SoFi Technologies, Inc. (SOFI)
$
25.54
-0.50 (-1.96%)
Key metrics
Financial statements
Free cash flow per share
-1.8309
Market cap
30.3 Billion
Price to sales ratio
7.2910
Debt to equity
0.5073
Current ratio
0.1488
Income quality
-3.8123
Average inventory
0
ROE
0.0858
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
SoFi Technologies, Inc. delivers a variety of digital financial services, structured into three primary segments: Lending, Technology Platform, and Financial Services. The gross profit ratio is 0.70 reflecting the efficiency of the company's production and sales operations. Furthermore, the weighted average number of diluted shares outstanding is 1,101,390,000.00 accounting for potential dilution effects. SoFi’s lending services encompass student loans, personal loans designed for debt consolidation and home improvement, as well as home loans, enabling its members to borrow, save, spend, invest, and protect their finances effectively. The net income ratio stands at 0.13 providing insight into the company's profitability margin. Additionally, the company's EBITDA is $436,843,000.00 which serves as a key indicator of operational profitability. The company’s stock is identified with the symbol 'SOFI' in the market, representing a crucial part of its financial identity. Alongside lending, SoFi offers cash management, investment products, and various technology services. It operates the Galileo platform, which caters to both financial and non-financial institutions, and the Apex platform, which facilitates investment custody and clearing brokerage services. Moreover, Technisys provides a cloud-based digital multi-product core banking solution, enhancing SoFi's technology offerings. The company’s stock is currently affordable at $21.33 making it suitable for budget-conscious investors. With a high average trading volume of 73,598,858.00 the stock indicates strong liquidity, which is vital for investors looking to make timely transactions. Holding a mid-range market capitalization of $30,274,860,600.00 SoFi demonstrates consistent performance in the market. It is a key player in the Financial - Credit Services industry, contributing significantly to the overall market landscape and showcasing its importance within the financial sector. Furthermore, it operates within the Financial Services sector, driving innovation and growth, which positions SoFi favorably among its peers. Through its diverse offerings and strategic positioning, SoFi Technologies continues to make a meaningful impact in the digital financial services realm.
Is SoFi Technologies, Inc. (SOFI) a good investment?
Investing in SoFi Technologies, Inc. (SOFI) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as C, with a Bullish outlook. Always conduct your own research before investing.
What is SoFi Technologies, Inc. (SOFI)'s stock forecast?
Analysts predict SoFi Technologies, Inc. stock to fluctuate between $6.75 (low) and $26.61 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is SoFi Technologies, Inc.'s market capitalization?
As of 2025-08-29, SoFi Technologies, Inc.'s market cap is $30,274,860,600, based on 1,185,390,000 outstanding shares.
How does SoFi Technologies, Inc. compare to competitors like Meta Platforms, Inc. Class A Common Stock?
Compared to Meta Platforms, Inc. Class A Common Stock, SoFi Technologies, Inc. has a Lower Market-Cap, indicating a difference in performance.
How can I buy SoFi Technologies, Inc. (SOFI) stock?
To buy SoFi Technologies, Inc. (SOFI) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for SOFI. Place an order (Market, Limit, etc.).
What is the best time to invest in SoFi Technologies, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
How did SoFi Technologies, Inc. perform in the last earnings report?
Revenue: $3,703,678,000 | EPS: $0.46 | Growth: -227.78%.
Where can I find SoFi Technologies, Inc.'s investor relations reports?
Visit https://www.sofi.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for SoFi Technologies, Inc.?
You can explore historical data from here
What is the all-time high and low for SoFi Technologies, Inc. stock?
All-time high: $26.61 (2025-08-26) | All-time low: $4.24 (2022-12-07).
What are the key trends affecting SoFi Technologies, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
fool.com
Many financial services companies benefited from a booming economy and robust consumer spending over the past few years, including SoFi Technologies (SOFI -1.92%). The company has moved beyond its initial focus of student loans and added a slew of new financial services over the past few years to attract customers.
247wallst.com
SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer recently stated at a conference that the fintech company is targeting 30% member growth and 20% revenue growth.
zacks.com
SoFi Technologies (SOFI) reported earnings 30 days ago. What's next for the stock?
fool.com
Optimism in the market and the U.S. economy's resilience over the past few years have resulted in a share price surge for some financial stocks. Two stocks that have posted impressive gains over the past three years are SoFi Technologies (SOFI -2.06%) and Robinhood Markets (HOOD 0.87%), which have gained over 280% and more than 1,000%, respectively.
marketbeat.com
There are a few things investors need to understand about Wall Street analysts. They are typically careful and wary of upgrading and boosting any company's valuation or rating (no matter how justified) if the price is lagging behind the broader S&P 500 index or the industry peer group.
seekingalpha.com
SoFi's stock surged 55% in two months as fee-based revenue hit $378M, 44% of total revenue. Financial Services revenue soared 106% YoY to $363M with 52% contribution margins, nearly tripling last year's profitability levels. Technology Platform revenue reached $110M, up 15% YoY, maintaining a 30% margin while scaling recurring income streams.
fool.com
SoFi (SOFI 7.12%) has been one of the best-performing stocks in the financial sector recently. Over the past year, shares of the banking disruptor have roughly tripled, and a quick glance at SoFi's latest results show us why.
fool.com
Apple, Nvidia, and Palantir Technologies are not the only stocks that have been amazing performers for investors. Even some banking stocks have soared in recent years -- like SoFi Technologies (SOFI 7.12%).
fool.com
Shares of SoFi Technologies (SOFI 7.12%) have been ripping higher. In the past 12 months, they have skyrocketed 198% (as of Aug. 20).
fool.com
Investing in innovative and disruptive businesses that are challenging the status quo can be a smart way to allocate capital. That's because if they are successful, these companies could generate serious returns for shareholders.
See all news
