LendingClub Corporation (LC)
$
10.32
-0.09 (-0.87%)
Key metrics
Financial statements
Free cash flow per share
-24.0619
Market cap
1.3 Billion
Price to sales ratio
1.4123
Debt to equity
0.0212
Current ratio
0
Income quality
-51.3184
Average inventory
0
ROE
0.0392
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
LendingClub Corporation operates as a bank holding company for LendingClub Bank, National Association, offering a diverse array of financial products and services through its technology-driven platform in the United States. The earnings per share (EPS) is reported at $0.46 indicating the company's profitability on a per-share basis. Additionally, the net income ratio is 0.20 reflecting the company's profitability margin. The company reported depreciation and amortization expenses of $53,300,000.00 highlighting the wear and tear of its assets over time. Another important metric is the EBITDA, which stands at $0.00 serving as a key indicator of the company's operational profitability. All of this financial data pertains to the fiscal year 2024 showcasing the organization's performance and operational metrics in a structured manner. LendingClub provides a range of loans, including commercial and industrial, commercial real estate, small business, and equipment loans, as well as unsecured personal and auto loans, patient finance, and education finance loans. Furthermore, the company operates an online lending marketplace that effectively connects borrowers and investors, solidifying its role as a significant player in the financial sector. With a market capitalization of $1,170,122,880.00 the company is classified as a small-cap player and it belongs to the Financial Services sector, driving innovation and growth. The stock is affordable at $10.09 making it suitable for budget-conscious investors looking for entry points in the market. Additionally, the stock has a high average trading volume of 1,889,003.00 indicating strong liquidity and interest among investors. LendingClub is a key player in the Financial - Credit Services industry, contributing significantly to the overall market landscape through its advanced financial technology solutions and commitment to customer satisfaction. Its blend of innovative products and services positions it well in the competitive financial services arena, appealing to a diverse range of clients and investors alike.
Analysts predict LendingClub Corporation stock to fluctuate between $7.48 (low) and $18.75 (high) in the next 365 days, reflecting market expectations and potential volatility.
As of 2025-04-01, LendingClub Corporation's market cap is $1,170,122,880, based on 113,384,000 outstanding shares.
Compared to JPMorgan Chase & Co., LendingClub Corporation has a Lower Market-Cap, indicating a difference in performance.
To buy LendingClub Corporation (LC) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for LC. Place an order (Market, Limit, etc.).
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
Revenue: $252,970,000 | EPS: $0.46 | Growth: 27.78%.
Visit https://www.lendingclub.com/investor-relations for detailed financial reports.
You can explore historical data from here
All-time high: $49.21 (2021-11-01) | All-time low: $4.73 (2023-10-26).
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
fool.com
Financial stocks are particularly interesting right now. In the span of just five years, the sector has been battered by the COVID-19 downturn, rising interest rates, and the bankruptcies of several regional banks.
zacks.com
While the top- and bottom-line numbers for LendingClub (LC) give a sense of how the business performed in the quarter ended December 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
fool.com
Popular market analyst Tom Lee of Fundstrat recently called the financial sector his favorite investment for 2025.
seekingalpha.com
LendingClub's stock fell 20% post-earnings due to mixed results and guidance, presenting a buying opportunity for long-term investors. Despite concerns over loan origination growth, LC focuses on high credit quality and prudent growth, aiming for >$2.3 billion in 2025. Valuation remains low, and if 2025 guidance is conservative, the stock could see significant upside, currently trading at ~1.2x book value.
seekingalpha.com
LendingClub disappointed the market with conservative guidance for 2025. The fintech's potential remains high, with plans to double loan originations over time and expand into new investment products, including a rated structured certificate program. LC stock is attractive at less than 10x peak earnings potential, but patience is required for full growth realization.
zacks.com
Does LendingClub (LC) have what it takes to be a top stock pick for momentum investors? Let's find out.
benzinga.com
U.S. stock futures were mixed this morning, with the Nasdaq futures gaining around 0.4% on Wednesday.
barrons.com
The web-based lending company's quarterly revenue beat Wall Street estimates.
pymnts.com
LendingClub's latest quarterly results, released Tuesday (Jan. 28), indicated growth across several key metrics, including loan originations and deposits through its digital banking arm, and some improving credit metrics. However, in some cases, growth decelerated in the final quarter of the year, and forward-looking guidance helped send shares down 23% after hours on Tuesday.
seekingalpha.com
LendingClub Corporation (NYSE:LC ) Q4 2024 Earnings Conference Call January 28, 2025 5:00 PM ET Company Participants Artem Nalivayko - IR Scott Sanborn - CEO Drew LaBenne - CFO Conference Call Participants Vincent Caintic - BTIG Brad Capuzzi - Piper Sandler Tim Switzer - KBW Giuliano Bologna - Compass Bill Ryan - Seaport Research Partners John Hecht - Jefferies Reggie Smith - JPMorgan Operator Good afternoon. Thank you for attending today's LendingClub Fourth Quarter ‘24 Earnings Conference Call.
See all news