
American Coastal Insurance Corporation (ACIC)
$
11.18
+0.11 (0.98%)
Key metrics
Financial statements
Free cash flow per share
2.4714
Market cap
545.2 Million
Price to sales ratio
1.6633
Debt to equity
0.4659
Current ratio
0
Income quality
1.3866
Average inventory
0
ROE
0.3054
Technology
Technology – consumer electronics
Largecap
With a market cap of 121,78 bil stock is ranked 1
Low risk
ISS score of this stock is ranked 1
Company description
Profile
American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company incurred an income tax expense of $25,340,000.00 indicating its tax obligations. In addition, it reported depreciation and amortization expenses of $8,869,000.00 reflecting the wear and tear of its assets. The EBITDA is $122,524,000.00 a key indicator of the company's operational profitability. Furthermore, the company reported an income before tax of $101,659,000.00 showcasing its pre-tax profitability. The operating expenses amount to $44,756,000.00 encompassing various operational costs incurred. American Coastal Insurance Corporation offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers policies for equipment breakdown, identity theft, cyber security, and flood risks. The company markets and distributes its products through a network of independent agencies. Formerly known as United Insurance Holdings Corp., the company changed its name to American Coastal Insurance Corporation in August 2023 and was founded in 1999, with its headquarters located in Saint Petersburg, Florida. The stock is affordable at $11.20 suitable for budget-conscious investors. Additionally, the stock has a low average trading volume of 161,403.00 indicating lower market activity. With a market capitalization of $545,196,076.00 the company is classified as a small-cap player. It is a key player in the Insurance - Property & Casualty industry, contributing significantly to the overall market landscape. Moreover, it belongs to the Financial Services sector, driving innovation and growth. These characteristics depict the positioning of American Coastal Insurance Corporation within the market, highlighting its financial metrics and stock attributes that attract various investors and stakeholders in the insurance landscape.
Investing in American Coastal Insurance Corporation (ACIC) depends on multiple factors, including revenue growth, profit margins, debt-to-equity ratio, earnings per share, and return on equity. Analysts have rated it as B+, with a Bullish outlook. Always conduct your own research before investing.
Analysts predict American Coastal Insurance Corporation stock to fluctuate between $9.97 (low) and $13.50 (high) in the next 365 days, reflecting market expectations and potential volatility.
As of 2026-02-05, American Coastal Insurance Corporation's market cap is $545,196,076, based on 48,765,302 outstanding shares.
Compared to Meta Platforms, Inc. Class A Common Stock, American Coastal Insurance Corporation has a Lower Market-Cap, indicating a difference in performance.
American Coastal Insurance Corporation pays dividends. The current dividend yield is 6.59%, with a payout of $0.75 per share.
To buy American Coastal Insurance Corporation (ACIC) stock: Open a brokerage account (e.g., Robinhood, TD Ameritrade, E-Trade). Search for ACIC. Place an order (Market, Limit, etc.).
The best time to invest depends on market trends and technical indicators, which show a Bullish trend based on economic conditions and company performance.
Revenue: $296,657,000 | EPS: $1.58 | Growth: -77.78%.
Visit https://www.amcoastal.com/investor-relations for detailed financial reports.
You can explore historical data from here
All-time high: $15.08 (2024-12-04) | All-time low: $6.61 (2023-09-28).
Key trends include market demand, economic conditions, interest rates, and industry competition, which influence the stock's performance.
News

seekingalpha.com
American Coastal Insurance Corporation (ACIC) Discusses Strategic Partnership Expansion and Participation in Catastrophe-Exposed Insurance Portfolio Prepared Remarks Transcript

zacks.com
Investors need to pay close attention to ACIC stock based on the movements in the options market lately.

defenseworld.net
American Coastal Insurance Corporation (NASDAQ: ACIC - Get Free Report)'s share price gapped down before the market opened on Friday. The stock had previously closed at $12.63, but opened at $11.88. American Coastal Insurance shares last traded at $11.75, with a volume of 4,971 shares. Wall Street Analysts Forecast Growth Several brokerages have weighed in

globenewswire.com
ST. PETERSBURG, Fla., Dec. 01, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of American Coastal Insurance Company (“AmCoastal”), announced today that its Board of Directors declared a special cash dividend of $0.75 per share of common stock outstanding, payable on January 9, 2026, to shareholders of record on January 2, 2026.

zacks.com
American Coastal (ACIC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

seekingalpha.com
American Coastal Insurance Corporation ( ACIC ) Q3 2025 Earnings Call November 5, 2025 5:00 PM EST Company Participants B. Martz - President & CEO Svetlana Castle - Chief Financial Officer Conference Call Participants Karin Daly - The Equity Group, Inc. Charles Peters - Raymond James & Associates, Inc., Research Division Presentation Operator Greetings, and welcome to the American Coastal Insurance Corporation's Third Quarter 2025 Earnings Conference Call.

zacks.com
American Coastal Insurance (ACIC) came out with quarterly earnings of $0.61 per share, beating the Zacks Consensus Estimate of $0.39 per share. This compares to earnings of $0.54 per share a year ago.

seekingalpha.com
American Coastal Insurance Corporation (NASDAQ:ACIC ) Q2 2025 Earnings Conference Call August 6, 2025 5:00 PM ET Company Participants Bennett Bradford Martz - President & CEO Svetlana Castle - Chief Financial Officer Conference Call Participants Charles Gregory Peters - Raymond James & Associates, Inc., Research Division William Joseph Dezellem - Tieton Capital Management, LLC Karin Daly - The Equity Group, Inc. Operator Greetings, and welcome to the American Coastal Insurance Corporation Second Quarter Earnings Conference Call and Webcast. [Operator Instructions] As a reminder, this conference is being recorded.

zacks.com
American Coastal Insurance (ACIC) came out with quarterly earnings of $0.54 per share, beating the Zacks Consensus Estimate of $0.38 per share. This compares to earnings of $0.4 per share a year ago.

globenewswire.com
ST. PETERSBURG, Fla., July 21, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“American Coastal” or the “Company”) the insurance holding company of American Coastal Insurance Company (“AmCoastal”), announced today that Kroll Bond Rating Agency (“KBRA”) has upgraded its Issuer Rating from BB+ to BBB- and upgraded its Debt Rating from BB+ to BBB-. KBRA also affirmed the Insurance Financial Strength Rating of A- for AmCoastal. The Outlook for all ratings has been changed to Positive from Stable.
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