administrative expenses of $85,956,000.00 indicating its operational overhead costs. Furthermore, the company reported an income before tax of $89,827,000.00 showcasing its pre-tax profitability. The operating expenses amount to $152,258,000.00 encompassing various operational costs incurred. The EBITDA is $105,922,000.00 a key indicator of the company's operational profitability, and the diluted EPS is $1.29 accounting for potential share dilution. In the financial landscape, Sapiens International Corporation N.V. offers an appealing investment opportunity, as the stock is affordable at $30.01 suitable for budget-conscious investors. However, it should be noted that the stock has a low average trading volume of 162,931.00 indicating lower market activity. With a market capitalization of $1,677,174,872.00 the company is classified as a small-cap player, positioning itself within a unique niche. It is a key player in the Software - Application industry, contributing significantly to the overall market landscape, and operates within the Technology sector, driving innovation and growth.
Is Sapiens International Corporation N.V. (SPNS) a good investment?
Investing in Sapiens International Corporation N.V. (SPNS) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as A-, with a Bullish outlook. Always conduct your own research before investing.
What is Sapiens International Corporation N.V. (SPNS)'s stock forecast?
Analysts predict Sapiens International Corporation N.V. stock to fluctuate between $23.69 (low) and $41.22 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is Sapiens International Corporation N.V.'s market capitalization?
As of 2025-07-10, Sapiens International Corporation N.V.'s market cap is $1,677,174,872, based on 55,887,200 outstanding shares.
How does Sapiens International Corporation N.V. compare to competitors like Nvidia Corp?
Compared to Nvidia Corp, Sapiens International Corporation N.V. has a Lower Market-Cap, indicating a difference in performance.
Does Sapiens International Corporation N.V. pay dividends?
Sapiens International Corporation N.V. pays dividends. The current dividend yield is 3.87%, with a payout of $0.66 per share.
How can I buy Sapiens International Corporation N.V. (SPNS) stock?
To buy Sapiens International Corporation N.V. (SPNS) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for SPNS. Place an order (Market, Limit, etc.).
What is the best time to invest in Sapiens International Corporation N.V.?
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
Has Sapiens International Corporation N.V. stock ever split?
Sapiens International Corporation N.V.'s last stock split was 1:5 on 2003-06-16.
How did Sapiens International Corporation N.V. perform in the last earnings report?
Revenue: $542,379,000 | EPS: $1.29 | Growth: 14.16%.
Where can I find Sapiens International Corporation N.V.'s investor relations reports?
Visit https://www.sapiens.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for Sapiens International Corporation N.V.?
You can explore historical data from here
What is the all-time high and low for Sapiens International Corporation N.V. stock?
All-time high: $41.22 (2024-07-23) | All-time low: $16.18 (2022-11-03).
What are the key trends affecting Sapiens International Corporation N.V. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
prnewswire.com
Sapiens Decision cited as a 'good fit' for customers seeking visionary AI decisioning big thinkers with the capabilities for highly regulated industries' use cases. ROCHELLE PARK, N.J.
prnewswire.com
New Sapiens CoreSuite release empowers life insurers, agents, customers, and administrators with greater speed, intelligence, and deeper customer engagement via gen AI ROCHELLE PARK, N.J. , June 17, 2025 /PRNewswire/ -- Sapiens International Corporation (NASDAQ: SPNS) (TASE: SPNS), a leading global provider of software solutions for the insurance industry, announced the latest release of CoreSuite a comprehensive policy administration system for life, pensions, and annuities.
prnewswire.com
Sapiens ClaimsPro to streamline operations, enhance reporting, and reduce technical debt for nonprofit auto claims servicing organization ROCHELLE PARK, N.J. , May 21, 2025 /PRNewswire/ -- Sapiens International Corporation, (NASDAQ: SPNS) (TASE: SPNS), a leading global provider of software solutions for the insurance industry, announced today that a leading state-run auto insurance placement and claims organization has selected Sapiens ClaimsPro for Property & Casualty (P&C) to support its modernization efforts.
seekingalpha.com
Sapiens International Corporation N.V. (NASDAQ:SPNS ) Q1 2025 Earnings Conference Call May 8, 2025 9:30 AM ET Company Participants Yaffa Cohen-Ifrah - CMO and Head, IR Roni Al-Dor - President and CEO Roni Giladi - CFO Alex Zukerman - CSO Conference Call Participants Dylan Becker - William Blair Chris Reimer - Barclays Elyse Kanner - JPMorgan Operator Welcome to Sapiens International Corporation's 2025 First Quarter Financial Results Call.
zacks.com
Sapiens (SPNS) came out with quarterly earnings of $0.37 per share, beating the Zacks Consensus Estimate of $0.35 per share. This compares to earnings of $0.36 per share a year ago.
zacks.com
Sapiens leverages cloud, recurring revenues, and partnerships to strengthen its position in the insurtech domain.
prnewswire.com
ROCHELLE PARK, N.J. , April 17, 2025 /PRNewswire/ -- Sapiens International Corporation (NASDAQ: SPNS) (TASE: SPNS), a leading global provider of software solutions for the insurance industry, announced today that it will report its financial results for the First quarter of 2025 on Thursday, May 8, 2025.
prnewswire.com
ROCHELLE PARK, N.J. , March 27, 2025 /PRNewswire/ -- Sapiens International Corporation N.V.
seekingalpha.com
Sapiens beat Q4 2024 earnings estimates but missed revenue expectations. The insurance software market is projected to grow significantly, driven by efficiency needs and complex regulations, with Sapiens focusing on P&C insurance firms. Despite increased investments in sales and marketing, Sapiens' revenue growth guidance for 2025 is only 2.4%, but with operating margins expected to improve.
prnewswire.com
Sapiens Insurance Platform for P&C supports Pioneer's broad digital strategy and ability to scale quickly and cost-effectively UXBRIDGE, England , March 10, 2025 /PRNewswire/ -- Sapiens International Corporation (NASDAQ: SPNS) (TASE: SPNS), a leading global provider of software solutions for the insurance industry, announced that Pioneer Insurance and Surety Corporation, the leading insurance provider in the Philippines, has chosen Sapiens Insurance Platform to drive digital transformation and enhance customer experience. The collaboration marks a significant milestone for Pioneer as it upgrades its operations, scales its capabilities, and embraces digitalization to stay ahead in the insurance industry.
See all news
