SoFi Technologies, Inc. (SOFI)
$
15.23
-0.64 (-4.20%)
Key metrics
Financial statements
Free cash flow per share
-2.1373
Market cap
19.4 Billion
Price to sales ratio
4.0721
Debt to equity
0.1731
Current ratio
0
Income quality
-4.9108
Average inventory
0
ROE
0.0587
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
SoFi Technologies, Inc. delivers a variety of digital financial services, structured into three primary segments: Lending, Technology Platform, and Financial Services. The gross profit ratio is 0.69 reflecting the efficiency of the company's production and sales operations. Furthermore, the weighted average number of diluted shares outstanding is 1,251,767,000.00 accounting for potential dilution effects. SoFi’s lending services encompass student loans, personal loans designed for debt consolidation and home improvement, as well as home loans, enabling its members to borrow, save, spend, invest, and protect their finances effectively. The net income ratio stands at 0.10 providing insight into the company's profitability margin. Additionally, the company's EBITDA is $1,916,251,000.00 which serves as a key indicator of operational profitability. The company’s stock is identified with the symbol 'SOFI' in the market, representing a crucial part of its financial identity. Alongside lending, SoFi offers cash management, investment products, and various technology services. It operates the Galileo platform, which caters to both financial and non-financial institutions, and the Apex platform, which facilitates investment custody and clearing brokerage services. Moreover, Technisys provides a cloud-based digital multi-product core banking solution, enhancing SoFi's technology offerings. The company’s stock is currently affordable at $29.51 making it suitable for budget-conscious investors. With a high average trading volume of 61,935,513.00 the stock indicates strong liquidity, which is vital for investors looking to make timely transactions. Holding a mid-range market capitalization of $19,422,209,800.00 SoFi demonstrates consistent performance in the market. It is a key player in the Financial - Credit Services industry, contributing significantly to the overall market landscape and showcasing its importance within the financial sector. Furthermore, it operates within the Financial Services sector, driving innovation and growth, which positions SoFi favorably among its peers. Through its diverse offerings and strategic positioning, SoFi Technologies continues to make a meaningful impact in the digital financial services realm.
Is SoFi Technologies, Inc. (SOFI) a good investment?
Investing in SoFi Technologies, Inc. (SOFI) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as C, with a Bearish outlook. Always conduct your own research before investing.
What is SoFi Technologies, Inc. (SOFI)'s stock forecast?
Analysts predict SoFi Technologies, Inc. stock to fluctuate between $8.60 (low) and $32.73 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is SoFi Technologies, Inc.'s market capitalization?
As of 2026-03-30, SoFi Technologies, Inc.'s market cap is $19,422,209,800, based on 1,275,260,000 outstanding shares.
How does SoFi Technologies, Inc. compare to competitors like Meta Platforms, Inc. Class A Common Stock?
Compared to Meta Platforms, Inc. Class A Common Stock, SoFi Technologies, Inc. has a Lower Market-Cap, indicating a difference in performance.
How can I buy SoFi Technologies, Inc. (SOFI) stock?
To buy SoFi Technologies, Inc. (SOFI) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for SOFI. Place an order (Market, Limit, etc.).
What is the best time to invest in SoFi Technologies, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
How did SoFi Technologies, Inc. perform in the last earnings report?
Revenue: $4,769,597,000 | EPS: $0.42 | Growth: -8.70%.
Where can I find SoFi Technologies, Inc.'s investor relations reports?
Visit https://www.sofi.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for SoFi Technologies, Inc.?
You can explore historical data from here
What is the all-time high and low for SoFi Technologies, Inc. stock?
All-time high: $32.73 (2025-11-12) | All-time low: $4.24 (2022-12-07).
What are the key trends affecting SoFi Technologies, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
benzinga.com
SpaceX may set aside up to 30% of its shares for retail investors, fueled by the massive following of founder Elon Musk, Reuters reported citing sources.
247wallst.com
SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) climbed from a 52-week low of $8.60 to a high of $32.73 before a sharp reversal brought shares back to $15.39 as of writing.
zacks.com
SOFI's Galileo acquisition since 2020 powers BNPL services, AI engagement tools and faster product launches across its expanding fintech ecosystem.
seekingalpha.com
SoFi Technologies Inc. has declined 40% year-to-date and 28% since my prior coverage, reflecting rising credit concerns and sentiment reset. SoFi added 1 million members to reach 13.7 million, while products grew 37% YoY to 20.2 million, boosting cross-sell efficiency. Fee revenue reached $443 million in Q4, annualizing to $1.8 billion, supporting a capital-light model and expanding EBITDA margins to 31%.
seekingalpha.com
SoFi has demonstrated strong execution, growing net revenue from $2.7B in 2024 to $3.6B in 2025 and expanding its product suite. I see 2025 as a pivotal year, with robust segment growth, especially in financial services, and member count rising from 10.1M to 13.7M. Management guides for a 30% net revenue CAGR and 38–42% EPS CAGR through 2028, targeting $1.5B in near-term earnings and $3B longer term.
businesswire.com
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI) today announced the expansion of its Loan Platform Business (LPB), committing over $3.6 billion in personal loan delivery across three new partnerships. SoFi closed a LPB transaction with a leading global bank for an expected loan delivery of over $1 billion and a separate LPB transaction with a financial services and insurance group for $600 million over 12 months. Additionally, SoFi agreed terms on a new partnership with a.
fool.com
SoFi stock is down because of a recent short report. The company is growing quickly but may be misrepresenting its financial statements.
fool.com
A short seller alleges that SoFi's lending business is in much worse shape than the company reports. The company says that the report is false and misleading.
fool.com
SoFi is a one-stop-shop digital bank that generates most of its revenue from student and personal lending. In its report, Muddy Waters asserts that SoFi has inflated fair value gains on its loan portfolios.
zacks.com
NU may have the edge over SOFI as its 131M-user base, rising monetization, and strong revenue growth combine with a more attractive valuation.
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