Community Trust Bancorp, Inc. (CTBI)
$
51.05
-0.35 (-0.69%)
Key metrics
Financial statements
Free cash flow per share
6.2616
Market cap
920.4 Million
Price to sales ratio
2.4042
Debt to equity
0.4180
Current ratio
0.1783
Income quality
1.3426
Average inventory
0
ROE
0.1140
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Community Trust Bancorp, Inc. serves as the bank holding company for Community Trust Bank, Inc., which specializes in providing commercial and personal banking services tailored to small and mid-sized communities. The company accepts a variety of deposits, including time and demand deposits, checking accounts, savings accounts, savings certificates, individual retirement accounts, Keogh plans, and money market accounts. Further bolstering its financial service offering, it provides an array of loan products that encompass commercial loans, construction loans, mortgage loans, personal loans, lease-financing options, lines of credit, revolving lines of credit, and term loans. The company's specialized loan offerings also cover asset-based financing as well as residential and commercial real estate loans and consumer loans. In addition to traditional banking services, the company extends its reach into cash management, safe deposit box rentals, funds transfer services, and issuing letters of credit. The company fulfills various roles, including acting as a trustee for personal trusts, executors of estates, and trustees for employee benefit trusts. Community Trust Bancorp, Inc. demonstrates financial strength through an interest income of $313,443,000.00 showcasing its financial investments while incurring an interest expense of $127,448,000.00 reflecting its debt servicing obligations. Additionally, the gross profit stands at $237,609,000.00 highlighting the company's profitability from core operations, with the gross profit ratio reported at 0.63 indicating the efficiency of its production and sales operations. The company also has a weighted average number of shares outstanding of 17,950,000.00 underscoring its shareholder base. The stock is reasonably priced at $51.40 appealing to a broad range of investors who are looking for stable opportunities in the market. However, the stock has a low average trading volume of 56,226.00 indicating lower market activity which can influence liquidity. With a market capitalization of $924,561,445.00 the company is classified as a small-cap player in the financial landscape. It plays a key role in the Banks - Regional industry, contributing significantly to the overall market landscape and demonstrating its impact. Additionally, it belongs to the Financial Services sector, driving innovation and growth while maintaining a strong presence in its core markets.
Investing in Community Trust Bancorp, Inc. (CTBI) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bearish outlook. Always conduct your own research before investing.
Analysts predict Community Trust Bancorp, Inc. stock to fluctuate between $40.19 (low) and $61.67 (high) in the next 365 days, reflecting market expectations and potential volatility.
As of 2025-05-30, Community Trust Bancorp, Inc.'s market cap is $924,561,445, based on 18,110,900 outstanding shares.
Compared to JPMorgan Chase & Co., Community Trust Bancorp, Inc. has a Lower Market-Cap, indicating a difference in performance.
Community Trust Bancorp, Inc. pays dividends. The current dividend yield is 3.68%, with a payout of $0.47 per share.
To buy Community Trust Bancorp, Inc. (CTBI) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for CTBI. Place an order (Market, Limit, etc.).
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
Community Trust Bancorp, Inc.'s last stock split was 11:10 on 2014-05-13.
Revenue: $376,008,000 | EPS: $4.61 | Growth: 5.73%.
Visit https://www.ctbi.com/investor-relations for detailed financial reports.
You can explore historical data from here
All-time high: $61.67 (2024-11-25) | All-time low: $32.68 (2023-05-04).
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
zacks.com
2 months ago
While the top- and bottom-line numbers for Community Trust Bancorp (CTBI) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
zacks.com
2 months ago
Community Trust Bancorp (CTBI) came out with quarterly earnings of $1.22 per share, beating the Zacks Consensus Estimate of $1.19 per share. This compares to earnings of $1.04 per share a year ago.
businesswire.com
2 months ago
PIKEVILLE, Ky.--(BUSINESS WIRE)--Community Trust Bancorp, Inc. (NASDAQ-CTBI): Earnings Summary (in thousands except per share data) 1Q 2025 4Q 2024 1Q 2024 Net income $21,972 $22,493 $18,679 Earnings per share $1.22 $1.25 $1.04 Earnings per share – diluted $1.22 $1.25 $1.04 Return on average assets 1.44% 1.47% 1.30% Return on average equity 11.50% 11.77% 10.61% Efficiency ratio 51.86% 51.60% 54.94% Tangible common equity 11.57% 11.30% 11.10% Dividends declared per share $0.47 $.
zacks.com
2 months ago
Community Trust Bancorp (CTBI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
2 months ago
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Community Trust Bancorp (CTBI) have what it takes?
seekingalpha.com
2 months ago
In a period in which banks have been up and then right back down again, shares of Kentucky's Community Trust Bancorp have done okay since my opening piece last September. Cheaper funding on the back of 100bps of interest rate cuts has helped drive some of the net interest margin expansion I was looking for back then. Concerns about where the U.S. economy is headed have also picked up. Given its record, I think this is a bank that could do better than average in a downturn.
seekingalpha.com
2 months ago
I maintain a hold rating on Community Trust Bancorp due to its significant stock rise and current fair valuation amidst macroeconomic uncertainty. CTBI's net interest income improved by 15.20% QoQ, driven by a stall in expenses growth and increased income on earning assets, expanding profit margins. The bank's experienced management and resilient loan portfolio have shown steady growth and low nonperforming loans, even through various economic cycles.
seekingalpha.com
2 months ago
A list of 9 companies that may reach Dividend King status in the near future. These companies span various sectors and offer investors a wide range of dividend growth rates and yields. A few of these companies have abnormally high payout ratios, which may hinder their ability to achieve Dividend King status.
zacks.com
3 months ago
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Community Trust Bancorp (CTBI) have what it takes?
zacks.com
4 months ago
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Community Trust Bancorp (CTBI) have what it takes?
See all news