BV Financial, Inc. (BVFL)
$
15.59
+0.14 (0.90%)
Key metrics
Financial statements
Free cash flow per share
1.6054
Market cap
164.8 Million
Price to sales ratio
3.5495
Debt to equity
0.2520
Current ratio
0
Income quality
1.3703
Average inventory
0
ROE
0.0556
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
BV Financial, Inc. serves as the holding company for BayVanguard Bank, providing a comprehensive range of financial services to individuals and businesses throughout Maryland. The company's offerings encompass checking and money market accounts, savings accounts, and certificates of deposit, catering to diverse savings needs. Loan products available include real estate, home equity, construction, lot, auto, boat, and various personal loans, while commercial lending products cover a wide spectrum, such as commercial equipment and installation loans, commercial real estate, construction financing, investment real estate, lines of credit, and SBA loans, including loans aimed at short-term real estate purchase, renovation, and sale projects. Aside from traditional banking services, the company provides ATM access, overdraft options, safe deposit boxes, bill pay services, remote deposit capture, ACH origination, merchant services, and a suite of online banking features. The diluted EPS is $1.09 accounting for potential share dilution. The total costs and expenses for the company are $1,031,000.00 reflecting its overall spending. The net income ratio stands at $0.31 indicating the company's profitability margin. Furthermore, the cost of revenue for the company is $0.00 showcasing its production and operational expenses. The EBITDA is $0.00 a key indicator of the company's operational profitability. Founded in 1873 and headquartered in Baltimore, Maryland, BV Financial, Inc. is a subsidiary of Bay-Vanguard, MHC. In terms of market positioning, the stock is affordable at $15.59 making it suitable for budget-conscious investors. Although it boasts a low average trading volume of 20,358.00 indicating lower market activity, this factor may appeal to certain investors looking for stability. With a market capitalization of $164,143,119.00 the company is classified as a small-cap player, which presents both opportunities and challenges in the ever-evolving economic landscape. It is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape, while being part of the Financial Services sector, which drives innovation and growth. The combination of an affordable stock price and significant industry presence offers a unique investment opportunity for those looking to engage with emerging financial solutions.
Is BV Financial, Inc. (BVFL) a good investment?
Investing in BV Financial, Inc. (BVFL) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bearish outlook. Always conduct your own research before investing.
What is BV Financial, Inc. (BVFL)'s stock forecast?
Analysts predict BV Financial, Inc. stock to fluctuate between $11.10 (low) and $18.19 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is BV Financial, Inc.'s market capitalization?
As of 2025-05-30, BV Financial, Inc.'s market cap is $164,143,119, based on 10,528,744 outstanding shares.
How does BV Financial, Inc. compare to competitors like Meta Platforms, Inc. Class A Common Stock?
Compared to Meta Platforms, Inc. Class A Common Stock, BV Financial, Inc. has a Lower Market-Cap, indicating a difference in performance.
Does BV Financial, Inc. pay dividends?
BV Financial, Inc. pays dividends. The current dividend yield is 0.47%, with a payout of $0.03 per share.
How can I buy BV Financial, Inc. (BVFL) stock?
To buy BV Financial, Inc. (BVFL) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for BVFL. Place an order (Market, Limit, etc.).
What is the best time to invest in BV Financial, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
How did BV Financial, Inc. perform in the last earnings report?
Revenue: $37,701,000 | EPS: $1.09 | Growth: -25.85%.
Where can I find BV Financial, Inc.'s investor relations reports?
Visit https://www.bayvanguard.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for BV Financial, Inc.?
You can explore historical data from here
What is the all-time high and low for BV Financial, Inc. stock?
All-time high: $35 (2023-02-15) | All-time low: $9.65 (2023-08-16).
What are the key trends affecting BV Financial, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
accessnewswire.com
a month ago
BALTIMORE, MD / ACCESS Newswire / April 17, 2025 / BV Financial, Inc. (NASDAQ:BVFL), (the "Company") the holding company for BayVanguard Bank (the "Bank"), reported net income of $2.1 million or $0.21 per diluted share for the quarter ended March 31, 2025 compared to net income of $2.6 million or $0.24 per diluted share for the quarter ended March 31, 2024. Adjusted net income, a Non-GAAP financial metric, was $2.9 million for both quarters ended March 31, 2025 and 2024.
accessnewswire.com
2 months ago
BALTIMORE, MD / ACCESS Newswire / April 4, 2025 / BV Financial, Inc. (the "Company") (NASDAQ:BVFL), the holding company for BayVanguard Bank (the "Bank"), announced today that the Company has adopted, and received the non-objection of the Federal Reserve Bank of Richmond (the "Federal Reserve") to initiate, a stock repurchase program for up to 10% of the Company's outstanding shares of common stock (approximately 10,594,044 shares). This is the Company's second stock repurchase program since completing its mutual-to-stock conversion and related stock offering on July 31, 2023.
accessnewswire.com
4 months ago
BALTIMORE, MD / ACCESS Newswire / January 27, 2025 / BV Financial, Inc. ( NASDAQ:BVFL), (the "Company") the holding company for BayVanguard Bank (the "Bank"), reported net income of $11.7 million or $1.10 per diluted share for the year ended December 31, 2024 compared to net income of $13.7 million or $1.47 per diluted share for the year ended December 31, 2023. Net income for the quarter ended December 31, 2024 was $1.95 million, or $0.18 per diluted share compared to net income of $3.0 million, or $0.28 per diluted share, for the quarter ended December 31, 2023.
accesswire.com
10 months ago
BALTIMORE, MD / ACCESSWIRE / July 30, 2024 / BV Financial, Inc. (the "Company") (NASDAQ:BVFL), the holding company for BayVanguard Bank (the "Bank"), announced today that the Company has adopted, and received the non-objection of the Federal Reserve Bank of Richmond (the "Federal Reserve") to initiate, a stock repurchase program for up to 10% of the Company's outstanding shares of common stock (approximately 1,138,772 shares). This will be the Company's first stock repurchase program since completing its mutual-to-stock conversion and related stock offering on July 31, 2023.
accesswire.com
10 months ago
BALTIMORE, MD / ACCESSWIRE / July 18, 2024 / BV Financial, Inc. (NASDAQ:BVFL), the holding company for BayVanguard Bank (the "Bank"), today reported net income of $3.4 million, or $0.32 per diluted share, for the quarter ended June 30, 2024 compared to net income of $3.9 million, or $0.49 per diluted share, for the quarter ended June 30, 2023. Net income for the six-month period ended June 30, 2024 was $6.0 million or $0.52 per diluted share compared to net income of $7.0 million or $0.88 per diluted share for the six-month period ended June 30, 2023.
accesswire.com
a year ago
BALTIMORE, MD / ACCESSWIRE / April 22, 2024 / BV Financial, Inc. (NASDAQ:BVFL), (the "Company") the holding company for BayVanguard Bank (the "Bank"), reported net income of $2.6 million or $0.24 per diluted share for the quarter ended March 31, 2024 compared to net income of $3.1 million or $0.39 per diluted share for the quarter ended March 31, 2023. Financial Highlights During the quarter ended March 31, 2024, the Company paid off $3.0 million in junior subordinated debt assumed via previous acquisition that had an interest rate in the most recent quarter of 8.49%.
investorplace.com
a year ago
Banking crises may seem catastrophic when they hit the news cycle but they have become common in the 21st Century. As significant disruptions to the financial system, these failures are characterized by a loss of banking confidence and decreasing earnings.
zacks.com
a year ago
Two regional microcap banks with attractive valuations and growth potential.
accesswire.com
a year ago
BALTIMORE, MD / ACCESSWIRE / January 22, 2024 / BV Financial, Inc. ( NASDAQ:BVFL), (the "Company") the holding company for BayVanguard Bank (the "Bank"), reported net income of $13.7 million or $1.47 per diluted share compared to net income of $10.5 million or $1.32 per diluted share for the year ended December 31, 2022. Net income for the quarter ended December 31, 2023 was $3.0 million, or $0.28 per diluted share compared to net income of $2.7 million, or $0.34 per diluted share, for the quarter ended December 31, 2022.
accesswire.com
2 years ago
BALTIMORE, MD / ACCESSWIRE / October 23, 2023 / BV Financial, Inc. (NASDAQ:BVFL), (the "Company") the holding company for BayVanguard Bank (the "Bank"), reported net income of $3.7 million, or $0.35 per diluted share, for the quarter ended September 30, 2023 compared to net income of $2.6 million, or $0.33 per diluted share, for the quarter ended September 30, 2022. Net income for the nine-month period ended September 30, 2023 was $10.7 million or $1.20 per diluted share compared to net income of $7.8 million or $0.98 per diluted share for the nine-month period ended September 30, 2022.
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