
Affinity Bancshares, Inc. (AFBI)
$
19.27
-0.33 (-1.71%)
Key metrics
Financial statements
Free cash flow per share
1.6657
Market cap
118.8 Million
Price to sales ratio
2.2453
Debt to equity
0.4251
Current ratio
0.1225
Income quality
1.3575
Average inventory
0
ROE
0.0668
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
Affinity Bancshares, Inc. serves as the holding company for Affinity Bank, offering a range of banking products and services tailored to meet customer needs. The company accepts various deposit accounts, such as savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, thereby catering to its customers' financial requirements. Additionally, it provides an array of loan products, including commercial and industrial loans, commercial real estate loans, one- to four-family residential real estate loans, construction and land loans, and consumer loans. The weighted average number of diluted shares outstanding is 6,322,749.00 reflecting potential dilution effects. Throughout its operations, the company also invests in U.S. treasury securities, securities issued by the U.S. government and its agencies, or government-sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations. Corporate and municipal bonds, certificates of deposit in other financial institutions, and federal and money market funds are additional investment avenues for the company. With its main office and a branch located in Covington, Georgia, complemented by another branch in Atlanta and a commercial loan production office in Alpharetta, the organization strategically positions itself within the region. The company reported an income before tax of $11,237,000.00 showcasing its pre-tax profitability, while recording a net income of $8,333,000.00 reflecting its overall profitability. The income before tax ratio is 0.21 reflecting the pre-tax margin, and the weighted average number of shares outstanding is 6,136,126.00 highlighting the company's shareholder base. In the current financial landscape, the stock is affordable at $19.82 making it suitable for budget-conscious investors. However, it is noteworthy that the stock has a low average trading volume of 3,288.00 indicating lower market activity. With a market capitalization of $118,849,710.00 the company is classified as a small-cap player within its sector. It is a key player in the Banks - Regional industry, contributing significantly to the overall market landscape, while simultaneously belonging to the Financial Services sector, driving innovation and growth. This positioning allows it to enhance its influence within the market while catering to diverse financial needs, ensuring it remains a relevant contender in a competitive environment.
Investing in Affinity Bancshares, Inc. (AFBI) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B, with a Bearish outlook. Always conduct your own research before investing.
Analysts predict Affinity Bancshares, Inc. stock to fluctuate between $17 (low) and $22.50 (high) in the next 365 days, reflecting market expectations and potential volatility.
As of 2026-03-10, Affinity Bancshares, Inc.'s market cap is $118,849,710, based on 6,167,603 outstanding shares.
Compared to Meta Platforms, Inc. Class A Common Stock, Affinity Bancshares, Inc. has a Lower Market-Cap, indicating a difference in performance.
Affinity Bancshares, Inc. pays dividends. The current dividend yield is 8.41%, with a payout of $1.50 per share.
To buy Affinity Bancshares, Inc. (AFBI) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for AFBI. Place an order (Market, Limit, etc.).
The best time to invest depends on market trends and technical indicators, which show a Bearish trend based on economic conditions and company performance.
Affinity Bancshares, Inc.'s last stock split was 453:500 on 2021-01-21.
Revenue: $52,933,000 | EPS: $1.33 | Growth: 56.47%.
Visit https://myaffinitybank.com/investor-relations for detailed financial reports.
You can explore historical data from here
All-time high: $22.50 (2024-12-20) | All-time low: $11.29 (2023-05-04).
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News

businesswire.com
COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares, Inc. Announces Fourth Quarter 2025 Financial Results.

zacks.com
Discover why Zacks rates Affinity Bancshares as "Neutral", being the first on Wall Street to initiate coverage on the stock. Explore AFBI's steady profitability rebound and leaner cost structure amid funding pressure.

businesswire.com
COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares, Inc. Adopts Stock Repurchase Program.

businesswire.com
COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares, Inc. Announces Third Quarter 2025 Results.


businesswire.com
COVINGTON, Ga.--(BUSINESS WIRE)--Affinity Bancshares, Inc. Announces Second Quarter 2025 Financial Results.

benzinga.com
The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.
See all news