Affirm Holdings, Inc. (AFRM)
$
46.98
-3.44 (-7.32%)
Key metrics
Financial statements
Free cash flow per share
1.8522
Market cap
15.6 Billion
Price to sales ratio
4.2115
Debt to equity
0.3179
Current ratio
44.0245
Income quality
2.9517
Average inventory
0
ROE
0.0883
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank enable consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform, covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. The operating income ratio is -0.03 indicating the company's operational profitability margin. The weighted average number of shares outstanding is 322,851,873.00 highlighting the company's shareholder base. The gross profit ratio is 0.68 reflecting the efficiency of the company's production and sales operations. The EBITDA is $711,991,000.00 a key indicator of the company's operational profitability. The net income ratio is 0.02 reflecting the company's profitability margin. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California. The stock is reasonably priced at $92.18 appealing to a broad range of investors. Additionally, the stock has a high average trading volume of 6,263,220.00 indicating strong liquidity. With a mid-range market capitalization of $15,649,538,008.00 the company is a steady performer. It is a key player in the Software - Infrastructure industry, contributing significantly to the overall market landscape, and it belongs to the Technology sector, driving innovation and growth.
Is Affirm Holdings, Inc. (AFRM) a good investment?
Investing in Affirm Holdings, Inc. (AFRM) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as C, with a Bearish outlook. Always conduct your own research before investing.
What is Affirm Holdings, Inc. (AFRM)'s stock forecast?
Analysts predict Affirm Holdings, Inc. stock to fluctuate between $30.90 (low) and $100 (high) in the next 365 days, reflecting market expectations and potential volatility.
What is Affirm Holdings, Inc.'s market capitalization?
As of 2026-02-27, Affirm Holdings, Inc.'s market cap is $15,649,538,008, based on 333,110,643 outstanding shares.
How does Affirm Holdings, Inc. compare to competitors like Meta Platforms, Inc. Class A Common Stock?
Compared to Meta Platforms, Inc. Class A Common Stock, Affirm Holdings, Inc. has a Lower Market-Cap, indicating a difference in performance.
How can I buy Affirm Holdings, Inc. (AFRM) stock?
To buy Affirm Holdings, Inc. (AFRM) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for AFRM. Place an order (Market, Limit, etc.).
What is the best time to invest in Affirm Holdings, Inc.?
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
How did Affirm Holdings, Inc. perform in the last earnings report?
Revenue: $3,224,412,000 | EPS: $0.16 | Growth: -109.58%.
Where can I find Affirm Holdings, Inc.'s investor relations reports?
Visit https://www.affirm.com/investor-relations for detailed financial reports.
Where can I find historical stock prices for Affirm Holdings, Inc.?
You can explore historical data from here
What is the all-time high and low for Affirm Holdings, Inc. stock?
All-time high: $176.65 (2021-11-08) | All-time low: $8.62 (2022-12-22).
What are the key trends affecting Affirm Holdings, Inc. stock?
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News
zacks.com
AFRM expands beyond retail with an H&R Block Canada deal, bringing BNPL installment payments to tax prep services as it deepens its push into Canada.
seekingalpha.com
The Optimist Fund Q4 2025 Portfolio Review
seekingalpha.com
Affirm is delivering strong revenue growth and improving profitability. AFRM guides for 29% y/y revenue growth in fiscal 2026, with adjusted operating margin potentially reaching 28%. The company's balance sheet is robust, with $2.3B in cash and $1.1B in convertible debt, supporting continued growth.
seekingalpha.com
Affirm (AFRM) and Klarna (KLAR) are leading Buy Now, Pay Later (BNPL) providers, with analysts split on which offers better risk-adjusted returns. BNPL usage skews younger, with higher late payment rates, raising questions about consumer financial health and sector sustainability.
marketbeat.com
Affirm Holdings Inc. NASDAQ: AFRM delivered a solid earnings report after the market closed on Feb. 5. However, the stock fell about 4% in after-hours trading.
zacks.com
AFRM tops Q2 estimates with strong GMV and revenue growth, as higher transactions and repeat customers lift results despite rising costs.
youtube.com
Buy-now-pay-later company Affirm beat second quarter revenue expectations from Wall Street but offered what some analysts thought was conservative guidance. Affirm CEO Max Levchin joins Caroline Hyde and Ed Ludlow on “Bloomberg Tech.
businesswire.com
LONDON--(BUSINESS WIRE)--Affirm and Virgin Media O2 are today announcing a new partnership that will see the transparent and flexible payment network provide upfront and honest hardware financing to O2 - one of the UK's leading mobile providers. Through the partnership, new and existing O2 customers will be able to enjoy increased flexibility to choose a payment option that suits their needs when purchasing a device. Affirm will provide financing options for mobile phones and other hardware, in.
seekingalpha.com
Affirm Holdings, Inc. (AFRM) Q2 2026 Earnings Call Transcript
pymnts.com
Affirm's fiscal second quarter illustrated how buy now, pay later is becoming embedded in routine commerce, where paying over time was once reserved for occasional large purchases. The company said Thursday (Feb. 5) that gross merchandise volume (GMV) increased 36% year over year to $13.8 billion, while revenue climbed 30% to $1.1 billion.
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