
Affirm Holdings, Inc. (AFRM)
$
42.53
-1.32 (-3.10%)
Key metrics
Financial statements
Free cash flow per share
1.8522
Market cap
14.2 Billion
Price to sales ratio
3.8126
Debt to equity
2.5887
Current ratio
66.9049
Income quality
2.9517
Average inventory
0
ROE
0.0883
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank enable consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform, covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. The operating income ratio is -0.03 indicating the company's operational profitability margin. The weighted average number of shares outstanding is 322,851,873.00 highlighting the company's shareholder base. The gross profit ratio is 0.68 reflecting the efficiency of the company's production and sales operations. The EBITDA is $711,991,000.00 a key indicator of the company's operational profitability. The net income ratio is 0.02 reflecting the company's profitability margin. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California. The stock is reasonably priced at $92.18 appealing to a broad range of investors. Additionally, the stock has a high average trading volume of 6,422,954.00 indicating strong liquidity. With a mid-range market capitalization of $14,167,195,647.00 the company is a steady performer. It is a key player in the Software - Infrastructure industry, contributing significantly to the overall market landscape, and it belongs to the Technology sector, driving innovation and growth.
Investing in Affirm Holdings, Inc. (AFRM) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as C, with a Bullish outlook. Always conduct your own research before investing.
Analysts predict Affirm Holdings, Inc. stock to fluctuate between $30.90 (low) and $100 (high) in the next 365 days, reflecting market expectations and potential volatility.
As of 2026-03-27, Affirm Holdings, Inc.'s market cap is $14,167,195,647, based on 333,110,643 outstanding shares.
Compared to Meta Platforms, Inc. Class A Common Stock, Affirm Holdings, Inc. has a Lower Market-Cap, indicating a difference in performance.
To buy Affirm Holdings, Inc. (AFRM) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for AFRM. Place an order (Market, Limit, etc.).
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
Revenue: $3,224,412,000 | EPS: $0.16 | Growth: -109.58%.
Visit https://www.affirm.com/investor-relations for detailed financial reports.
You can explore historical data from here
All-time high: $176.65 (2021-11-08) | All-time low: $8.62 (2022-12-22).
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News

defenseworld.net
Shares of Affirm Holdings, Inc. (NASDAQ: AFRM - Get Free Report) have been assigned a consensus rating of "Moderate Buy" from the twenty-eight research firms that are covering the stock, Marketbeat.com reports. Nine research analysts have rated the stock with a hold recommendation and nineteen have assigned a buy recommendation to the company. The average 12

seekingalpha.com
Affirm Holdings (AFRM) faces a delay in the rate-cut catalyst as the Fed held federal fund rates steady last week. Despite the rate environment, AFRM's fundamentals remain robust, with a 22% Y/Y increase in held-for-investment loans and 23% Y/Y customer growth. Quarterly transactions per account surged 44% Y/Y in Q2'26, driving record interest income of $494M, up 21% Y/Y, underscoring strong platform engagement.

zacks.com
Investors often turn to recommendations made by Wall Street analysts before making a Buy, Sell, or Hold decision about a stock. While media reports about rating changes by these brokerage-firm employed (or sell-side) analysts often affect a stock's price, do they really matter?

fool.com
Lenders are concerned about rising borrower default rates.

benzinga.com
The cautious macro backdrop appeared to pressure growth-oriented and rate-sensitive names, with broader equity indexes also moving lower after the announcement.

seekingalpha.com
Affirm Holdings, Inc. (AFRM) Discusses Consumer Demand, Credit Trends and Macroeconomic Risks Transcript

seekingalpha.com
AFRM's twice-raised FY2026 guidance, robust YTD performance, and strong merchant/consumer acquisition trends signal resilient, profitable growth prospects, despite macro headwinds. The stock trades at a discounted FWD P/E of 14.91x and 3Y PEG of 0.39x, with technical indicators suggesting oversold conditions and a well-defended support line since 2023. AFRM now offers excellent upside potential to my base-case long-term PT of $67.50, if not up to bull-case PT of $113.20, assuming upward re-rating to 1Y P/E mean of ~25x.

defenseworld.net
Aquatic Capital Management LLC decreased its position in shares of Affirm Holdings, Inc. (NASDAQ: AFRM) by 65.8% during the undefined quarter, according to the company in its most recent disclosure with the SEC. The fund owned 148,988 shares of the company's stock after selling 286,319 shares during the quarter. Aquatic Capital Management LLC's

seekingalpha.com
Affirm Holdings, Inc. (AFRM) Presents at Wolfe Research FinTech Forum Transcript

zacks.com
AFRM stock has tumbled 33% this year amid BNPL competition and credit worries. But strong user growth and expansion plans could support a rebound.
See all news