AmeriServ Financial, Inc. (ASRV)
$
3.04
Key metrics
Financial statements
Free cash flow per share
0.2642
Market cap
50.2 Million
Price to sales ratio
0.5946
Debt to equity
0.8489
Current ratio
0.1578
Income quality
1.5085
Average inventory
0
ROE
0.0335
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank, providing a range of consumer, mortgage, and commercial financial products. The total costs and expenses for the company are $80,081,000.00 reflecting its overall spending, while the EBITDA ratio is 0.08 highlighting the company's operational efficiency. Despite these operational metrics, the company reported a net loss of $3,601,000.00 indicating challenges in its operations. However, it recorded an operating income of $4,399,000.00 reflecting its earnings from core operations. Additionally, the company incurred an income tax expense of $798,000.00 indicating its tax obligations. Offering retail banking services such as savings and checking accounts, consumer loans, and mortgage products, AmeriServ also provides various lending and financial services tailored to commercial entities, including commercial real estate mortgage loans, lines of credit, and business savings accounts. Its comprehensive services extend to personal trust and investment management products, as well as institutional trust services and various financial products designed to support both individual and corporate financial goals. The company operates through a network of 17 banking locations across multiple counties in Pennsylvania and Maryland, complemented by 18 automated teller machines. In the current market, the stock is affordable at $3.04 suitable for budget-conscious investors. It features a low average trading volume of 28,531.00 indicating lower market activity, which may appeal to investors looking for stability. With a market capitalization of $50,218,672.00 the company is classified as a small-cap player, positioning it as a key participant in the Banks - Regional industry and contributing significantly to the overall market landscape. Furthermore, it belongs to the Financial Services sector, driving innovation and growth within its niche. This combination of affordability, market presence, and sector classification suggests that AmeriServ Financial, Inc. is well-placed for potential future developments in the financial services landscape.
Is AmeriServ Financial, Inc. (ASRV) a good investment?
Investing in AmeriServ Financial, Inc. (ASRV) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B, with a Bearish outlook. Always conduct your own research before investing.
What is AmeriServ Financial, Inc. (ASRV)'s stock forecast?
Analysts predict AmeriServ Financial, Inc. stock to fluctuate between $2.03 (low) and $3.08 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is AmeriServ Financial, Inc.'s market capitalization?
As of 2025-07-01, AmeriServ Financial, Inc.'s market cap is $50,218,672, based on 16,519,300 outstanding shares.
How does AmeriServ Financial, Inc. compare to competitors like JPMorgan Chase & Co.?
Compared to JPMorgan Chase & Co., AmeriServ Financial, Inc. has a Lower Market-Cap, indicating a difference in performance.
Does AmeriServ Financial, Inc. pay dividends?
AmeriServ Financial, Inc. pays dividends. The current dividend yield is 4.94%, with a payout of $0.03 per share.
How can I buy AmeriServ Financial, Inc. (ASRV) stock?
To buy AmeriServ Financial, Inc. (ASRV) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for ASRV. Place an order (Market, Limit, etc.).
What is the best time to invest in AmeriServ Financial, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
Has AmeriServ Financial, Inc. stock ever split?
AmeriServ Financial, Inc.'s last stock split was 3:1 on 1998-08-03.
How did AmeriServ Financial, Inc. perform in the last earnings report?
Revenue: $84,480,000 | EPS: $0.21 | Growth: -205%.
Where can I find AmeriServ Financial, Inc.'s investor relations reports?
Visit https://www.ameriserv.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for AmeriServ Financial, Inc.?
You can explore historical data from here
What is the all-time high and low for AmeriServ Financial, Inc. stock?
All-time high: $5.34 (2021-02-25) | All-time low: $2.03 (2025-04-09).
What are the key trends affecting AmeriServ Financial, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
prnewswire.com
2 months ago
JOHNSTOWN, Pa. , April 22, 2025 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported first quarter 2025 net income of $1,908,000, or $0.12 per diluted common share.
businesswire.com
3 months ago
JOHNSTOWN, Pa.--(BUSINESS WIRE)--AmeriServ Financial, Inc. (NASDAQ: ASRV) (“AmeriServ” or the “Company”) today announced it has signed a new advisory agreement (the “Advisory Agreement”) with significant shareholder SB Value Partners L.P. (“SBV”) to help grow and optimize its $2.4 billion assets under management in its trust and wealth management business. Also, both AmeriServ and SBV have mutually agreed to extend their Cooperation Agreement (the “Cooperation Agreement”), originally signed on.
prnewswire.com
5 months ago
JOHNSTOWN, Pa. , Jan. 21, 2025 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported fourth quarter 2024 net income of $889,000, or $0.05 per diluted common share.
prnewswire.com
8 months ago
JOHNSTOWN, Pa. , Nov. 8, 2024 /PRNewswire/ -- (NASDAQ: ASRV) – West Chester Capital Advisors, Inc., the registered investment advisor of AmeriServ Financial Bank, announced today that it has changed its name to AmeriServ Wealth Advisors, Inc. The name change and rebranding, which includes a new visual identity, web presence and enhanced positioning, is intended to better reflect the company's business and its strong partnership with AmeriServ Bank.
prnewswire.com
8 months ago
JOHNSTOWN, Pa. , Nov. 5, 2024 /PRNewswire/ -- (NASDAQ: ASRV) – AmeriServ Financial, Inc. today announced the completion of the merger of its subsidiary, AmeriServ Trust and Financial Services Company, with and into its subsidiary bank, AmeriServ Financial Bank.
prnewswire.com
8 months ago
JOHNSTOWN, Pa. , Oct. 22, 2024 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported third quarter 2024 net income of $1,183,000, or $0.07 per diluted common share.
prnewswire.com
a year ago
JOHNSTOWN, Pa. , July 19, 2024 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) announced that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend.
prnewswire.com
a year ago
JOHNSTOWN, Pa. , July 16, 2024 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported a second quarter 2024 net loss of $375,000, or $0.02 per diluted common share.
businesswire.com
a year ago
JOHNSTOWN, Pa.--(BUSINESS WIRE)--AmeriServ Financial, Inc. (NASDAQ: ASRV) (“AmeriServ” or the “Company”) today announced that it has reached a cooperation and settlement agreement (the “Cooperation Agreement”) with Driver Opportunity Partners I LP (collectively with its affiliates, “Driver”). Pursuant to the Cooperation Agreement, Driver has agreed to withdraw its notice of nomination of director candidates for election to the Company's Board of Directors (the “Board”), along with other shareho.
businesswire.com
a year ago
JOHNSTOWN, Pa.--(BUSINESS WIRE)--AmeriServ Financial, Inc. (NASDAQ: ASRV) (“AmeriServ” or the “Company”) today announced that it has reached a cooperation agreement (“Cooperation Agreement”) with SB Value Partners, L.P. (“SBV”), which owns approximately 7.7% of the Company's outstanding common stock, par value $0.01 per share (the “Common Stock”). Under the Cooperation Agreement the Company, including members of AmeriServ's senior management and other designated members of the Company's Board o.
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