
Credit Acceptance Corporation (CACC)
$
485.14
-25.57 (-5.27%)
Key metrics
Financial statements
Free cash flow per share
99.8875
Market cap
5.4 Billion
Price to sales ratio
2.3328
Debt to equity
4.1703
Current ratio
0
Income quality
2.4052
Average inventory
0
ROE
0.2663
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Credit Acceptance Corporation provides financing programs, as well as related products and services, to independent and franchised automobile dealers across the United States. The company recorded an operating income of $1,029,500,000.00 reflecting its earnings from core operations. By advancing money to dealers, Credit Acceptance exchanges the right to service the underlying consumer loans, also purchasing these loans from the dealers and retaining various amounts collected from consumers. With the cost of revenue for the company at $0.00 this showcases its production and operational expenses. Furthermore, the EBITDA ratio is 0.44 highlighting the company's operational efficiency, while the net income ratio is 0.18 reflecting its profitability margin. The company is also active in reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by them. Established in 1972 and headquartered in Southfield, Michigan, Credit Acceptance operates as a significant entity in the financial services sector. The company's stock is identified with the symbol 'CACC' in the market. As of now, the stock is priced at $507.29 positioning it in the higher-end market. It has a low average trading volume of 144,733.00 indicating lower market activity. With a mid-range market capitalization of $5,351,842,771.00 the company is a steady performer within its field. Credit Acceptance is a key player in the Financial - Credit Services industry, contributing significantly to the overall market landscape. Moreover, it belongs to the Financial Services sector, driving innovation and growth. This strategic positioning allows the company to maintain its relevance and impact within the dynamic financial services landscape, ensuring it meets both dealer and consumer demands effectively.
Investing in Credit Acceptance Corporation (CACC) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bullish outlook. Always conduct your own research before investing.
Analysts predict Credit Acceptance Corporation stock to fluctuate between $401.90 (low) and $549.75 (high) in the next 365 days, reflecting market expectations and potential volatility.
As of 2026-02-12, Credit Acceptance Corporation's market cap is $5,351,842,771, based on 11,031,543 outstanding shares.
Compared to JPMorgan Chase & Co., Credit Acceptance Corporation has a Lower Market-Cap, indicating a difference in performance.
To buy Credit Acceptance Corporation (CACC) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for CACC. Place an order (Market, Limit, etc.).
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
Credit Acceptance Corporation's last stock split was 2:1 on 1994-12-21.
Revenue: $2,317,200,000 | EPS: $38.26 | Growth: 90.16%.
Visit https://www.creditacceptance.com/investor-relations for detailed financial reports.
You can explore historical data from here
All-time high: $703.27 (2021-11-05) | All-time low: $358 (2023-01-05).
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News

defenseworld.net
Alfreton Capital LLP reduced its holdings in Credit Acceptance Corporation (NASDAQ: CACC) by 30.4% in the undefined quarter, according to the company in its most recent filing with the SEC. The firm owned 130,000 shares of the credit services provider's stock after selling 56,826 shares during the quarter. Credit Acceptance makes up about

defenseworld.net
Credit Acceptance (NASDAQ: CACC) executives used the company's fourth-quarter 2025 earnings call to highlight leadership priorities under new CEO Vinayak Hegde and to discuss operating trends that included improving loan volume comparisons, modestly weaker credit performance in recent vintages, and continued investment in technology and servicing. New CEO outlines priorities and operating approach Hegde, speaking on

zacks.com
Credit Acceptance shares climb after Q4 earnings beat, as revenue gains offset higher expenses and provisions.

seekingalpha.com
Credit Acceptance Corporation (CACC) Q4 2025 Earnings Call Transcript

zacks.com
Credit Acceptance (CACC) came out with quarterly earnings of $11.35 per share, beating the Zacks Consensus Estimate of $10.3 per share. This compares to earnings of $12.26 per share a year ago.

globenewswire.com
Southfield, Michigan, Jan. 15, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we have extended the $100.0 million asset-backed non-recourse secured financing that we entered into on January 29, 2021 (the “Financing”) and to which we refer as Term ABS 2021-1. Under the amendment effecting the extension, the date on which the Financing will cease to revolve has been extended from February 17, 2026 to January 18, 2028. The interest rate on borrowings under the Financing has been decreased from the Secured Overnight Financing Rate (“SOFR”) plus 220 basis points to SOFR plus 140 basis points.

zacks.com
Credit Acceptance posts 11% y/y earnings jump in 3Q25 as higher revenues and lower credit loss provisions offset rising expenses.

globenewswire.com
Southfield, Michigan, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Kenneth S. Booth, Chief Executive Officer and President and a member of the Company's Board of Directors, will retire as of January 31, 2026. Mr. Booth will remain a member of the Company's Board of Directors. The Board of Directors has unanimously elected and appointed Vinayak R. Hegde as the Company's next Chief Executive Officer and President, effective November 13, 2025. As of this date, Mr. Booth will transition to Executive Board Member.

globenewswire.com
Southfield, Michigan, Sept. 19, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we extended the date on which our $200.0 million revolving secured warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028. The interest rate on borrowings under the facility has been decreased from the Secured Overnight Financing Rate (“SOFR”) plus 225 basis points to SOFR plus 185 basis points. There were no other material changes to the terms of the facility.

globenewswire.com
Southfield, Michigan, Sept. 10, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named to the 2025 Fortune Best Workplaces in Financial Services & Insurance™ list by Great Place To Work® and Fortune for the eleventh consecutive year. Credit Acceptance was ranked 10t h among the 50 companies in the large company category, up 3 spots from last year.
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