Enova International, Inc. (ENVA)
$
165.17
+0.07 (0.04%)
Key metrics
Financial statements
Free cash flow per share
68.8750
Market cap
4.1 Billion
Price to sales ratio
1.2958
Debt to equity
3.3652
Current ratio
0.2122
Income quality
5.9734
Average inventory
0
ROE
0.2445
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Enova International, Inc., a technology and analytics company, provides online financial services across the United States, Brazil, Australia, and Canada. The company’s gross profit stands at $1,579,962,000.00 highlighting its profitability from core operations. With an operating income ratio of 0.23 the company demonstrates a solid operational profitability margin. In addition, the net total of other income and expenses is -$338,398,000.00 reflecting the outcomes of non-core financial activities. The operating expenses amount to $840,530,000.00 encompassing various costs incurred in the company’s operations. Furthermore, the weighted average number of diluted shares outstanding is 26,357,000.00 which reflects the potential dilution effects on shareholders. Enova offers a diverse range of financial products, including installment loans, line of credit accounts, receivables purchase agreements, and CSO programs, while marketing its financing solutions under notable brands such as CashNetUSA, NetCredit, OnDeck, among others. Incorporated in 2011 and headquartered in Chicago, Illinois, Enova has positioned itself as a strong contender in the financial services sector. The stock is reasonably priced at $126.02 appealing to a broad range of investors. However, it has a low average trading volume of 266,288.00 indicating lower market activity. With a mid-range market capitalization of $4,083,795,216.00 the company stands out as a steady performer within the financial services landscape. Enova is a key player in the Financial - Credit Services industry, contributing significantly to the overall market landscape. Notably, it belongs to the Financial Services sector, where it drives ongoing innovation and growth. The strategic positioning of Enova International, Inc. enhances its attractiveness to current and potential investors, promising a balanced approach between risk and opportunity in today’s dynamic financial market.
Is Enova International, Inc. (ENVA) a good investment?
Investing in Enova International, Inc. (ENVA) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B, with a Bearish outlook. Always conduct your own research before investing.
What is Enova International, Inc. (ENVA)'s stock forecast?
Analysts predict Enova International, Inc. stock to fluctuate between $79.41 (low) and $168.68 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is Enova International, Inc.'s market capitalization?
As of 2026-01-30, Enova International, Inc.'s market cap is $4,083,795,216, based on 24,724,800 outstanding shares.
How does Enova International, Inc. compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., Enova International, Inc. has a Lower Market-Cap, indicating a difference in performance.
How can I buy Enova International, Inc. (ENVA) stock?
To buy Enova International, Inc. (ENVA) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for ENVA. Place an order (Market, Limit, etc.).
What is the best time to invest in Enova International, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
How did Enova International, Inc. perform in the last earnings report?
Revenue: $3,151,653,000 | EPS: $12.26 | Growth: 57.58%.
Where can I find Enova International, Inc.'s investor relations reports?
Visit https://www.enova.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for Enova International, Inc.?
You can explore historical data from here
What is the all-time high and low for Enova International, Inc. stock?
All-time high: $168.68 (2025-12-18) | All-time low: $25.80 (2022-06-16).
What are the key trends affecting Enova International, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
zacks.com
Enova International (ENVA) is well positioned to outperform the market, as it exhibits above-average growth in financials.
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
prnewswire.com
94% of small businesses anticipate growth over the next year as owners invest in efficiency and plan ahead amid evolving market conditions CHICAGO, Jan. 28, 2026 /PRNewswire/ -- Small business confidence remains resilient heading into the new year, according to the latest Small Business Cash Flow Trend Report from OnDeck, a market leader in small business lending and Ocrolus, an AI workflow and cash flow analytics platform for lenders. Key findings include: Growth Expectations.
seekingalpha.com
Enova International, Inc. (ENVA) Q4 2025 Earnings Call Transcript
zacks.com
Enova International (ENVA) came out with quarterly earnings of $3.46 per share, beating the Zacks Consensus Estimate of $3.2 per share. This compares to earnings of $2.61 per share a year ago.
prnewswire.com
Originations rose 32% and total company revenue increased 15% from the fourth quarter of 2024 Diluted earnings per share of $3.00 increased 30% and adjusted earnings per share1 of $3.46 rose 33% compared to the fourth quarter of 2024 Consolidated credit performance remained strong with a net charge-off ratio of 8.3% and net revenue margin of 60% Year-over-year improvement in the consolidated 30+ day delinquency ratio of 6.7% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlook Liquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at December 31st Share repurchases during the quarter totaled $35 million CHICAGO, Jan. 27, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced financial results for the fourth quarter and full year ended December 31, 2025. "Our fourth quarter results capped off another exceptional year for Enova as originations growth and solid credit across our portfolio once again drove strong financial performance," said Steve Cunningham, Enova's CEO.
prnewswire.com
CHICAGO, Jan. 13, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's fourth quarter and full year 2025 financial results will be released after the market close on Tuesday, January 27, 2026. Enova will host a conference call to discuss its results at 4 p.m.
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
Enova International (ENVA) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.
seekingalpha.com
Enova International, Inc. (ENVA) M&A Call Transcript
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