Ready Capital Corporation (RC)
$
3.71
-0.14 (-3.77%)
Key metrics
Financial statements
Free cash flow per share
1.8501
Market cap
609.7 Million
Price to sales ratio
2.6759
Debt to equity
0.3946
Current ratio
0.2260
Income quality
-1.1234
Average inventory
0
ROE
-0.1549
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Ready Capital Corporation operates as a real estate finance company in the United States, engaging in various activities including the acquisition, origination, management, servicing, and financing of small to medium balance commercial (SBC) loans, small business administration (SBA) loans, residential mortgage loans, and mortgage-backed securities mainly collateralized by SBC loans or other real estate-related investments. The net total of other income and expenses is -$104,512,000.00 reflecting non-core financial activities. The company earned an interest income of $896,975,000.00 showcasing its financial investments. It segments its operations into three areas: SBC Lending and Acquisitions; Small Business Lending; and Residential Mortgage Banking. The SBC Lending and Acquisitions segment, through its subsidiary, ReadyCap Commercial, LLC, originates SBC loans secured by stabilized or transitional investor properties using diverse loan origination channels. The Small Business Lending segment, through ReadyCap Lending, LLC, acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program. The Residential Mortgage Banking segment, via GMFS, LLC, focuses on originating residential mortgage loans. The weighted average number of diluted shares outstanding is 170,472,273.00 reflecting potential dilution effects. The company reported a substantial revenue of $27,354,000.00 indicating its strong market presence. The company's stock is identified with the symbol 'RC' in the market and, importantly, it qualifies as a real estate investment trust for federal income tax purposes, generally avoiding federal corporate income taxes if it distributes at least 90% of its taxable income to stockholders. The company, formerly known as Sutherland Asset Management Corporation, rebranded to Ready Capital Corporation in September 2018 and was founded in 2007, with its headquarters located in New York, New York. In terms of market positioning, the stock is affordable at $ 4.35 making it suitable for budget-conscious investors. It is a key player in the REIT - Mortgage industry, contributing significantly to the overall market landscape. With a market capitalization of $ 609,653,170.00 the company is classified as a small-cap player. Additionally, the stock boasts a high average trading volume of 1,928,316.00 indicating strong liquidity, and it belongs to the Real Estate sector, driving innovation and growth. This positioning not only highlights the company's financial stability but also reflects its commitment to playing an integral role in the sectors it operates within.
Is Ready Capital Corporation (RC) a good investment?
Investing in Ready Capital Corporation (RC) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as C+, with a Bearish outlook. Always conduct your own research before investing.
What is Ready Capital Corporation (RC)'s stock forecast?
Analysts predict Ready Capital Corporation stock to fluctuate between $3.70 (low) and $8.64 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is Ready Capital Corporation's market capitalization?
As of 2025-08-22, Ready Capital Corporation's market cap is $609,653,170, based on 164,327,000 outstanding shares.
How does Ready Capital Corporation compare to competitors like Meta Platforms, Inc. Class A Common Stock?
Compared to Meta Platforms, Inc. Class A Common Stock, Ready Capital Corporation has a Lower Market-Cap, indicating a difference in performance.
Does Ready Capital Corporation pay dividends?
Ready Capital Corporation pays dividends. The current dividend yield is 17.16%, with a payout of $0.13 per share.
How can I buy Ready Capital Corporation (RC) stock?
To buy Ready Capital Corporation (RC) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for RC. Place an order (Market, Limit, etc.).
What is the best time to invest in Ready Capital Corporation?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
How did Ready Capital Corporation perform in the last earnings report?
Revenue: $27,354,000 | EPS: -$2.63 | Growth: -216.37%.
Where can I find Ready Capital Corporation's investor relations reports?
Visit https://www.readycapital.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for Ready Capital Corporation?
You can explore historical data from here
What is the all-time high and low for Ready Capital Corporation stock?
All-time high: $16.56 (2021-12-08) | All-time low: $3.70 (2025-08-21).
What are the key trends affecting Ready Capital Corporation stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
seekingalpha.com
Ready Capital reported another poor quarter with negative distributable earnings. Loans that are more than 60 days delinquent rose once again. The company borrowed more funds to buyback shares.
seekingalpha.com
Ready Capital Corporation (NYSE:RC ) Q3 2025 Earnings Conference Call August 8, 2025 8:30 AM ET Company Participants Adam Zausmer - Chief Credit Officer Andrew Ahlborn - CFO & Secretary Thomas Edward Capasse - Chairman, CEO & Chief Investment Officer Conference Call Participants Christopher Whitbread Patrick Nolan - Ladenburg Thalmann & Co. Inc., Research Division Crispin Elliot Love - Piper Sandler & Co., Research Division Douglas Michael Harter - UBS Investment Bank, Research Division Jade Joseph Rahmani - Keefe, Bruyette, & Woods, Inc., Research Division Randy Binner - B. Riley Securities, Inc., Research Division Operator Greetings.
zacks.com
Although the revenue and EPS for Ready Capital (RC) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
Ready Capital (RC) came out with a quarterly loss of $0.14 per share versus the Zacks Consensus Estimate of a loss of $0.01. This compares to earnings of $0.07 per share a year ago.
globenewswire.com
- GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(0.31) - - DISTRIBUTABLE LOSS PER COMMON SHARE OF $(0.14) - - DISTRIBUTABLE LOSS PER COMMON SHARE BEFORE REALIZED LOSSES OF $(0.10) -
globenewswire.com
NEW YORK, June 14, 2025 (GLOBE NEWSWIRE) -- Ready Capital Corporation (NYSE:RC) (the “Company”) announced that its Board of Directors declared a quarterly cash dividend of $0.125 per share of common stock and Operating Partnership unit for the quarter ended June 30, 2025. This dividend is payable on July 31, 2025, to shareholders of record as of the close of business on June 30, 2025.
globenewswire.com
NEW YORK, June 13, 2025 (GLOBE NEWSWIRE) -- Ready Capital Corporation (NYSE:RC) (the “Company”) announced that its Board of Directors declared a quarterly cash dividend of $0.125 per share of common stock and Operating Partnership unit for the quarter ended June 30, 2025. This dividend is payable on July 31, 2025, to shareholders of record as of the close of business on June 30, 2025.
seekingalpha.com
I've been accumulating RC's 6.50% Series E Preferreds, amid a significant year-to-date selloff. They're trading for 62 cents on the dollar and offer a 10.5% dividend yield. RC common shares are down 40% year-to-date, while the E preferreds have dipped 16%. I think the selloff is overdone and the preferreds provide a compelling risk-to-reward profile at their current level.
seekingalpha.com
Ready Capital Corporation (NYSE:RC ) Q1 2025 Earnings Conference Call May 9, 2025 8:30 AM ET Company Participants Thomas Edward Capasse - Chairman, Chief Executive Officer and Chief Investment Officer Andrew Ahlborn - Chief Financial Officer Adam Zausmer - Chief Credit Officer Conference Call Participants Doug Harter - UBS Crispin Love - Piper Sandler Christopher Nolan - Ladenburg Thalmann Jade Rahmani - KBW Operator Greetings. Welcome to Ready Capital's First Quarter 2025 Earnings Conference Call.
zacks.com
Although the revenue and EPS for Ready Capital (RC) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
See all news
