SoFi Technologies, Inc. (SOFI)
$
22.08
-0.73 (-3.31%)
Key metrics
Financial statements
Free cash flow per share
-1.4723
Market cap
27.8 Billion
Price to sales ratio
5.8350
Debt to equity
0.1933
Current ratio
10.0913
Income quality
-2.4562
Average inventory
0
ROE
0.0587
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
SoFi Technologies, Inc. delivers a variety of digital financial services, structured into three primary segments: Lending, Technology Platform, and Financial Services. The gross profit ratio is 0.69 reflecting the efficiency of the company's production and sales operations. Furthermore, the weighted average number of diluted shares outstanding is 1,251,767,000.00 accounting for potential dilution effects. SoFi’s lending services encompass student loans, personal loans designed for debt consolidation and home improvement, as well as home loans, enabling its members to borrow, save, spend, invest, and protect their finances effectively. The net income ratio stands at 0.10 providing insight into the company's profitability margin. Additionally, the company's EBITDA is $1,916,251,000.00 which serves as a key indicator of operational profitability. The company’s stock is identified with the symbol 'SOFI' in the market, representing a crucial part of its financial identity. Alongside lending, SoFi offers cash management, investment products, and various technology services. It operates the Galileo platform, which caters to both financial and non-financial institutions, and the Apex platform, which facilitates investment custody and clearing brokerage services. Moreover, Technisys provides a cloud-based digital multi-product core banking solution, enhancing SoFi's technology offerings. The company’s stock is currently affordable at $29.51 making it suitable for budget-conscious investors. With a high average trading volume of 58,618,070.00 the stock indicates strong liquidity, which is vital for investors looking to make timely transactions. Holding a mid-range market capitalization of $27,830,736,000.00 SoFi demonstrates consistent performance in the market. It is a key player in the Financial - Credit Services industry, contributing significantly to the overall market landscape and showcasing its importance within the financial sector. Furthermore, it operates within the Financial Services sector, driving innovation and growth, which positions SoFi favorably among its peers. Through its diverse offerings and strategic positioning, SoFi Technologies continues to make a meaningful impact in the digital financial services realm.
Is SoFi Technologies, Inc. (SOFI) a good investment?
Investing in SoFi Technologies, Inc. (SOFI) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as C, with a Bearish outlook. Always conduct your own research before investing.
What is SoFi Technologies, Inc. (SOFI)'s stock forecast?
Analysts predict SoFi Technologies, Inc. stock to fluctuate between $8.60 (low) and $32.73 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is SoFi Technologies, Inc.'s market capitalization?
As of 2026-02-03, SoFi Technologies, Inc.'s market cap is $27,830,736,000, based on 1,260,450,000 outstanding shares.
How does SoFi Technologies, Inc. compare to competitors like Meta Platforms, Inc. Class A Common Stock?
Compared to Meta Platforms, Inc. Class A Common Stock, SoFi Technologies, Inc. has a Lower Market-Cap, indicating a difference in performance.
How can I buy SoFi Technologies, Inc. (SOFI) stock?
To buy SoFi Technologies, Inc. (SOFI) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for SOFI. Place an order (Market, Limit, etc.).
What is the best time to invest in SoFi Technologies, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
How did SoFi Technologies, Inc. perform in the last earnings report?
Revenue: $4,769,597,000 | EPS: $0.42 | Growth: -8.70%.
Where can I find SoFi Technologies, Inc.'s investor relations reports?
Visit https://www.sofi.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for SoFi Technologies, Inc.?
You can explore historical data from here
What is the all-time high and low for SoFi Technologies, Inc. stock?
All-time high: $32.73 (2025-11-12) | All-time low: $4.24 (2022-12-07).
What are the key trends affecting SoFi Technologies, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
fool.com
SoFi added a record number of new customers to its platform in the 2025 fourth quarter. It's adding new blockchain-based services to its product line.
fool.com
SoFi just reported fantastic results for the fourth quarter of 2025, posting $1 billion in revenue and adding 1 million customers. Profits continue their impressive trajectory, with guidance calling for a 54% jump in 2026 diluted earnings per share.
seekingalpha.com
SoFi Technologies keeps up with incredibly strong execution across lending, enterprise, and financial services, despite a recent stock selloff and sector volatility. SOFI delivered robust Q4 2025 results: 53% YoY fee-based revenue growth, $10.5B in originations, and $38B in deposits, with high-quality borrowers. Personal loans remain SOFI's key profit driver, but market uncertainty and regulatory risks could impact refinancing opportunities and net interest margins.
fool.com
SoFi Technologies went public in 2021. It has been growing robustly, as it adds members and offers more services to them.
seekingalpha.com
SoFi Technologies, Inc.'s Financial Services and Tech Platform delivered $579 million in Q4 revenue, representing 57% of adjusted net revenue and reducing lending reliance. Fee-based revenue surged 53% year-over-year to $443 million in Q4, supporting higher margins and lower balance sheet risk. Q4 Adjusted EBITDA reached $318 million with a 31% margin and 44% incremental margin, highlighting powerful operating leverage.
seekingalpha.com
SoFi Technologies delivered strong Q4 results, surpassing $1 billion in quarterly revenue and achieving double-digit adjusted net income margin for the first time. SOFI's aggressive cross-selling and robust growth in members and products underpin management's guidance for 30%+ revenue and 54% EPS growth in FY2026. Despite stellar fundamentals, SOFI's valuation remains stretched, with P/E and P/S multiples well above sector medians, limiting near-term upside.
fool.com
In this video, I will cover SoFi Technologies' (SOFI 6.28%) fourth-quarter earnings report and explain why I'm still very bullish. Watch the short video to learn more, consider subscribing, and click the special offer link below.
marketbeat.com
SoFi Technologies Inc. NASDAQ: SOFI surged more than 5% in pre-market trading after delivering another strong quarter. Earnings per share (EPS) of 13 cents beat expectations for 11 cents by 18%.
seekingalpha.com
SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript
247wallst.com
SoFi Technologies (Nasdaq: SOFI) crossed the $1 billion quarterly revenue threshold for the first time in company history, delivering Q4 2025 results that beat estimates across the board while adding a record 1 million new members.
See all news
