EZCORP, Inc. (EZPW)
$
15.57
-0.40 (-2.57%)
Key metrics
Financial statements
Free cash flow per share
1.9247
Market cap
901.9 Million
Price to sales ratio
0.7321
Debt to equity
0.7697
Current ratio
6.3134
Income quality
1.4379
Average inventory
216.6 Million
ROE
0.1131
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
EZCORP, Inc. is a prominent provider of pawn loans in both the United States and Latin America, specializing in collateralized loans backed by tangible personal property such as jewelry, consumer electronics, tools, sporting goods, and musical instruments. The company earned an interest income of $10,575,000.00 showcasing its financial investments in this sector. It also generates revenue through the sale of merchandise, primarily consisting of collateral forfeited from pawn lending operations alongside pre-owned items purchased from customers. The gross profit ratio is 0.59 reflecting the efficiency of the company's production and sales operations. Additionally, EZCORP offers innovative platforms like Lana and EZ+, which enhance user engagement by managing pawn loans through web-based solutions. As of September 30, 2021, the company had a significant presence, operating 516 pawn stores in the United States, 508 in Mexico, and 124 stores across Guatemala, El Salvador, and Honduras. The weighted average number of shares outstanding is 54,935,000.00 highlighting the company's shareholder base, while the EBITDA ratio is 0.14 underscoring the company's operational efficiency. Furthermore, the net total of other income and expenses is $3,078,000.00 reflecting non-core financial activities that contribute to overall performance. From an investment perspective, the stock is affordable at $14.20 making it suitable for budget-conscious investors looking to diversify their portfolios. However, the stock has a low average trading volume of 796,406.00 indicating lower market activity, which may influence liquidity. With a market capitalization of $901,907,820.00 the company is classified as a small-cap player, which often allows for greater growth potential. EZCORP, Inc. is a key player in the Financial - Credit Services industry, contributing significantly to the overall market landscape and staying competitive in its field. Furthermore, it belongs to the Financial Services sector, driving innovation and growth while positioning itself strategically for future opportunities.
Investing in EZCORP, Inc. (EZPW) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as A-, with a Bullish outlook. Always conduct your own research before investing.
Analysts predict EZCORP, Inc. stock to fluctuate between $10.56 (low) and $16.60 (high) in the next 365 days, reflecting market expectations and potential volatility.
As of 2025-08-20, EZCORP, Inc.'s market cap is $901,907,820, based on 57,926,000 outstanding shares.
Compared to JPMorgan Chase & Co., EZCORP, Inc. has a Lower Market-Cap, indicating a difference in performance.
EZCORP, Inc. pays dividends. The current dividend yield is 1.18%, with a payout of $0.01 per share.
To buy EZCORP, Inc. (EZPW) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for EZPW. Place an order (Market, Limit, etc.).
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
EZCORP, Inc.'s last stock split was 3:1 on 2006-12-12.
Revenue: $1,161,602,000 | EPS: $1.69 | Growth: 119.48%.
Visit https://www.ezcorp.com/investor-relations for detailed financial reports.
You can explore historical data from here
All-time high: $16.60 (2025-04-25) | All-time low: $5.50 (2021-08-05).
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
globenewswire.com
AUSTIN, Texas, Aug. 06, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (“EZCORP” or the “Company”) (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced that it will participate in the following investor events during the third quarter of calendar 2025.
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
Although the revenue and EPS for Ezcorp (EZPW) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
Ezcorp (EZPW) came out with quarterly earnings of $0.33 per share, beating the Zacks Consensus Estimate of $0.23 per share. This compares to earnings of $0.23 per share a year ago.
globenewswire.com
AUSTIN, Texas, July 30, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its third quarter ended June 30, 2025.
globenewswire.com
AUSTIN, Texas, July 24, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (“EZCORP” or the “Company”) (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, will issue third quarter fiscal 2025 results (period ended June 30, 2025) on Wednesday, July 30, 2025, after the market close.
seekingalpha.com
I rate EZCORP a Strong Buy due to its resilient, efficient business model, consistent profitability, and undervaluation within the pawn lending sector. EZCORP's strong financials, expanding margins, and robust liquidity highlight its ability to perform across economic cycles and support future growth. DCF valuation and peer comparisons reveal significant upside potential for the industry, with the current share price reflecting only conservative growth assumptions.
seekingalpha.com
EZCORP benefits from high inflation and tight credit, driving strong pawn loan growth and record earnings, yet still trades at just 10x earnings. Expansion into Latin America and luxury retail, plus a robust loyalty program, are fueling higher-margin growth and diversifying revenue streams. A recent debt refinancing leaves EZCORP with a near-zero net debt position, strong cash reserves, and flexibility for further expansion or buybacks.
globenewswire.com
AUSTIN, Texas, June 18, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ:EZPW), a leading provider of pawn loans in the United States and Latin America, announced today that it has acquired 40 pawn stores across 13 states in Mexico. The stores, operating under the names “Monte Providencia” and “Tu Empeño Efectivo” offer traditional pawn loans, as well as auto pawn transactions, some of which are in stand-alone auto pawn stores. With this acquisition, the Company also takes over the management of 7 additional Monte Providencia stores, which it plans to acquire in the coming months.
seekingalpha.com
EZCORP benefits from a countercyclical pawn business model, thriving during economic stress and inflation as demand for short-term loans and pre-owned goods rises. The company is an indirect beneficiary of surging gold prices, which boosts loan values, inventory gains, and overall profitability due to its jewelry-heavy collateral base. EZPW trades at a low price-to-book ratio relative to its sustainable ROE, offering an attractive yield and potential upside, especially with digital initiatives underway.
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