South Plains Financial, Inc. (SPFI)
$
37.13
-0.08 (-0.22%)
Key metrics
Financial statements
Free cash flow per share
3.7951
Market cap
600.3 Million
Price to sales ratio
2.1177
Debt to equity
0.2488
Current ratio
0.2034
Income quality
1.2968
Average inventory
0
ROE
0.1173
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
The income before tax ratio is 0.22 reflecting the pre-tax margin, while the gross profit stands at $184,997,000.00 highlighting the company's profitability from core operations. In terms of performance, the company recorded a notable revenue of $283,098,000.00 showcasing its steady growth in the highly competitive financial services sector. Furthermore, the net total of other income and expenses is $0.00 reflecting non-core financial activities that contribute to the overall financial health of the organization. The operating income ratio is 0.22 indicating the company's operational profitability margin, which is essential for its long-term sustainability and growth strategies. South Plains Financial, Inc. operates as a bank holding company for City Bank, providing services ranging from commercial and consumer financial products to various business sectors. It delivers a comprehensive suite of offerings, including deposit products, a wide array of loan options, and services that cater to both individuals and businesses. The stock is affordable at $37.13 suitable for budget-conscious investors who are looking to enter the market without a significant financial commitment. Additionally, the stock has a low average trading volume of 34,758.00 indicating lower market activity which may suggest a more stable investment opportunity. With a market capitalization of $602,534,464.00 the company is classified as a small-cap player, positioning itself uniquely within the market. It is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape and demonstrating its importance in fostering economic growth. Moreover, it belongs to the Financial Services sector, driving innovation and growth through its diverse financial services and commitment to customer satisfaction. Together, these factors paint a picture of a resilient and adaptable institution, prepared to navigate the complexities of the financial landscape.
Is South Plains Financial, Inc. (SPFI) a good investment?
Investing in South Plains Financial, Inc. (SPFI) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as A-, with a Bullish outlook. Always conduct your own research before investing.
What is South Plains Financial, Inc. (SPFI)'s stock forecast?
Analysts predict South Plains Financial, Inc. stock to fluctuate between $27.47 (low) and $40.91 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is South Plains Financial, Inc.'s market capitalization?
As of 2025-07-09, South Plains Financial, Inc.'s market cap is $602,534,464, based on 16,227,699 outstanding shares.
How does South Plains Financial, Inc. compare to competitors like Meta Platforms, Inc. Class A Common Stock?
Compared to Meta Platforms, Inc. Class A Common Stock, South Plains Financial, Inc. has a Lower Market-Cap, indicating a difference in performance.
Does South Plains Financial, Inc. pay dividends?
South Plains Financial, Inc. pays dividends. The current dividend yield is 1.74%, with a payout of $0.15 per share.
How can I buy South Plains Financial, Inc. (SPFI) stock?
To buy South Plains Financial, Inc. (SPFI) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for SPFI. Place an order (Market, Limit, etc.).
What is the best time to invest in South Plains Financial, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
How did South Plains Financial, Inc. perform in the last earnings report?
Revenue: $283,098,000 | EPS: $3.03 | Growth: -20.68%.
Where can I find South Plains Financial, Inc.'s investor relations reports?
Visit https://www.spfi.bank/investor-relations for detailed financial reports.
Where can I find historical stock prices for South Plains Financial, Inc.?
You can explore historical data from here
What is the all-time high and low for South Plains Financial, Inc. stock?
All-time high: $40.91 (2024-11-11) | All-time low: $18.61 (2021-01-29).
What are the key trends affecting South Plains Financial, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
globenewswire.com
LUBBOCK, Texas, July 09, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced that its second quarter 2025 financial results will be released after market close on Wednesday, July 16, 2025. The Company will host a conference call and webcast at 5:00 p.m. ET on the same day to discuss the financial results.
zacks.com
SPFI made it to the Zacks Rank #1 (Strong Buy) value stocks list on May 29, 2025.
zacks.com
South Plains Financial (SPFI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
South Plains Financial (SPFI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
zacks.com
The consensus price target hints at a 26.8% upside potential for South Plains Financial (SPFI). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
seekingalpha.com
South Plains Financial, Inc. (NASDAQ:SPFI ) Q1 2025 Earnings Conference Call April 24, 2025 5:00 PM ET Company Participants Steve Crockett – Chief Financial Officer and Treasurer Curtis Griffith – Chairman and Chief Executive Officer Cory Newsom – President Brent Bates – Chief Credit Officer Conference Call Participants Woody Lay – KBW Joe Yanchunis – Raymond James Operator Good afternoon, ladies and gentlemen, and welcome to the South Plains Financial First Quarter 2025 Earnings Conference Call. During today's presentation, all parties will be in a listen-only mode.
zacks.com
The headline numbers for South Plains Financial (SPFI) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
globenewswire.com
LUBBOCK, Texas, April 17, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains”), the parent company of City Bank, today announced that its Board of Directors has declared a quarterly cash dividend of $0.15 per share of common stock. The dividend is payable on May 12, 2025 to shareholders of record as of the close of business on April 28, 2025.
globenewswire.com
LUBBOCK, Texas, March 17, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (the “Bank”), today announced the release of the Company's 2024 Community Impact Report. This report demonstrates South Plains' ongoing commitment to being a responsible corporate citizen in each of the unique communities in which the Company and the Bank operate.
See all news
