Credit Acceptance Corporation (CACC)
$
452.38
-6.91 (-1.53%)
Key metrics
Financial statements
Free cash flow per share
95.7403
Market cap
5.4 Billion
Price to sales ratio
2.4053
Debt to equity
4.1623
Current ratio
19.0026
Income quality
2.6150
Average inventory
0
ROE
0.2548
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Credit Acceptance Corporation provides financing programs, as well as related products and services, to independent and franchised automobile dealers across the United States. The company recorded an operating income of $325,100,000.00 reflecting its earnings from core operations. By advancing money to dealers, Credit Acceptance exchanges the right to service the underlying consumer loans, also purchasing these loans from the dealers and retaining various amounts collected from consumers. With the cost of revenue for the company at $802,200,000.00 this showcases its production and operational expenses. Furthermore, the EBITDA ratio is 0.17 highlighting the company's operational efficiency, while the net income ratio is 0.12 reflecting its profitability margin. The company is also active in reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by them. Established in 1972 and headquartered in Southfield, Michigan, Credit Acceptance operates as a significant entity in the financial services sector. The company's stock is identified with the symbol 'CACC' in the market. As of now, the stock is priced at $507.29 positioning it in the higher-end market. It has a low average trading volume of 129,004.00 indicating lower market activity. With a mid-range market capitalization of $5,083,693,083.00 the company is a steady performer within its field. Credit Acceptance is a key player in the Financial - Credit Services industry, contributing significantly to the overall market landscape. Moreover, it belongs to the Financial Services sector, driving innovation and growth. This strategic positioning allows the company to maintain its relevance and impact within the dynamic financial services landscape, ensuring it meets both dealer and consumer demands effectively.
Is Credit Acceptance Corporation (CACC) a good investment?
Investing in Credit Acceptance Corporation (CACC) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bearish outlook. Always conduct your own research before investing.
What is Credit Acceptance Corporation (CACC)'s stock forecast?
Analysts predict Credit Acceptance Corporation stock to fluctuate between $414.16 (low) and $560 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is Credit Acceptance Corporation's market capitalization?
As of 2025-10-30, Credit Acceptance Corporation's market cap is $5,083,693,083, based on 11,237,661 outstanding shares.
How does Credit Acceptance Corporation compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., Credit Acceptance Corporation has a Lower Market-Cap, indicating a difference in performance.
How can I buy Credit Acceptance Corporation (CACC) stock?
To buy Credit Acceptance Corporation (CACC) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for CACC. Place an order (Market, Limit, etc.).
What is the best time to invest in Credit Acceptance Corporation?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
Has Credit Acceptance Corporation stock ever split?
Credit Acceptance Corporation's last stock split was 2:1 on 1994-12-21.
How did Credit Acceptance Corporation perform in the last earnings report?
Revenue: $2,134,300,000 | EPS: $20.12 | Growth: -8.92%.
Where can I find Credit Acceptance Corporation's investor relations reports?
Visit https://www.creditacceptance.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for Credit Acceptance Corporation?
You can explore historical data from here
What is the all-time high and low for Credit Acceptance Corporation stock?
All-time high: $703.27 (2021-11-05) | All-time low: $358 (2023-01-05).
What are the key trends affecting Credit Acceptance Corporation stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
globenewswire.com
Southfield, Michigan, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Kenneth S. Booth, Chief Executive Officer and President and a member of the Company's Board of Directors, will retire as of January 31, 2026. Mr. Booth will remain a member of the Company's Board of Directors. The Board of Directors has unanimously elected and appointed Vinayak R. Hegde as the Company's next Chief Executive Officer and President, effective November 13, 2025. As of this date, Mr. Booth will transition to Executive Board Member.
globenewswire.com
Southfield, Michigan, Sept. 19, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we extended the date on which our $200.0 million revolving secured warehouse facility will cease to revolve from September 21, 2026 to September 19, 2028. The interest rate on borrowings under the facility has been decreased from the Secured Overnight Financing Rate (“SOFR”) plus 225 basis points to SOFR plus 185 basis points. There were no other material changes to the terms of the facility.
globenewswire.com
Southfield, Michigan, Sept. 10, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named to the 2025 Fortune Best Workplaces in Financial Services & Insurance™ list by Great Place To Work® and Fortune for the eleventh consecutive year. Credit Acceptance was ranked 10t h among the 50 companies in the large company category, up 3 spots from last year.
seekingalpha.com
Credit Acceptance Corporation (NASDAQ:CACC ) Q2 2025 Earnings Conference Call July 31, 2025 5:00 PM ET Company Participants Jay Brinkley - Senior Vice President & Treasurer Jay D. Martin - Chief Financial Officer Kenneth S.
globenewswire.com
Southfield, Michigan, July 11, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we extended the date on which our $75.0 million revolving secured warehouse facility will cease to revolve from September 30, 2026, to September 30, 2028. The interest rate on borrowings under the facility has decreased from the Secured Overnight Financing Rate (“SOFR”) plus 210 basis points to SOFR plus 185 basis points. The amendment has also decreased the servicing fee from 6.0% to 4.0% of collections on the underlying consumer loans. There were no other material changes to the terms of the facility.
zacks.com
Credit Acceptance (CACC) reported earnings 30 days ago. What's next for the stock?
seekingalpha.com
Credit Acceptance Corporation (NASDAQ:CACC ) Q1 2025 Earnings Call April 30, 2025 5:00 PM ET Company Participants Jay Martin - Chief Financial Officer Ken Booth - Chief Executive Officer Doug Busk - Chief Treasury Officer Jay Brinkley - Senior Vice President and Treasurer Conference Call Participants Moshe Orenbuch - TD Cowen Robert Wildhack - Autonomous Research John Rowan - Janney Jordan Hymowitz - Philadelphia Financial Operator Good day, everyone and welcome to the Credit Acceptance Corporation First Quarter 2025 Earnings Call. Today's call is being recorded.
zacks.com
Although the revenue and EPS for Credit Acceptance (CACC) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
globenewswire.com
Southfield, Michigan, April 24, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that on April 24, 2025, the Consumer Financial Protection Bureau (“CFPB”) filed an unopposed motion to withdraw from the lawsuit that it initiated jointly on January 4, 2023, with the Office of the New York State Attorney General (NYAG) against Credit Acceptance in the United States District Court for the Southern District of New York. As of the filing of the CFPB's motion, Credit Acceptance's motion to dismiss the case in its entirety remains fully briefed and pending before the Court. Credit Acceptance expects that, if the CFPB's motion is granted, the NYAG would be the sole remaining plaintiff, and the case would thus be limited to New York consumers only.
globenewswire.com
Southfield, Michigan, Feb. 13, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that it has delivered a conditional notice of redemption to the trustee for the Company's 6.625% senior notes due 2026 (the “2026 notes”). The notice of redemption calls for the redemption of all of the outstanding $400.0 million aggregate principal amount of 2026 notes (the “redemption”) on February 28, 2025, in accordance with the terms of the indenture governing the 2026 notes. The redemption is conditioned upon the Company's receipt, prior to the redemption date (or on the redemption date at or prior to such time as may be determined by the Company in its sole and absolute discretion), of aggregate proceeds (before initial purchasers' discounts and commissions and other offering expenses) from the offering of the Company's senior notes due 2030 announced today of at least $400.0 million.
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