Kingstone Companies, Inc. (KINS)
$
13.68
+0.39 (2.85%)
Key metrics
Financial statements
Free cash flow per share
1.3 Thousand
Market cap
193.4 Million
Price to sales ratio
1.0595
Debt to equity
0.0533
Current ratio
0
Income quality
860.3907
Average inventory
0
ROE
0.3632
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products primarily for individuals in New York. The company reported a net loss of $18,358,436.00 indicating challenges in its operations. It offers a variety of personal insurance products, including homeowners and dwelling fire multi-peril, cooperative and condominium policies, renters insurance, and personal umbrella policies. Additionally, the company provides for-hire vehicle physical damage only policies for livery, car service vehicles, and taxicabs, as well as canine legal liability policies and reinsurance products. The total costs and expenses for the company are $131,853,946.00 reflecting its overall spending, while it incurred an interest expense of $3,513,655.00 highlighting its debt servicing obligations. The EBITDA ratio stands at 0.19 showcasing the company's operational efficiency, and the net income ratio is 0.12 indicating the company's profitability margin. The insurance products are sold through retail and wholesale agents and brokers. Originally founded as DCAP Group, Inc. in 1886, the company rebranded to Kingstone Companies, Inc. in July 2009 and is headquartered in Kingston, New York. The stock is affordable at $14.65 making it suitable for budget-conscious investors. With a market capitalization of $193,443,408.00 the company is classified as a small-cap player, reflecting its position relative to other firms in the market. It is a key player in the Insurance - Property & Casualty industry, contributing significantly to the overall market landscape and displaying its importance. Additionally, the stock has a low average trading volume of 264,633.00 indicating lower market activity, which may affect liquidity. Being part of the Financial Services sector, the company drives innovation and growth, positioning itself to leverage new opportunities in its field.
Investing in Kingstone Companies, Inc. (KINS) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as A, with a Bearish outlook. Always conduct your own research before investing.
Analysts predict Kingstone Companies, Inc. stock to fluctuate between $8.25 (low) and $22.40 (high) in the next 365 days, reflecting market expectations and potential volatility.
As of 2025-08-29, Kingstone Companies, Inc.'s market cap is $193,443,408, based on 14,140,600 outstanding shares.
Compared to JPMorgan Chase & Co., Kingstone Companies, Inc. has a Lower Market-Cap, indicating a difference in performance.
Kingstone Companies, Inc. pays dividends. The current dividend yield is 0.32%, with a payout of $0.05 per share.
To buy Kingstone Companies, Inc. (KINS) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for KINS. Place an order (Market, Limit, etc.).
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
Kingstone Companies, Inc.'s last stock split was 1:5 on 2004-08-26.
Revenue: $155,142,103 | EPS: $1.60 | Growth: -380.70%.
Visit https://www.kingstonecompanies.com/investor-relations for detailed financial reports.
You can explore historical data from here
All-time high: $22.40 (2025-05-12) | All-time low: $0.69 (2022-11-16).
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
seekingalpha.com
Kingstone has executed a strong turnaround, returning to profitability through disciplined underwriting, cost control, and focused risk selection in New York. Management's bold growth strategy—doubling premiums and expanding into new states—has spooked the market, despite strong Q2 results and reaffirmed guidance. Key leadership hires add expertise in M&A and data-driven underwriting, positioning KINS as a potential M&A target and supporting the ambitious expansion plan.
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
seekingalpha.com
Kingstone benefits from key competitors exiting the NY market, creating a clear path to scale and improve its competitive position. Strong Q1 results, with 23% growth in direct premiums and 45% EBITDA growth, highlight improving profitability and pricing power. Valuation is highly attractive, trading at just 6.4x 2026 EPS, with potential for a significant re-rating as KINS executes and gains visibility.
accessnewswire.com
KINGSTON, NY / ACCESS Newswire / July 17, 2025 / Kingstone Companies, Inc. (Nasdaq:KINS) ("Kingstone" or the "Company"), a Northeast regional property and casualty insurance holding company, today announced that its Annual Meeting of Stockholders will be held on Wednesday, August 6, 2025, and has scheduled its second quarter 2025 conference call for Friday, August 8, 2025. Annual Meeting of Stockholders Kingstone Companies, Inc. will host its 2025 Annual Meeting of Stockholders in a virtual format on Wednesday, August 6, 2025, at 9:00am ET.
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
accessnewswire.com
KINGSTON, NY / ACCESS Newswire / June 30, 2025 / Kingstone Companies, Inc. (NASDAQ:KINS) (the "Company" or "Kingstone"), a Northeast regional property and casualty insurance holding company, today announced that it has been added as a member of the broad-market Russell 3000® Index, with automatic inclusion in the small-cap Russell 2000® Index, effective after the U.S. market opens on Monday, June 30, 2025, as part of the 2025 Russell indexes reconstitution. Meryl Golden, Chief Executive Officer at Kingstone, stated, "The past year has been transformational for Kingstone, and we are pleased to have earned inclusion in the Russell indexes, among the most widely recognized benchmarks for small-cap stocks.
zacks.com
KINS boosts its catastrophe reinsurance limit by 57% with minimal cost impact, fueling capital efficiency and premium growth.
zacks.com
KINS rides on new policies and premium growth as rivals exit key markets, aiming for stronger profits in 2025.
zacks.com
KINS stock lags the market YTD, but strong 2025 earnings guidance and margin gains point to a turnaround in motion.
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