Citizens Community Bancorp, Inc. (CZWI)
$
14.02
-0.14 (-1.00%)
Key metrics
Financial statements
Free cash flow per share
1.9955
Market cap
146.5 Million
Price to sales ratio
1.9388
Debt to equity
0.3425
Current ratio
0
Income quality
1.4672
Average inventory
0
ROE
0.0719
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A., providing a diverse range of traditional community banking services tailored to businesses, agricultural operators, and consumers. The company reported depreciation and amortization expenses of $3,423,000.00 reflecting the wear and tear of its assets, and incurred an income tax expense of $3,699,000.00 indicating its tax obligations. The weighted average number of diluted shares outstanding is 10,204,000.00 reflecting potential dilution effects on shareholders. The EBITDA ratio is 0.00 highlighting the company's operational efficiency in managing its business activities. Additionally, the net total of other income and expenses is $ 0.00 reflecting non-core financial activities that complement its core banking services. Citizens Community Bancorp, Inc. accepts a variety of deposit products, which include demand deposits, savings and money market accounts, and certificates of deposit, while also offering a comprehensive suite of loan products that encompasses commercial real estate, commercial and industrial loans, agricultural real estate, agricultural operating loans, consumer loans, as well as one-to-four family residential mortgages and home equity lines-of-credit. With a portfolio of investments such as mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, corporate debt, and trust preferred securities, it serves clients across Wisconsin and Minnesota through its network of 25 full-service branches. From an investment perspective, the stock is affordable at $14.02 making it suitable for budget-conscious investors. However, the stock has a low average trading volume of 20,276.00 indicating lower market activity, which may affect liquidity. With a market capitalization of $140,045,780.00 the company is classified as a small-cap player, positioning it within a niche segment of the market. Notably, it is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape, and it belongs to the Financial Services sector, driving innovation and growth. This strategic role enables Citizens Community Bancorp to enhance its service offering while advancing the financial needs of its diverse clientele.
Is Citizens Community Bancorp, Inc. (CZWI) a good investment?
Investing in Citizens Community Bancorp, Inc. (CZWI) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B, with a Bearish outlook. Always conduct your own research before investing.
What is Citizens Community Bancorp, Inc. (CZWI)'s stock forecast?
Analysts predict Citizens Community Bancorp, Inc. stock to fluctuate between $10.75 (low) and $17.04 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is Citizens Community Bancorp, Inc.'s market capitalization?
As of 2025-06-05, Citizens Community Bancorp, Inc.'s market cap is $140,045,780, based on 9,989,000 outstanding shares.
How does Citizens Community Bancorp, Inc. compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., Citizens Community Bancorp, Inc. has a Lower Market-Cap, indicating a difference in performance.
Does Citizens Community Bancorp, Inc. pay dividends?
Citizens Community Bancorp, Inc. pays dividends. The current dividend yield is 2.32%, with a payout of $0.36 per share.
How can I buy Citizens Community Bancorp, Inc. (CZWI) stock?
To buy Citizens Community Bancorp, Inc. (CZWI) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for CZWI. Place an order (Market, Limit, etc.).
What is the best time to invest in Citizens Community Bancorp, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
Has Citizens Community Bancorp, Inc. stock ever split?
Citizens Community Bancorp, Inc.'s last stock split was 191:100 on 2006-11-01.
How did Citizens Community Bancorp, Inc. perform in the last earnings report?
Revenue: $56,287,000 | EPS: $0.26 | Growth: -79.20%.
Where can I find Citizens Community Bancorp, Inc.'s investor relations reports?
Visit https://www.ccf.us/investor-relations for detailed financial reports.
Where can I find historical stock prices for Citizens Community Bancorp, Inc.?
You can explore historical data from here
What is the all-time high and low for Citizens Community Bancorp, Inc. stock?
All-time high: $17.04 (2024-12-11) | All-time low: $7.61 (2023-05-17).
What are the key trends affecting Citizens Community Bancorp, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
zacks.com
9 hours ago
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
23 days ago
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
a month ago
Citizens Community Bancorp, Inc. (CZWI) came out with quarterly earnings of $0.32 per share, beating the Zacks Consensus Estimate of $0.27 per share. This compares to earnings of $0.39 per share a year ago.
globenewswire.com
a month ago
EAU CLAIRE, Wis., April 28, 2025 (GLOBE NEWSWIRE) -- Citizens Community Bancorp, Inc. (the “Company”) (Nasdaq: CZWI), the parent company of Citizens Community Federal N.A. (the “Bank” or “CCFBank”), today reported earnings of $3.2 million and earnings per diluted share of $0.32 for the first quarter ended March 31, 2025, compared to $2.7 million and earnings per diluted share of $0.27 for the fourth quarter ended December 31, 2024, and $4.1 million and $0.39 earnings per diluted share for the quarter ended March 31, 2024, respectively.
seekingalpha.com
4 months ago
Sixteen companies are boosting their dividends, with an average increase of 8.2%, signaling financial health and stability, particularly among regional banks. My investment strategy focuses on companies with consistently rising dividends and outperforming benchmarks, aiming for long-term wealth accumulation. I use data from the "U.S. Dividend Champions" spreadsheet and NASDAQ to identify companies with at least five years of dividend growth.
zacks.com
4 months ago
Citizens Community Bancorp, Inc. (CZWI) came out with quarterly earnings of $0.27 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.38 per share a year ago.
globenewswire.com
4 months ago
EAU CLAIRE, Wis., Jan. 27, 2025 (GLOBE NEWSWIRE) -- Citizens Community Bancorp, Inc. (the “Company”) (Nasdaq: CZWI), the parent company of Citizens Community Federal N.A. (the “Bank” or “CCFBank”), today reported earnings of $2.7 million and earnings per diluted share of $0.27 for the fourth quarter ended December 31, 2024, compared to $3.3 million and earnings per diluted share of $0.32 for the quarter ended September 30, 2024, and $3.7 million and $0.35 earnings per diluted share for the quarter ended December 31, 2023, respectively.
zacks.com
5 months ago
Stocks in the Zacks Savings and Loan industry, such as BANR, HMST and CZWI, will benefit from the Fed rate cuts and improving lending scenarios.
zacks.com
5 months ago
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
5 months ago
Citizens Community Bancorp (CZWI) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen.
See all news
