Pathfinder Bancorp, Inc. (PBHC)
$
15.26
-0.38 (-2.49%)
Key metrics
Financial statements
Free cash flow per share
1.3734
Market cap
94.6 Million
Price to sales ratio
2.0584
Debt to equity
0.2162
Current ratio
44.5981
Income quality
3.8891
Average inventory
0
ROE
0.0346
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Pathfinder Bancorp, Inc. functions as the holding company for Pathfinder Bank, delivering a wide range of banking and financial products and services mainly in Oswego and Onondaga Counties, New York. The diluted EPS is -$0.76 accounting for potential share dilution. The company reported selling, general, and administrative expenses of $19,330,000.00 indicating its operational overhead costs. The weighted average number of diluted shares outstanding is 6,094,000.00 reflecting potential dilution effects. With a robust deposit acceptance strategy, Pathfinder Bank offers checking, savings, and money market deposit accounts, alongside certificates of deposit, as well as both demand and time deposits. Its diverse loan portfolio includes commercial real estate loans, commercial loans, residential real estate and construction loans, tax-exempt loans, home equity loans and junior liens, municipal loans, and various consumer loans such as automobile loans, recreational vehicle loans, and unsecured personal loans, in addition to unsecured lines of credit and loans secured by deposit accounts. The company's stock is identified with the symbol 'PBHC' in the market, and the cost of revenue for the company is $48,341,000.00 showcasing its production and operational expenses. Additionally, Pathfinder Bancorp is involved in property, casualty, and life insurance brokerage and serves individuals, families, small to mid-size businesses, and municipalities. As of February 03, 2022, it operated through ten full-service offices in Oswego and Onondaga Counties and one limited purpose office in Oneida County. Founded in 1859, the company is headquartered in Oswego, New York. In the current market, the stock is affordable at $15.26 suitable for budget-conscious investors. It also has a low average trading volume of 3,879.00 indicating lower market activity. With a market capitalization of $93,718,756.00 the company is classified as a small-cap player, highlighting its focused role in the market. Pathfinder Bancorp is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape. It belongs to the Financial Services sector, driving innovation and growth within its operational framework. Through its multifaceted banking and financial offerings, Pathfinder Bancorp, Inc. plays a pivotal role in nurturing financial stability and growth in its communities and serves as a notable participant in the broader economic environment.
Is Pathfinder Bancorp, Inc. (PBHC) a good investment?
Investing in Pathfinder Bancorp, Inc. (PBHC) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B-, with a Bullish outlook. Always conduct your own research before investing.
What is Pathfinder Bancorp, Inc. (PBHC)'s stock forecast?
Analysts predict Pathfinder Bancorp, Inc. stock to fluctuate between $12.30 (low) and $19.86 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is Pathfinder Bancorp, Inc.'s market capitalization?
As of 2025-05-29, Pathfinder Bancorp, Inc.'s market cap is $93,718,756, based on 6,141,465 outstanding shares.
How does Pathfinder Bancorp, Inc. compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., Pathfinder Bancorp, Inc. has a Lower Market-Cap, indicating a difference in performance.
Does Pathfinder Bancorp, Inc. pay dividends?
Pathfinder Bancorp, Inc. pays dividends. The current dividend yield is 2.58%, with a payout of $0.10 per share.
How can I buy Pathfinder Bancorp, Inc. (PBHC) stock?
To buy Pathfinder Bancorp, Inc. (PBHC) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for PBHC. Place an order (Market, Limit, etc.).
What is the best time to invest in Pathfinder Bancorp, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
Has Pathfinder Bancorp, Inc. stock ever split?
Pathfinder Bancorp, Inc.'s last stock split was 1647:1000 on 2014-10-17.
How did Pathfinder Bancorp, Inc. perform in the last earnings report?
Revenue: $47,895,000 | EPS: -$0.76 | Growth: -150.33%.
Where can I find Pathfinder Bancorp, Inc.'s investor relations reports?
Visit https://www.pathfinderbank.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for Pathfinder Bancorp, Inc.?
You can explore historical data from here
What is the all-time high and low for Pathfinder Bancorp, Inc. stock?
All-time high: $21.99 (2022-03-24) | All-time low: $11.36 (2021-02-01).
What are the key trends affecting Pathfinder Bancorp, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
globenewswire.com
a month ago
Pathfinder Bank's parent company earned $0.41 per diluted share on improving operating efficiency and growth in net interest income, net interest margin, core deposits and commercial loans Pathfinder Bank's parent company earned $0.41 per diluted share on improving operating efficiency and growth in net interest income, net interest margin, core deposits and commercial loans
globenewswire.com
4 months ago
Fourth quarter results include EPS of $0.69, deposit growth, commercial loan growth, a gain on the sale of its insurance agency, and strong contributions from new and established Pathfinder Bank teams across Central New York
globenewswire.com
5 months ago
OSWEGO, N.Y., Dec. 23, 2024 (GLOBE NEWSWIRE) -- James A. Dowd, President and CEO of Pathfinder Bancorp, Inc., the bank holding company of Pathfinder Bank (NASDAQ: PBHC) (listing: PathBcp), has announced that the Company has declared a cash dividend of $0.10 per share on the Company's voting common and non-voting common stock, and a cash dividend of $0.10 per notional share for the issued warrant relating to the fiscal quarter ending December 31, 2024. The fourth quarter 2024 dividend will be payable to all shareholders of record on January 17, 2025 and will be paid on February 7, 2025.
globenewswire.com
8 months ago
OSWEGO, N.Y., Sept. 30, 2024 (GLOBE NEWSWIRE) -- James A. Dowd, President and CEO of Pathfinder Bancorp, Inc., the bank holding company of Pathfinder Bank (NASDAQ: PBHC) (listing: PathBcp), has announced that the Company has declared a cash dividend of $0.10 per share on the Company's voting common and non-voting common stock, and a cash dividend of $0.10 per notional share for the issued warrant relating to the fiscal quarter ending September 30, 2024. The third quarter 2024 dividend will be payable to all shareholders of record on October 18, 2024 and will be paid on November 8, 2024.
globenewswire.com
8 months ago
OSWEGO, N.Y., Sept. 26, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (“Pathfinder”) (NASDAQ: PBHC) today announced that, after 18 years with Pathfinder Bank, Ronald Tascarella, 66, Executive Vice President and Chief Banking Officer, will retire from those positions effective November 30, 2024. Joseph Serbun has been appointed as Senior Vice President, Chief Credit Officer effective immediately.
globenewswire.com
10 months ago
OSWEGO, N.Y., July 22, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (NASDAQ: PBHC), the holding company for Pathfinder Bank (“Pathfinder”), announced today that Pathfinder has completed the previously announced purchase and assumption of the East Syracuse, New York branch of Berkshire Bank, the banking subsidiary of Berkshire Hills Bancorp, Inc. In connection with the purchase, Pathfinder assumed approximately $186 million in deposit liabilities and acquired approximately $30 million in loans.
globenewswire.com
a year ago
OSWEGO, N.Y., July 01, 2024 (GLOBE NEWSWIRE) -- James A. Dowd, President and CEO of Pathfinder Bancorp, Inc., the bank holding company of Pathfinder Bank (NASDAQ: PBHC) (listing: PathBcp), has announced that the Company has declared a cash dividend of $0.10 per share on the Company's voting common and non-voting common stock, and a cash dividend of $0.10 per notional share for the issued warrant relating to the fiscal quarter ending June 30, 2024. The second quarter 2024 dividend will be payable to all shareholders of record on July 19, 2024 and will be paid on August 9, 2024.
globenewswire.com
a year ago
OSWEGO, N.Y., June 13, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (“Pathfinder” or “Company”) (NASDAQ: PBHC), announced that its banking subsidiary, Pathfinder Bank (“Bank”), has received the required regulatory agency approvals from both the New York State Department of Financial Services and the Federal Deposit Insurance Corporation to complete its pending acquisition of the East Syracuse, New York branch of Berkshire Bank, Pittsfield, MA located on 6611 Manlius Center Road.
globenewswire.com
a year ago
OSWEGO, N.Y., May 08, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (“Pathfinder”) (NASDAQ: PBHC) today announced that Walter F. Rusnak, CPA, 70, Senior Vice President and Chief Financial Officer, will retire from the role after a career spanning more than forty years in finance effective June 28, 2024. Justin K. Bigham, CPA, 50, has been named to succeed Rusnak as Senior Vice President, Chief Financial Officer. Rusnak will remain with the company in an advisory capacity to ensure a smooth transition and to continue to oversee the Bank's investment securities portfolio and overall balance sheet management.
globenewswire.com
a year ago
Strategic Growth and Prudent Expense Management Shape Bank Performance Despite Economic Challenges Strategic Growth and Prudent Expense Management Shape Bank Performance Despite Economic Challenges
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