First Commonwealth Financial Corporation (FCF)
$
17.26
+0.28 (1.62%)
Key metrics
Financial statements
Free cash flow per share
1.2741
Market cap
1.8 Billion
Price to sales ratio
2.5882
Debt to equity
0.2351
Current ratio
0.1240
Income quality
1.0580
Average inventory
0
ROE
0.0979
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
First Commonwealth Financial Corporation, a financial holding company founded in 1934 and headquartered in Indiana, Pennsylvania, provides a wide array of consumer and commercial banking services across the United States. The company recorded a notable revenue of $699,694,000.00 showcasing its steady growth in the competitive financial sector. Additionally, the company earned an interest income of $598,409,000.00 underlining its focus on financial investments that enhance profitability. The net income ratio is 0.20 reflecting the company's profitability margin, while the diluted EPS is $1.39 accounting for potential share dilution. Furthermore, the income before tax ratio is 0.25 reflecting the pre-tax margin that contributes to its overall financial health. The range of consumer services offered includes personal checking and savings accounts, mortgage loans, credit cards, and a suite of digital banking options including internet and mobile banking. For commercial clients, the services extend to commercial lending, cash management, and online account management solutions. The company operates 118 community banking offices primarily located in western and central Pennsylvania and parts of Ohio, alongside corporate banking centers in key cities such as Pittsburgh and Columbus, and maintains a network of 136 automated teller machines. In terms of market performance, the stock is affordable at $16.68 suitable for budget-conscious investors looking to add value to their portfolios. Moreover, the stock has an average trading volume of 676,860.00 indicating moderate liquidity which can appeal to active traders. With a market capitalization of $1,811,247,140.00 the company is classified as a small-cap player in the financial landscape. It is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape and enhancing competitive dynamics. Additionally, it belongs to the Financial Services sector, driving innovation and growth, which positions the company favorably for future opportunities.
Is First Commonwealth Financial Corporation (FCF) a good investment?
Investing in First Commonwealth Financial Corporation (FCF) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bullish outlook. Always conduct your own research before investing.
What is First Commonwealth Financial Corporation (FCF)'s stock forecast?
Analysts predict First Commonwealth Financial Corporation stock to fluctuate between $13.54 (low) and $19.96 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is First Commonwealth Financial Corporation's market capitalization?
As of 2025-07-03, First Commonwealth Financial Corporation's market cap is $1,811,247,140, based on 104,939,000 outstanding shares.
How does First Commonwealth Financial Corporation compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., First Commonwealth Financial Corporation has a Lower Market-Cap, indicating a difference in performance.
Does First Commonwealth Financial Corporation pay dividends?
First Commonwealth Financial Corporation pays dividends. The current dividend yield is 3.35%, with a payout of $0.14 per share.
How can I buy First Commonwealth Financial Corporation (FCF) stock?
To buy First Commonwealth Financial Corporation (FCF) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for FCF. Place an order (Market, Limit, etc.).
What is the best time to invest in First Commonwealth Financial Corporation?
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
Has First Commonwealth Financial Corporation stock ever split?
First Commonwealth Financial Corporation's last stock split was 2:1 on 1999-11-19.
How did First Commonwealth Financial Corporation perform in the last earnings report?
Revenue: $699,694,000 | EPS: $1.40 | Growth: -9.68%.
Where can I find First Commonwealth Financial Corporation's investor relations reports?
Visit https://www.fcbanking.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for First Commonwealth Financial Corporation?
You can explore historical data from here
What is the all-time high and low for First Commonwealth Financial Corporation stock?
All-time high: $19.96 (2024-11-25) | All-time low: $11.16 (2023-10-25).
What are the key trends affecting First Commonwealth Financial Corporation stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
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Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Commonwealth Financial (FCF) have what it takes?
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etftrends.com
Victory Capital has expanded its free cash flow (FCF) ETF suite with the addition of two international products. The VictoryShares International Free Cash Flow ETF (IFLO) and the VictoryShares International Free Cash Flow Growth ETF (GRIN) launched on June 26, 2025.
seekingalpha.com
United Airlines delivers steady revenue growth, double-digit operating margins, and robust free cash flow, driving net debt/EBITDA down to 2.0x. Despite strong fundamentals, shares trade at just 5x EV/EBITDA and 7x P/E, offering a 13% potential upside to my $89 fair value target based on DCF and peer analysis. Ongoing fleet modernization, premium seat sales, and disciplined capex support further multiple expansion, though risks include fuel costs, labor negotiations, and macro volatility.
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I am initiating TD Synnex Corporation with a Buy rating and a fair value of $212, citing its attractive valuation and strategic shift. TD Synnex's focus on advanced solutions—cloud, security, data analytics, and AI—positions it well for enterprise and hyperscaler growth. Despite competitive pressures and reliance on major OEMs, I expect steady revenue growth and flat margins, supported by strong Q2 results.
seekingalpha.com
Sinclair's new YouTube agreement and potential deregulation could unlock strategic growth, enabling more TV station acquisitions and accelerating free cash flow. Recent acquisitions, especially CPX Interactive, are expected to drive FCF growth in 2025-2027, supporting a bullish outlook despite near-term EPS weakness. The company's high debt load is a key risk, but refinancing and interest rate hedges provide flexibility.
seekingalpha.com
Ziff Davis's revenue growth was 4.5% in Q1, driven by acquisitions which were done last year. I estimate $328 million in FCF for this year, putting the valuation at just 4 times FCF. FCF is being deployed towards acquisitions and share buybacks.
zacks.com
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Commonwealth Financial (FCF) have what it takes?
seekingalpha.com
I remain bullish on BT Group as we approach a free cash flow inflection, driven by fiber rollout, cost savings, and reduced competitive pressure. Management projects normalized FCF to reach GBP2 billion in FY27, with strong cost-cutting and fiber expansion supporting further margin growth. Accelerated fiber deployment strengthens BTGOF's market position, reduces churn, and capitalizes on weakened alt-net competitors for potential consolidation.
globenewswire.com
INDIANA, Pa., June 09, 2025 (GLOBE NEWSWIRE) -- First Commonwealth Bank, a subsidiary of First Commonwealth Financial Corporation (NYSE: FCF), completed its systems conversion and rebranding of the former CenterBank in Cincinnati, Ohio, over the weekend of June 6-8.
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