South Plains Financial, Inc. (SPFI)
$
41.05
+0.60 (1.46%)
Key metrics
Financial statements
Free cash flow per share
4.2391
Market cap
659.4 Million
Price to sales ratio
2.2444
Debt to equity
0.1225
Current ratio
386.0938
Income quality
1.3253
Average inventory
0
ROE
0.1251
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
The income before tax ratio is 0.25 reflecting the pre-tax margin, while the gross profit stands at $206,693,000.00 highlighting the company's profitability from core operations. In terms of performance, the company recorded a notable revenue of $296,887,000.00 showcasing its steady growth in the highly competitive financial services sector. Furthermore, the net total of other income and expenses is $0.00 reflecting non-core financial activities that contribute to the overall financial health of the organization. The operating income ratio is 0.25 indicating the company's operational profitability margin, which is essential for its long-term sustainability and growth strategies. South Plains Financial, Inc. operates as a bank holding company for City Bank, providing services ranging from commercial and consumer financial products to various business sectors. It delivers a comprehensive suite of offerings, including deposit products, a wide array of loan options, and services that cater to both individuals and businesses. The stock is affordable at $39.22 suitable for budget-conscious investors who are looking to enter the market without a significant financial commitment. Additionally, the stock has a low average trading volume of 76,043.00 indicating lower market activity which may suggest a more stable investment opportunity. With a market capitalization of $669,173,414.00 the company is classified as a small-cap player, positioning itself uniquely within the market. It is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape and demonstrating its importance in fostering economic growth. Moreover, it belongs to the Financial Services sector, driving innovation and growth through its diverse financial services and commitment to customer satisfaction. Together, these factors paint a picture of a resilient and adaptable institution, prepared to navigate the complexities of the financial landscape.
Is South Plains Financial, Inc. (SPFI) a good investment?
Investing in South Plains Financial, Inc. (SPFI) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as A-, with a Bearish outlook. Always conduct your own research before investing.
What is South Plains Financial, Inc. (SPFI)'s stock forecast?
Analysts predict South Plains Financial, Inc. stock to fluctuate between $30.01 (low) and $44 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is South Plains Financial, Inc.'s market capitalization?
As of 2026-03-16, South Plains Financial, Inc.'s market cap is $669,173,414, based on 16,301,423 outstanding shares.
How does South Plains Financial, Inc. compare to competitors like Meta Platforms, Inc. Class A Common Stock?
Compared to Meta Platforms, Inc. Class A Common Stock, South Plains Financial, Inc. has a Lower Market-Cap, indicating a difference in performance.
Does South Plains Financial, Inc. pay dividends?
South Plains Financial, Inc. pays dividends. The current dividend yield is 1.50%, with a payout of $0.17 per share.
How can I buy South Plains Financial, Inc. (SPFI) stock?
To buy South Plains Financial, Inc. (SPFI) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for SPFI. Place an order (Market, Limit, etc.).
What is the best time to invest in South Plains Financial, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
How did South Plains Financial, Inc. perform in the last earnings report?
Revenue: $296,887,000 | EPS: $3.60 | Growth: 18.81%.
Where can I find South Plains Financial, Inc.'s investor relations reports?
Visit https://www.spfi.bank/investor-relations for detailed financial reports.
Where can I find historical stock prices for South Plains Financial, Inc.?
You can explore historical data from here
What is the all-time high and low for South Plains Financial, Inc. stock?
All-time high: $44 (2026-02-05) | All-time low: $18.75 (2023-05-04).
What are the key trends affecting South Plains Financial, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
globenewswire.com
LUBBOCK, Texas, March 09, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (the “Bank”), today announced the release of the Company's 2025 Community Impact Report. This report demonstrates South Plains' ongoing commitment to being a responsible corporate citizen in each of the unique communities in which the Company and Bank operate.
globenewswire.com
LUBBOCK, Texas, Feb. 23, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), today announced that the board of directors of the Company (the “Board”) approved a new stock repurchase program for up to $10.0 million of the outstanding shares of the Company's common stock (the “Stock Repurchase Program”). The Stock Repurchase Program will conclude on February 23, 2027, subject to the earlier termination or extension of the Stock Repurchase Program by the Board or the $10.0 million designated for the Stock Repurchase Program are depleted.
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
South Plains Financial (SPFI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
seekingalpha.com
South Plains Financial is rated a "Hold" as shares trade at ~10x pro forma earnings, reflecting M&A benefits and Texas market positioning. The BOH Holdings acquisition expands SPFI's Houston presence, but significant investment and execution are needed to scale beyond its Lubbock base. SPFI maintains strong credit quality, robust reserves, and a CET1 ratio of 14.45%, supporting a secure and recently increased dividend.
zacks.com
Although the revenue and EPS for South Plains Financial (SPFI) give a sense of how its business performed in the quarter ended December 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
seekingalpha.com
South Plains Financial, Inc. (SPFI) Q4 2025 Earnings Call Transcript
zacks.com
South Plains Financial (SPFI) came out with quarterly earnings of $0.9 per share, beating the Zacks Consensus Estimate of $0.84 per share. This compares to earnings of $0.96 per share a year ago.
globenewswire.com
LUBBOCK, Texas, Jan. 13, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank, today announced that its fourth quarter 2025 financial results will be released after market close on Monday, January 26, 2026. The Company will host a conference call and webcast at 5:00 p.m. ET on the same day to discuss the financial results.
zacks.com
South Plains Financial (SPFI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
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