Cincinnati Financial Corporation (CINF)
$
154.15
+0.14 (0.09%)
Key metrics
Financial statements
Free cash flow per share
16.6027
Market cap
24.1 Billion
Price to sales ratio
2.0652
Debt to equity
0.0601
Current ratio
1.1583
Income quality
1.4313
Average inventory
0
ROE
0.1306
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Cincinnati Financial Corporation, along with its subsidiaries, specializes in providing property casualty insurance products across the United States. The company is organized into five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The operating income ratio is 0.26 indicating the company's operational profitability margin. In the Commercial Lines Insurance segment, coverage options include commercial casualty, property, auto, and workers' compensation insurance, as well as director and officer liability insurance, surety bonds, and fidelity bonds. The cost of revenue for the company is $5,737,000,000.00 showcasing its production and operational expenses. Personal Lines Insurance focuses on individual coverage such as personal auto and homeowner insurance, alongside dwelling fire and watercraft coverages. The EBITDA ratio is 0.27 highlighting the company's operational efficiency. Cincinnati Financial also operates in the Excess and Surplus Lines segment, which covers third-party liability and commercial property risks. The life insurance offerings consist of term, whole, and universal life insurance products. The company incurred an interest expense of $53,000,000.00 reflecting its debt servicing obligations. It also manages investments in fixed-maturity assets and equities. The company offers commercial leasing, financing services, and insurance brokerage services, all while being publicly traded with the stock symbol 'CINF' in the market. With a stock priced reasonably at $149.26 the company attracts a diverse range of investors. Cincinnati Financial Corporation maintains a mid-range market capitalization of $24,105,360,400.00 which underscores its status as a steady performer within the industry. Its stock has an average trading volume of 560,848.00 indicating moderate liquidity and accessibility for interested shareholders. As a key player in the Insurance - Property & Casualty industry, the company plays an essential role in shaping the market landscape and contributing to overall sector dynamics. Belonging to the Financial Services sector, Cincinnati Financial drives innovation and growth, positioning itself as an influential entity in the financial services domain.
Investing in Cincinnati Financial Corporation (CINF) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as A, with a Bullish outlook. Always conduct your own research before investing.
Analysts predict Cincinnati Financial Corporation stock to fluctuate between $123.02 (low) and $161.75 (high) in the next 365 days, reflecting market expectations and potential volatility.
As of 2025-08-14, Cincinnati Financial Corporation's market cap is $24,105,360,400, based on 156,376,000 outstanding shares.
Compared to JPMorgan Chase & Co., Cincinnati Financial Corporation has a Lower Market-Cap, indicating a difference in performance.
Cincinnati Financial Corporation pays dividends. The current dividend yield is 2.28%, with a payout of $0.87 per share.
To buy Cincinnati Financial Corporation (CINF) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for CINF. Place an order (Market, Limit, etc.).
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
Cincinnati Financial Corporation's last stock split was 21:20 on 2005-04-04.
Revenue: $11,337,000,000 | EPS: $14.65 | Growth: 24.79%.
Visit https://www.cinfin.com/investor-relations for detailed financial reports.
You can explore historical data from here
All-time high: $161.75 (2024-11-27) | All-time low: $88.66 (2022-09-26).
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
zacks.com
Cincinnati Financial stock is poised to gain from new business-written premiums, an agent-focused business model, improved interest income, and effective capital deployment.
marketbeat.com
Investors have checked plenty of boxes off their 2021 market bingo cards lately: a V-shaped recovery in the S&P 500 after a quick bear market, a wild cryptocurrency rally, and beaten-down meme stocks generating short squeezes.
zacks.com
CINF's Q2 EPS surges 52.7%, fueled by premium gains, investment income, and stronger underwriting results.
seekingalpha.com
Cincinnati Financial Corporation (NASDAQ:CINF ) Q2 2025 Earnings Conference Call July 29, 2025 11:00 AM ET Company Participants Dennis E. McDaniel - VP & Investor Relations Officer Michael James Sewell - CFO, Principal Accounting Officer, Executive VP & Treasurer Stephen Michael Spray - President, CEO & Director Conference Call Participants Charles Gregory Peters - Raymond James & Associates, Inc., Research Division Joshua David Shanker - BofA Securities, Research Division Michael David Zaremski - BMO Capital Markets Equity Research Michael Wayne Phillips - Oppenheimer & Co. Inc., Research Division Operator Good day, and welcome to the Cincinnati Financial Corporation Second Quarter Earnings Conference Call.
seekingalpha.com
Cincinnati Financial's Q2 results were strong, with premium growth, improved combined ratios, and investment income benefiting from higher interest rates. Personal lines are showing progress but remain unprofitable; profitability here is key for future margin stability as this segment grows. The company's equity-heavy investment portfolio has delivered strong long-term gains, and its balance sheet and dividend remain robust and secure.
zacks.com
Although the revenue and EPS for Cincinnati Financial (CINF) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
Cincinnati Financial (CINF) came out with quarterly earnings of $1.97 per share, beating the Zacks Consensus Estimate of $1.39 per share. This compares to earnings of $1.29 per share a year ago.
zacks.com
CINF is set to report Q2 results with higher revenues and improved underwriting, but expenses may put pressure on earnings.
zacks.com
Cincinnati Financial stock is poised to gain from new business-written premiums, agent-focused business model, improved interest income and effective capital deployment.
See all news