
Sapiens International Corporation N.V. (SPNS)
$
43.05
-0.02 (-0.05%)
Key metrics
Financial statements
Free cash flow per share
1.2874
Market cap
2.4 Billion
Price to sales ratio
4.3817
Debt to equity
0.0911
Current ratio
1.3729
Income quality
1.2010
Average inventory
0
ROE
0.1432
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Sapiens International Corporation N.V. provides a range of software solutions tailored for the insurance and financial services sectors across North America, the European Union, the United Kingdom, Israel, and other international markets. With products like Sapiens CoreSuite and Sapiens IDITSuite catering to personal, commercial, and specialty lines, as well as solutions such as Sapiens UnderwritingPro and Sapiens ApplicationPro for life, pension, and annuities, the company demonstrates its comprehensive offering. Additionally, Sapiens DigitalSuite serves various stakeholders, including customers, agents, brokers, and third-party service providers. Among its key offerings are Sapiens ReinsuranceMaster and Sapiens ReinsurancePro for reinsurance, along with a suite of tools that encompass Sapiens CoreSuite, PolicyPro, ClaimsPro, PolicyGo, and ClaimsGo specifically for workers' compensation. The company also emphasizes its financial and compliance solutions, which include Sapiens FinancialPro, Sapiens Financial GO, Sapiens StatementPro, Sapiens CheckPro, and Sapiens Reporting Tools, while Sapiens Decision serves as a central enterprise platform for managing organizational business logics. Custom solutions are also available through the Sapiens eMerge platform, in addition to program delivery, business consulting, and managed services. The company reported selling, general, and administrative expenses of $85,956,000.00 indicating its operational overhead costs. Furthermore, the company reported an income before tax of $89,827,000.00 showcasing its pre-tax profitability. The operating expenses amount to $152,258,000.00 encompassing various operational costs incurred. The EBITDA is $105,922,000.00 a key indicator of the company's operational profitability, and the diluted EPS is $1.29 accounting for potential share dilution. In the financial landscape, Sapiens International Corporation N.V. offers an appealing investment opportunity, as the stock is affordable at $43.02 suitable for budget-conscious investors. However, it should be noted that the stock has a low average trading volume of 1,047,954.00 indicating lower market activity. With a market capitalization of $2,405,704,042.00 the company is classified as a small-cap player, positioning itself within a unique niche. It is a key player in the Software - Application industry, contributing significantly to the overall market landscape, and operates within the Technology sector, driving innovation and growth.
Investing in Sapiens International Corporation N.V. (SPNS) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as A-, with a Bearish outlook. Always conduct your own research before investing.
Analysts predict Sapiens International Corporation N.V. stock to fluctuate between $23.69 (low) and $43.18 (high) in the next 365 days, reflecting market expectations and potential volatility.
As of 2025-10-31, Sapiens International Corporation N.V.'s market cap is $2,405,704,042, based on 55,881,627 outstanding shares.
Compared to Nvidia Corp, Sapiens International Corporation N.V. has a Lower Market-Cap, indicating a difference in performance.
Sapiens International Corporation N.V. pays dividends. The current dividend yield is 3.87%, with a payout of $0.66 per share.
To buy Sapiens International Corporation N.V. (SPNS) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for SPNS. Place an order (Market, Limit, etc.).
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
Sapiens International Corporation N.V.'s last stock split was 1:5 on 2003-06-16.
Revenue: $542,379,000 | EPS: $1.29 | Growth: 14.16%.
Visit https://www.sapiens.com/investor-relations for detailed financial reports.
You can explore historical data from here
All-time high: $43.18 (2025-09-17) | All-time low: $16.18 (2022-11-03).
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News

prnewswire.com
The Summit included approximately 540 participants from 130 insurance and partner companies ROCHELLE PARK, N.J. , Oct. 30, 2025 /PRNewswire/ -- Sapiens International Corporation (NASDAQ: SPNS) (TASE: SPNS), a leading global provider of software solutions for the insurance industry, hosted its annual North America Customer Summit in Phoenix, Arizona on October 27–29, 2025.

prnewswire.com
New capability within Sapiens Decision empowers enterprises to monitor, evaluate, and optimize automated decisions with unprecedented transparency and control ROCHELLE PARK, N.J. , Oct. 28, 2025 /PRNewswire/ -- Sapiens International Corporation (NASDAQ: SPNS) (TASE: SPNS), a global leader in intelligent SaaS software solutions, today announced the launch of Decision Analytics, a new module within the Sapiens Decision Platform.

prnewswire.com
Now available in EMEA and North America, the Underwriting Workbench delivers operational efficiency and accelerates growth through automation and streamlined workflows, accelerating AdvantageGo's expansion across the global P&C market LONDON , Oct. 9, 2025 /PRNewswire/ -- AdvantageGo, a Sapiens International Corporation, (NASDAQ: SPNS) (TASE: SPNS), a global leader in intelligent SaaS-based software solutions, today announced the launch of the new version of its Underwriting Workbench, which is expected to strengthen the company's presence in property & casualty (P&C) markets in EMEA and North America. Version 3.0 transforms the workbench from traditional pre-bind underwriting software into a comprehensive, intelligent business management solution that supports the needs of key stakeholders across the insurance value chain.

prnewswire.com
Partnership empowers P&C insurers to profitably scale their business insurance portfolio in all market conditions ROCHELLE PARK, N.J. , Oct. 8, 2025 /PRNewswire/ -- Sapiens International Corporation, (NASDAQ: SPNS) (TASE: SPNS), a global leader in intelligent SaaS-based software solutions, today announced a strategic partnership with Linqura, the leading provider of sales and underwriting intelligence solutions for the commercial insurance industry.

prnewswire.com
Medical Protection Society has upgraded to a new version of IDITSuite for Property & Casualty, gaining future-proof architecture and extended lifecycle support ROCHELLE PARK, N.J. , Sept. 17, 2025 /PRNewswire/ -- Sapiens International Corporation, (NASDAQ: SPNS) (TASE: SPNS), a global leader in intelligent SaaS-based software solutions, today announced that Medical Protection Society (MPS) – the world's leading protection organization for doctors, dentists, and healthcare professionals – has been upgraded to a new version of IDITSuite.
businesswire.com
MILWAUKEE--(BUSINESS WIRE)--The Ademi Firm is investigating Sapiens (Nasdaq: SPNS) for possible breaches of fiduciary duty and other violations of law in its transaction with Advent. Click here to learn how to join our investigation and obtain additional information or contact us at [email protected] or toll-free: 866-264-3995. There is no cost or obligation to you. Shareholders of Sapiens will receive $43.50 per common share in cash, representing approximately $2.5 billion in the aggregate.

prnewswire.com
First deployment of new automated testing services enhances efficiency for workers' compensation operations ROCHELLE PARK, N.J. , Sept. 10, 2025 /PRNewswire/ -- Sapiens International Corporation, (NASDAQ: SPNS) (TASE: SPNS), a leading global provider of software solutions for the insurance industry, today announced the first implementation of Sapiens' Automated Testing Services (ATS).

prnewswire.com
New configurable dashboard provides underwriters with real-time visibility into their workload ROCHELLE PARK, N.J. , Sept. 9, 2025 /PRNewswire/ -- Sapiens International Corporation, (NASDAQ: SPNS) (TASE: SPNS), a global leader in intelligent SaaS-based software solutions, today announced the launch of its latest version of Sapiens CoreSuite for Property & Casualty for the North American insurance market.

prnewswire.com
The specialty commercial carrier will enhance its business by modernizing core systems with Sapiens, starting with builder's risk, business owner's policy, and then a series of new products ROCHELLE PARK, N.J. , Aug. 20, 2025 /PRNewswire/ -- Sapiens International Corporation, (NASDAQ: SPNS) (TASE: SPNS), a global leader in intelligent SaaS-based software solutions, announced today that Bankers Insurance Group (Bankers), a leading specialty commercial carrier, has selected Sapiens CoreSuite for Property & Casualty to support the next phase of its business transformation.

globenewswire.com
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