Enova International, Inc. (ENVA)
$
131.09
+0.47 (0.36%)
Key metrics
Financial statements
Free cash flow per share
68.3313
Market cap
3.3 Billion
Price to sales ratio
1.0690
Debt to equity
3.1990
Current ratio
0.2119
Income quality
27.4877
Average inventory
0
ROE
0.2390
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Enova International, Inc., a technology and analytics company, provides online financial services across the United States, Brazil, Australia, and Canada. The company’s gross profit stands at $1,239,007,000.00 highlighting its profitability from core operations. With an operating income ratio of 0.22 the company demonstrates a solid operational profitability margin. In addition, the net total of other income and expenses is -$313,657,000.00 reflecting the outcomes of non-core financial activities. The operating expenses amount to $654,249,000.00 encompassing various costs incurred in the company’s operations. Furthermore, the weighted average number of diluted shares outstanding is 28,202,000.00 which reflects the potential dilution effects on shareholders. Enova offers a diverse range of financial products, including installment loans, line of credit accounts, receivables purchase agreements, and CSO programs, while marketing its financing solutions under notable brands such as CashNetUSA, NetCredit, OnDeck, among others. Incorporated in 2011 and headquartered in Chicago, Illinois, Enova has positioned itself as a strong contender in the financial services sector. The stock is reasonably priced at $126.02 appealing to a broad range of investors. However, it has a low average trading volume of 268,743.00 indicating lower market activity. With a mid-range market capitalization of $3,251,654,940.00 the company stands out as a steady performer within the financial services landscape. Enova is a key player in the Financial - Credit Services industry, contributing significantly to the overall market landscape. Notably, it belongs to the Financial Services sector, where it drives ongoing innovation and growth. The strategic positioning of Enova International, Inc. enhances its attractiveness to current and potential investors, promising a balanced approach between risk and opportunity in today’s dynamic financial market.
Is Enova International, Inc. (ENVA) a good investment?
Investing in Enova International, Inc. (ENVA) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bullish outlook. Always conduct your own research before investing.
What is Enova International, Inc. (ENVA)'s stock forecast?
Analysts predict Enova International, Inc. stock to fluctuate between $79.41 (low) and $133.33 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is Enova International, Inc.'s market capitalization?
As of 2025-11-28, Enova International, Inc.'s market cap is $3,251,654,940, based on 24,804,752 outstanding shares.
How does Enova International, Inc. compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., Enova International, Inc. has a Lower Market-Cap, indicating a difference in performance.
How can I buy Enova International, Inc. (ENVA) stock?
To buy Enova International, Inc. (ENVA) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for ENVA. Place an order (Market, Limit, etc.).
What is the best time to invest in Enova International, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
How did Enova International, Inc. perform in the last earnings report?
Revenue: $2,657,800,000 | EPS: $7.78 | Growth: 36.25%.
Where can I find Enova International, Inc.'s investor relations reports?
Visit https://www.enova.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for Enova International, Inc.?
You can explore historical data from here
What is the all-time high and low for Enova International, Inc. stock?
All-time high: $133.33 (2025-11-13) | All-time low: $25.80 (2022-06-16).
What are the key trends affecting Enova International, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
Enova International (ENVA) possesses solid growth attributes, which could help it handily outperform the market.
prnewswire.com
CHICAGO , Nov. 12, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that its Board of Directors has authorized a new share repurchase program totaling $400 million that expires June 30, 2027. Enova's existing $300 million repurchase program that would have expired on December 31, 2025 will terminate and be replaced by this new program.
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
fool.com
Enova CFO Steven Cunningham sold shares in his company valued at $1.8 million. Enova's revenue is up in 2025 with 16% year-over-year growth in the third quarter to $803 million.
seekingalpha.com
Enova International combines strong growth with a low valuation. Enova reported robust Q3 2025 results and guided positively for the full year. Small business lending was a standout, with revenue up 29% year-over-year, while consumer lending growth was intentionally moderated to maintain credit quality.
zacks.com
Enova International (ENVA) could produce exceptional returns because of its solid growth attributes.
zacks.com
If you are looking for stocks that have gained strong momentum recently but are still trading at reasonable prices, Enova International (ENVA) could be a great choice. It is one of the several stocks that passed through our 'Fast-Paced Momentum at a Bargain' screen.
pymnts.com
Enova International's third quarter results, released Thursday (Oct. 23) after the market closed, showed that consumers, including subprime consumers, are managing their finances with aplomb, and that loan demand is strong. The company's presentation materials and management commentary pointed towards strong credit metrics, as well.
seekingalpha.com
Enova International, Inc. (NYSE:ENVA ) Q3 2025 Earnings Call October 23, 2025 5:00 PM EDT Company Participants Lindsay Savarese - Investor Relations David Fisher - President, CEO & Chairman Steven Cunningham - Chief Financial Officer & Director Conference Call Participants David Scharf - Citizens JMP Securities, LLC, Research Division William Ryan - Seaport Research Partners Vincent Caintic - BTIG, LLC, Research Division Kyle Joseph - Stephens Inc., Research Division Alexander Villalobos-Morsink - Jefferies LLC, Research Division John Hecht - Jefferies LLC, Research Division John Rowan - Janney Montgomery Scott LLC, Research Division Moshe Orenbuch - TD Cowen, Research Division Presentation Operator Good day, and welcome to the Enova International Third Quarter 2025 Earnings Conference Call. [Operator Instructions].
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