Enova International, Inc. (ENVA)
$
107.87
+0.90 (0.83%)
Key metrics
Financial statements
Free cash flow per share
63.6573
Market cap
2.7 Billion
Price to sales ratio
0.9212
Debt to equity
3.2259
Current ratio
0
Income quality
15.5690
Average inventory
0
ROE
0.2135
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Enova International, Inc., a technology and analytics company, provides online financial services across the United States, Brazil, Australia, and Canada. The company’s gross profit stands at $1,239,007,000.00 highlighting its profitability from core operations. With an operating income ratio of 0.22 the company demonstrates a solid operational profitability margin. In addition, the net total of other income and expenses is -$313,657,000.00 reflecting the outcomes of non-core financial activities. The operating expenses amount to $654,249,000.00 encompassing various costs incurred in the company’s operations. Furthermore, the weighted average number of diluted shares outstanding is 28,202,000.00 which reflects the potential dilution effects on shareholders. Enova offers a diverse range of financial products, including installment loans, line of credit accounts, receivables purchase agreements, and CSO programs, while marketing its financing solutions under notable brands such as CashNetUSA, NetCredit, OnDeck, among others. Incorporated in 2011 and headquartered in Chicago, Illinois, Enova has positioned itself as a strong contender in the financial services sector. The stock is reasonably priced at $115.73 appealing to a broad range of investors. However, it has a low average trading volume of 304,833.00 indicating lower market activity. With a mid-range market capitalization of $2,698,109,162.00 the company stands out as a steady performer within the financial services landscape. Enova is a key player in the Financial - Credit Services industry, contributing significantly to the overall market landscape. Notably, it belongs to the Financial Services sector, where it drives ongoing innovation and growth. The strategic positioning of Enova International, Inc. enhances its attractiveness to current and potential investors, promising a balanced approach between risk and opportunity in today’s dynamic financial market.
Is Enova International, Inc. (ENVA) a good investment?
Investing in Enova International, Inc. (ENVA) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bullish outlook. Always conduct your own research before investing.
What is Enova International, Inc. (ENVA)'s stock forecast?
Analysts predict Enova International, Inc. stock to fluctuate between $72.87 (low) and $119.06 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is Enova International, Inc.'s market capitalization?
As of 2025-08-19, Enova International, Inc.'s market cap is $2,698,109,162, based on 25,012,600 outstanding shares.
How does Enova International, Inc. compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., Enova International, Inc. has a Lower Market-Cap, indicating a difference in performance.
How can I buy Enova International, Inc. (ENVA) stock?
To buy Enova International, Inc. (ENVA) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for ENVA. Place an order (Market, Limit, etc.).
What is the best time to invest in Enova International, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
How did Enova International, Inc. perform in the last earnings report?
Revenue: $2,657,800,000 | EPS: $7.78 | Growth: 36.25%.
Where can I find Enova International, Inc.'s investor relations reports?
Visit https://www.enova.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for Enova International, Inc.?
You can explore historical data from here
What is the all-time high and low for Enova International, Inc. stock?
All-time high: $119.06 (2025-07-08) | All-time low: $25.80 (2022-06-16).
What are the key trends affecting Enova International, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
zacks.com
Enova International (ENVA) could produce exceptional returns because of its solid growth attributes.
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
seekingalpha.com
Enova International, Inc. is delivering accelerating revenue and earnings growth, with strong Q2 results and robust multi-year stock performance, yet remains deeply undervalued. The company's diversified lending portfolio, disciplined cost control, and resilient credit performance drive high returns and operational efficiency. Shareholder-friendly capital allocation, including aggressive buybacks and high ROE, further supports the ENVA investment case, despite some concentration and macro risks.
zacks.com
Enova International (ENVA) could produce exceptional returns because of its solid growth attributes.
zacks.com
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
pymnts.com
As small businesses navigate an uncertain macro environment, they're turning to nonbank lenders to gain access to capital. FinTech Enova on Thursday (July 24) reported earnings indicating that consumers, too, particularly those in the non-prime designations, are moving to the platform model for funds.
zacks.com
If you are looking for stocks that have gained strong momentum recently but are still trading at reasonable prices, Enova International (ENVA) could be a great choice. It is one of the several stocks that passed through our 'Fast-Paced Momentum at a Bargain' screen.
seekingalpha.com
Enova International, Inc. (NYSE:ENVA ) Q2 2025 Earnings Conference Call July 24, 2025 5:00 PM ET Company Participants Lindsay Savarese - Investor Relations David Fisher - President, CEO & Chairman Steven Cunningham - Chief Financial Officer Conference Call Participants Moshe Orenbuch - TD Cowen, Research Division David Scharf - Citizens JMP Securities, LLC, Research Division William Ryan - Seaport Research Partners John Hecht - Jefferies LLC, Research Division Vincent Caintic - BTIG, LLC, Research Division Kyle Joseph - Stephens Inc., Research Division John Rowan - Janney Montgomery Scott LLC, Research Division Operator Good afternoon, and welcome to the Enova International Second Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded.
zacks.com
Enova International (ENVA) came out with quarterly earnings of $3.23 per share, beating the Zacks Consensus Estimate of $2.97 per share. This compares to earnings of $2.21 per share a year ago.
prnewswire.com
Originations rose 28% and total company revenue increased 22% from the second quarter of 2024 Diluted earnings per share of $2.86 increased 48% and adjusted earnings per share1 of $3.23 rose 46% compared to the second quarter of 2024 Consolidated credit performance remained strong with a net charge-off ratio of 8.1% and net revenue margin of 58% Year-over-year improvement in the consolidated 30+ day delinquency ratio of 7.1% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlook Liquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at June 30th Share repurchases during the quarter totaled $54 million CHICAGO , July 24, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced financial results for the second quarter ended June 30, 2025. "We are pleased to report another quarter of strong performance," said David Fisher, Enova's CEO.
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