South Plains Financial, Inc. (SPFI)
$
40.63
+0.02 (0.05%)
Key metrics
Financial statements
Free cash flow per share
3.8382
Market cap
670.8 Million
Price to sales ratio
2.3184
Debt to equity
0.2462
Current ratio
0.2782
Income quality
1.2968
Average inventory
0
ROE
0.1227
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
The income before tax ratio is 0.22 reflecting the pre-tax margin, while the gross profit stands at $184,997,000.00 highlighting the company's profitability from core operations. In terms of performance, the company recorded a notable revenue of $283,098,000.00 showcasing its steady growth in the highly competitive financial services sector. Furthermore, the net total of other income and expenses is $0.00 reflecting non-core financial activities that contribute to the overall financial health of the organization. The operating income ratio is 0.22 indicating the company's operational profitability margin, which is essential for its long-term sustainability and growth strategies. South Plains Financial, Inc. operates as a bank holding company for City Bank, providing services ranging from commercial and consumer financial products to various business sectors. It delivers a comprehensive suite of offerings, including deposit products, a wide array of loan options, and services that cater to both individuals and businesses. The stock is affordable at $37.64 suitable for budget-conscious investors who are looking to enter the market without a significant financial commitment. Additionally, the stock has a low average trading volume of 54,074.00 indicating lower market activity which may suggest a more stable investment opportunity. With a market capitalization of $659,697,080.00 the company is classified as a small-cap player, positioning itself uniquely within the market. It is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape and demonstrating its importance in fostering economic growth. Moreover, it belongs to the Financial Services sector, driving innovation and growth through its diverse financial services and commitment to customer satisfaction. Together, these factors paint a picture of a resilient and adaptable institution, prepared to navigate the complexities of the financial landscape.
Is South Plains Financial, Inc. (SPFI) a good investment?
Investing in South Plains Financial, Inc. (SPFI) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bullish outlook. Always conduct your own research before investing.
What is South Plains Financial, Inc. (SPFI)'s stock forecast?
Analysts predict South Plains Financial, Inc. stock to fluctuate between $30.01 (low) and $42.38 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is South Plains Financial, Inc.'s market capitalization?
As of 2025-08-29, South Plains Financial, Inc.'s market cap is $659,697,080, based on 16,236,699 outstanding shares.
How does South Plains Financial, Inc. compare to competitors like Meta Platforms, Inc. Class A Common Stock?
Compared to Meta Platforms, Inc. Class A Common Stock, South Plains Financial, Inc. has a Lower Market-Cap, indicating a difference in performance.
Does South Plains Financial, Inc. pay dividends?
South Plains Financial, Inc. pays dividends. The current dividend yield is 1.56%, with a payout of $0.16 per share.
How can I buy South Plains Financial, Inc. (SPFI) stock?
To buy South Plains Financial, Inc. (SPFI) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for SPFI. Place an order (Market, Limit, etc.).
What is the best time to invest in South Plains Financial, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
How did South Plains Financial, Inc. perform in the last earnings report?
Revenue: $283,098,000 | EPS: $3.03 | Growth: -20.68%.
Where can I find South Plains Financial, Inc.'s investor relations reports?
Visit https://www.spfi.bank/investor-relations for detailed financial reports.
Where can I find historical stock prices for South Plains Financial, Inc.?
You can explore historical data from here
What is the all-time high and low for South Plains Financial, Inc. stock?
All-time high: $42.38 (2025-07-21) | All-time low: $18.75 (2023-05-04).
What are the key trends affecting South Plains Financial, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
zacks.com
South Plains Financial (SPFI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
seekingalpha.com
South Plains Financial reported strong Q2 earnings, aided by a one-time loan recovery, and management is focused on M&A-driven growth, especially in Dallas. The bank boasts a robust capital position, stable deposit base, and conservative underwriting, but organic loan growth remains slow. South Plains shares are trading at a premium valuation, already pricing in a favorable M&A outcome, making further upside unlikely in the near term.
fool.com
South Plains Financial (SPFI 6.99%) reported Q2 2025 results on July 16, 2025, posting diluted EPS of $0.86 (including a $0.09 one-time benefit), net income of $12.2 million, and net interest margin expansion to 4.07%. The quarter featured modest loan growth, core deposit mix improvement, capital ratio expansion, and proactive hiring, but also underscored headwinds from elevated loan payoffs.
seekingalpha.com
South Plains Financial, Inc.(NASDAQ:SPFI ) Q2 2025 Earnings Conference Call July 16, 2025 5:00 PM ET Company Participants Brent A. Bates - Senior VP & Chief Credit Officer Cory T.
zacks.com
South Plains Financial (SPFI) came out with quarterly earnings of $0.86 per share, beating the Zacks Consensus Estimate of $0.77 per share. This compares to earnings of $0.66 per share a year ago.
globenewswire.com
LUBBOCK, Texas, July 16, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), today reported its financial results for the quarter ended June 30, 2025.
globenewswire.com
LUBBOCK, Texas, July 09, 2025 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced that its second quarter 2025 financial results will be released after market close on Wednesday, July 16, 2025. The Company will host a conference call and webcast at 5:00 p.m. ET on the same day to discuss the financial results.
zacks.com
SPFI made it to the Zacks Rank #1 (Strong Buy) value stocks list on May 29, 2025.
zacks.com
South Plains Financial (SPFI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
South Plains Financial (SPFI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
See all news
