CB Financial Services, Inc. functions as the bank holding company for Community Bank, offering a diverse array of banking products and services tailored for both individuals and businesses across southwestern Pennsylvania, West Virginia, and Ohio. The primary deposit offerings include demand deposits, NOW accounts, money market accounts, savings accounts, and time deposit products. On the lending side, the company's portfolio features residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit. Additionally, commercial real estate loans—secured mainly by improved properties like retail facilities and office buildings—complement the loan offerings. The company also provides construction loans for residential and commercial properties, along with commercial and industrial loans, and various consumer loan options, which include indirect auto loans and both secured and unsecured loans. Moreover, CB Financial Services engages in insurance agency activities, offering a range of products including property and casualty insurance, commercial liability coverage, and surety bonds. The company operates from its main office and 13 branch locations in Greene, Allegheny, Washington, Fayette, and Westmoreland counties in Pennsylvania, as well as in Marshall and Ohio counties in West Virginia and Belmont County in Ohio, alongside one loan production office in Allegheny County. Founded in 1901, it is headquartered in Carmichaels, Pennsylvania. The income before tax ratio is 0.19 reflecting the pre-tax margin. The weighted average number of shares outstanding is 5,134,000.00 highlighting the company's shareholder base. The weighted average number of diluted shares outstanding is 5,303,000.00 reflecting potential dilution effects. The EBITDA is $17,768,000.00 a key indicator of the company's operational profitability. The company reported selling, general, and administrative expenses of $20,277,000.00 indicating its operational overhead costs. The stock is affordable at $28.61 making it suitable for budget-conscious investors. However, it has a low average trading volume of 25,359.00 indicating lower market activity. With a market capitalization of $157,693,263.00 the company is classified as a small-cap player, which influences its investment landscape. It is a key player in the Banks - Regional industry, contributing significantly to the overall market dynamics. Furthermore, it belongs to the Financial Services sector, driving innovation and growth within the market. This positioning allows CB Financial Services to navigate its operational environment effectively while catering to its diverse clientele.