Peoples Financial Services Corp. serves as the bank holding company for Peoples Security Bank and Trust Company, providing a diverse array of commercial and retail banking services. The company is engaged in accepting various types of accounts, including money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit. Furthermore, it offers a wide range of loan products, which comprise residential real estate, automobile, manufactured housing, personal, home equity, as well as commercial real estate, working capital, construction, small business administration, and agricultural loans. The robust portfolio also features loans tailored for equipment and other commercial needs, alongside those for mineral rights. In addition to traditional banking services, the company provides investment management, IRA trustee, estate administration, and various trust services, including living and life insurance trusts and corporate trusts. The financial solutions extend to pension and profit-sharing plans, investment portfolio management, estate and business succession planning, annuities, insurance, and retirement planning, along with tax planning and education funding strategies. The offerings also encompass securities, brokerage, and investor services, further enhancing the banking experience. Moreover, the company supports business clients with small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant lines of credit, and financial checkup services. Additional operational features involve remote deposit capture, automated clearing house transactions, cash management, ATM services, point of sale transactions, safe deposit boxes, night depositories, direct deposit, and official check services. As a foundation pillar for the local economy, it serves businesses, non-profits, governmental agencies, and professional customers, alongside retail clients, through its 28 full-service community banking offices spread across Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties of Pennsylvania, as well as Middlesex County in New Jersey and Broome County in New York. The company was founded in 1905 and maintains its headquarters in Scranton, Pennsylvania. The diluted EPS is $0.99 accounting for potential share dilution. The gross profit stands at $134,325,000.00 highlighting the company's profitability from core operations. The company's stock is identified with the symbol '$PFIS' in the market. The net income ratio is $0.06 reflecting the company's profitability margin. The earnings per share (EPS) is reported at $1.00 indicating the company's profitability on a per-share basis. Currently, the stock is reasonably priced at $48.66 appealing to a broad range of investors. Despite having a low average trading volume of $22,152.00 indicating lower market activity, it maintains relevance in its market niche. With a market capitalization of $486,380,057.00 the company is classified as a small-cap player, which traditionally presents unique opportunities. It is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape, and it belongs to the Financial Services sector, driving innovation and growth within its operational framework. This strategic positioning allows it to leverage growth potential while catering to a diverse clientele, making it an appealing investment choice.