Ready Capital Corporation (RC)
$
1.52
-0.08 (-5.26%)
Key metrics
Financial statements
Free cash flow per share
1.8709
Market cap
248.5 Million
Price to sales ratio
0.4975
Debt to equity
3.7768
Current ratio
1.0385
Income quality
-1.3688
Average inventory
0
ROE
-0.1290
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Ready Capital Corporation operates as a real estate finance company in the United States, engaging in various activities including the acquisition, origination, management, servicing, and financing of small to medium balance commercial (SBC) loans, small business administration (SBA) loans, residential mortgage loans, and mortgage-backed securities mainly collateralized by SBC loans or other real estate-related investments. The net total of other income and expenses is -$423,517,000.00 reflecting non-core financial activities. The company earned an interest income of $569,166,000.00 showcasing its financial investments. It segments its operations into three areas: SBC Lending and Acquisitions; Small Business Lending; and Residential Mortgage Banking. The SBC Lending and Acquisitions segment, through its subsidiary, ReadyCap Commercial, LLC, originates SBC loans secured by stabilized or transitional investor properties using diverse loan origination channels. The Small Business Lending segment, through ReadyCap Lending, LLC, acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program. The Residential Mortgage Banking segment, via GMFS, LLC, focuses on originating residential mortgage loans. The weighted average number of diluted shares outstanding is 167,259,712.00 reflecting potential dilution effects. The company reported a substantial revenue of $499,473,000.00 indicating its strong market presence. The company's stock is identified with the symbol 'RC' in the market and, importantly, it qualifies as a real estate investment trust for federal income tax purposes, generally avoiding federal corporate income taxes if it distributes at least 90% of its taxable income to stockholders. The company, formerly known as Sutherland Asset Management Corporation, rebranded to Ready Capital Corporation in September 2018 and was founded in 2007, with its headquarters located in New York, New York. In terms of market positioning, the stock is affordable at $ 4.34 making it suitable for budget-conscious investors. It is a key player in the REIT - Mortgage industry, contributing significantly to the overall market landscape. With a market capitalization of $ 248,492,260.00 the company is classified as a small-cap player. Additionally, the stock boasts a high average trading volume of 2,891,642.00 indicating strong liquidity, and it belongs to the Real Estate sector, driving innovation and growth. This positioning not only highlights the company's financial stability but also reflects its commitment to playing an integral role in the sectors it operates within.
Is Ready Capital Corporation (RC) a good investment?
Investing in Ready Capital Corporation (RC) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as C, with a Bearish outlook. Always conduct your own research before investing.
What is Ready Capital Corporation (RC)'s stock forecast?
Analysts predict Ready Capital Corporation stock to fluctuate between $1.51 (low) and $5.24 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is Ready Capital Corporation's market capitalization?
As of 2026-03-27, Ready Capital Corporation's market cap is $248,492,260, based on 163,481,750 outstanding shares.
How does Ready Capital Corporation compare to competitors like Meta Platforms, Inc. Class A Common Stock?
Compared to Meta Platforms, Inc. Class A Common Stock, Ready Capital Corporation has a Lower Market-Cap, indicating a difference in performance.
Does Ready Capital Corporation pay dividends?
Ready Capital Corporation pays dividends. The current dividend yield is 17.76%, with a payout of $0.01 per share.
How can I buy Ready Capital Corporation (RC) stock?
To buy Ready Capital Corporation (RC) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for RC. Place an order (Market, Limit, etc.).
What is the best time to invest in Ready Capital Corporation?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
How did Ready Capital Corporation perform in the last earnings report?
Revenue: $499,473,000 | EPS: -$1.44 | Growth: -45.25%.
Where can I find Ready Capital Corporation's investor relations reports?
Visit https://www.readycapital.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for Ready Capital Corporation?
You can explore historical data from here
What is the all-time high and low for Ready Capital Corporation stock?
All-time high: $16.56 (2021-12-08) | All-time low: $1.50 (2026-03-23).
What are the key trends affecting Ready Capital Corporation stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
prnewswire.com
NEW YORK, March 27, 2026 /PRNewswire/ -- Waterfall Asset Management ("Waterfall"), an alternative investment manager focused on specialty finance opportunities within asset-backed credit, whole loans, and real assets, announced that its clients, managed as part of its commercial real estate lending platform, have originated a $19.5 million loan to finance Acram Group's acquisition of a 30,000-square-foot blockfront retail condominium property located at 156–168 Bleecker Street in Manhattan's Greenwich Village. Waterfall worked directly with Acram Group to source, structure and originate the financing, further strengthening the firm's ongoing relationship with the borrower.
globenewswire.com
NEW YORK, March 13, 2026 (GLOBE NEWSWIRE) -- Ready Capital Corporation (NYSE:RC) (the “Company”) announced that its Board of Directors declared a quarterly cash dividend of $0.01 per share of common stock and Operating Partnership unit for the quarter ended March 31, 2026. This dividend is payable on April 30, 2026, to shareholders of record as of the close of business on March 31, 2026.
seekingalpha.com
Ready Capital Corporation continues to see accelerating book value destruction, with Q4-2025 losses and deteriorating credit metrics undermining any investment case. RC's liabilities-to-equity ratio has worsened (3.7x), net interest margins remain deeply negative, and non-accruals in both core and non-core portfolios have surged. Management projects $500 million in free cash flow by year-end via asset sales and runoff, aiming to address major debt maturities, but execution risk remains high.
seekingalpha.com
Ready Capital Corporation (RC) Q4 2025 Earnings Call Transcript
zacks.com
Ready Capital (RC) came out with a quarterly loss of $0.09 per share versus the Zacks Consensus Estimate of a loss of $0.11. This compares to earnings of $0.23 per share a year ago.
globenewswire.com
- GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(1.46) - - DISTRIBUTABLE LOSS PER COMMON SHARE OF $(0.43) - - DISTRIBUTABLE LOSS PER COMMON SHARE BEFORE REALIZED LOSSES OF $(0.09) -
globenewswire.com
NEW YORK, Feb. 26, 2026 (GLOBE NEWSWIRE) -- Ready Capital Corporation (NYSE: RC) (the “Company”) today announced the appointment of Dominick Scali as Chief Credit Officer of the Company and Co-President of ReadyCap Commercial, LLC, the Company's commercial real estate lending business.
globenewswire.com
NEW YORK, Feb. 13, 2026 (GLOBE NEWSWIRE) -- Ready Capital Corporation (NYSE: RC) (the “Company”) today announced that the Company will release its fourth quarter and full year 2025 financial results after the New York Stock Exchange closes on Thursday, February 26, 2026. Management will host a webcast and conference call on Friday, February 27, 2026 at 8:30 a.m. Eastern Time to provide a general business update and discuss the financial results for the quarter and year ended December 31, 2025.
seekingalpha.com
Ready Capital Corporation (RC) Q2 2025 Earnings Call Transcript
globenewswire.com
NEW YORK, Dec. 15, 2025 (GLOBE NEWSWIRE) -- Ready Capital Corporation (NYSE:RC) (the “Company”) announced that its Board of Directors declared a quarterly cash dividend of $0.01 per share of common stock and Operating Partnership unit for the quarter ended December 31, 2025. This dividend is payable on January 30, 2026, to shareholders of record as of the close of business on December 31, 2025.
See all news
