Kingstone Companies, Inc. (KINS)
$
14.66
-0.34 (-2.32%)
Key metrics
Financial statements
Free cash flow per share
1.3 Thousand
Market cap
207.8 Million
Price to sales ratio
1.2235
Debt to equity
0.0652
Current ratio
34.8595
Income quality
860.3907
Average inventory
0
ROE
0.3338
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products primarily for individuals in New York. The company reported a net loss of $18,358,436.00 indicating challenges in its operations. It offers a variety of personal insurance products, including homeowners and dwelling fire multi-peril, cooperative and condominium policies, renters insurance, and personal umbrella policies. Additionally, the company provides for-hire vehicle physical damage only policies for livery, car service vehicles, and taxicabs, as well as canine legal liability policies and reinsurance products. The total costs and expenses for the company are $131,853,946.00 reflecting its overall spending, while it incurred an interest expense of $3,513,655.00 highlighting its debt servicing obligations. The EBITDA ratio stands at 0.19 showcasing the company's operational efficiency, and the net income ratio is 0.12 indicating the company's profitability margin. The insurance products are sold through retail and wholesale agents and brokers. Originally founded as DCAP Group, Inc. in 1886, the company rebranded to Kingstone Companies, Inc. in July 2009 and is headquartered in Kingston, New York. The stock is affordable at $14.66 making it suitable for budget-conscious investors. With a market capitalization of $205,325,028.00 the company is classified as a small-cap player, reflecting its position relative to other firms in the market. It is a key player in the Insurance - Property & Casualty industry, contributing significantly to the overall market landscape and displaying its importance. Additionally, the stock has a low average trading volume of 333,017.00 indicating lower market activity, which may affect liquidity. Being part of the Financial Services sector, the company drives innovation and growth, positioning itself to leverage new opportunities in its field.
Is Kingstone Companies, Inc. (KINS) a good investment?
Investing in Kingstone Companies, Inc. (KINS) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as A-, with a Bearish outlook. Always conduct your own research before investing.
What is Kingstone Companies, Inc. (KINS)'s stock forecast?
Analysts predict Kingstone Companies, Inc. stock to fluctuate between $4.65 (low) and $22.40 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is Kingstone Companies, Inc.'s market capitalization?
As of 2025-06-17, Kingstone Companies, Inc.'s market cap is $205,325,028, based on 14,005,800 outstanding shares.
How does Kingstone Companies, Inc. compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., Kingstone Companies, Inc. has a Lower Market-Cap, indicating a difference in performance.
Does Kingstone Companies, Inc. pay dividends?
Kingstone Companies, Inc. pays dividends. The current dividend yield is 4.10%, with a payout of $0.04 per share.
How can I buy Kingstone Companies, Inc. (KINS) stock?
To buy Kingstone Companies, Inc. (KINS) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for KINS. Place an order (Market, Limit, etc.).
What is the best time to invest in Kingstone Companies, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
Has Kingstone Companies, Inc. stock ever split?
Kingstone Companies, Inc.'s last stock split was 1:5 on 2004-08-26.
How did Kingstone Companies, Inc. perform in the last earnings report?
Revenue: $155,142,103 | EPS: $1.60 | Growth: -380.70%.
Where can I find Kingstone Companies, Inc.'s investor relations reports?
Visit https://www.kingstonecompanies.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for Kingstone Companies, Inc.?
You can explore historical data from here
What is the all-time high and low for Kingstone Companies, Inc. stock?
All-time high: $22.40 (2025-05-12) | All-time low: $0.69 (2022-11-16).
What are the key trends affecting Kingstone Companies, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
seekingalpha.com
Kingstone is taking advantage of the retreat of competitors in New York and is quickly gaining market share through independent agents. Net profit grew 172% in Q1, driven by higher premiums, lower claims frequency, and lower reinsurance. The renewal rights deal with AmGUARD could generate $25–35 million in additional premiums from Q3 2025.
zacks.com
KINS sharpens its focus on personal lines, digital tools and underwriting discipline to drive regional growth.
zacks.com
KINS returns to profit with a 1610 bps net margin boost and eyes growth as rivals exit the personal property space.
zacks.com
Despite a rise in catastrophic events, the property and casualty insurance industry is projected to grow, supported by a strong emphasis on personalized products and enhanced customer engagement through digital innovation. Higher premium volumes —driven by solid policyholder retention, broader exposure across business lines and favorable pricing — are helping insurers sustain profitability.
seekingalpha.com
Kingstone Companies delivered strong 1Q25 results, with top-line growth of 40% year-over-year, driven by higher prices and new business. Core business premiums surged due to a 68% increase in new business count and a 19% higher renewal average premium in property lines. Net profit margins improved nearly 400 basis points year-over-year, despite a typical seasonal dip in first quarter profitability.
accessnewswire.com
KINGSTON, NY / ACCESS Newswire / May 22, 2025 / Kingstone Companies, Inc. (Nasdaq:KINS) (the "Company" or "Kingstone"), a Northeast regional property and casualty insurance holding company, today announced the successful issuance of a $125 million catastrophe bond, marking a significant milestone in the company's strategic risk transfer and capital management initiatives. The catastrophe bond issuance is the first sponsored by the Company's subsidiary, Kingstone Insurance Company.
zacks.com
KINS' focus on growing its core business, strengthening its niche market, improving pricing and combined ratio and expanding margins bodes well for growth.
seekingalpha.com
Kingstone's turnaround continues with strong Q1 results, consistent profitability, and a disciplined underwriting approach driving operational momentum and deep value. Strategic shifts—like the Select product line and AmGUARD deal—are improving risk profile, premium growth, and capital efficiency, while a debt-free balance sheet adds flexibility. Valuation remains compressed despite 30%+ earnings growth, as investor skepticism lingers from past missteps, regional concentration, and ongoing leadership gaps.
accessnewswire.com
Achieves Sixth Consecutive Quarter of Profitability; Reaffirms Full Year 2025 Guidance KINGSTON, NY / ACCESS Newswire / May 8, 2025 / Kingstone Companies, Inc. (Nasdaq:KINS) (the "Company" or "Kingstone"), a Northeast regional property and casualty insurance holding company, today announced its financial results for the first quarter ended March 31, 2025. The Company will hold its first quarter 2025 financial results conference call on Friday, May 9, 2025, at 8:30 a.m.
zacks.com
Kingstone Companies (KINS) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.
See all news
