First Financial Bancorp operates as the holding company for First Financial Bank, delivering a broad range of commercial banking and related services to individuals and businesses across Ohio, Indiana, Kentucky, and Illinois. The company's diverse offerings include various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management solutions tailored for commercial clients. The bank provides loans secured by real estate, catering to both residential properties—ranging from one to four family housing units—and commercial properties that include owner-occupied and income-producing real estate like apartments, shopping centers, and office buildings. It also extends commercial and industrial loans for multiple purposes, including financing for inventory, receivables, and equipment. Within its consumer loan offerings, the bank provides financing for new and used vehicles, second mortgages on residential properties, unsecured loans, and home equity lines of credit. Additionally, First Financial Bancorp offers commercial financing tailored to sectors like insurance, registered investment advisory, certified public accounting, indirect auto financing, and restaurant franchises. The company further enriches its portfolio by providing a variety of trust and wealth management services, alongside lease and equipment financing solutions. As of December 31, 2021, the bank network comprised 139 full-service banking centers, with 29 of these being leased facilities, including 62 centers in Ohio, three in Illinois, 62 in Indiana, and 12 in Kentucky. The EBITDA is $343,356,000.00 a key indicator of the company's operational profitability. The company earned an interest income of $1,001,904,000.00 showcasing its financial investments. The net total of other income and expenses is $0.00 reflecting non-core financial activities. The company incurred an interest expense of $359,858,000.00 reflecting its debt servicing obligations. The gross profit stands at $861,817,000.00 highlighting the company's profitability from core operations. The stock is affordable at $26.36 suitable for budget-conscious investors, while the low average trading volume of 807,086.00 indicates lower market activity. With a mid-range market capitalization of $3,003,646,140.00 the company has shown itself to be a steady performer in a competitive environment. It is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape, and it belongs to the Financial Services sector, driving innovation and growth. This positioning underlines its role in supporting economic development and providing essential financial services to various clientele.